Andhra Bank

Andhra bank offer 13 different types of savings accounts to its customers.These accounts provide a host of banking benefits such as fund transfer, attractive interest rates, etc.

Andhra bank offer 3 types of different current accounts to its customers.Get Cheque Book, Visa Debit Card and free eStatements at a frequency of one’s choice with these accounts

Andhra Bank offers home loan with minimum margin of 10% for limits up to Rs.30 lakh, 20% for limits over Rs.30.00 lakh to Rs.75.00 lakh and 25% for limits more than Rs.75.00 lakh.The loan can be repaid maximum over a period of 30 years.

Andhra Bank offers various personal loan schemes to cater the urgent financial needs of different group of customers ranging from salary classes to LIC agents and non individuals to pensioners. Maximum repayment period is 60 months.

An individual should have minimum gross income of Rs.1 lakh p.a. for 4 wheelers and Rs.60,000 p.a. for 2 wheelers. Repayment terms can also be in the shape of Quarterly/Half yearly/Yearly instalments.

Andhra Bank provides loan against gold to people engaged in agricultural and non-agricultural activities. It is provided with a maximum repayment tenure of 1 to 2 years.

There are different types of fixed deposit accounts offered by the Andhra bank with varied features and attractive rates of interest.

Andhra Bank Recurring Deposit comes with a minimum & maximum tenure of 6 months & 10 years respectively & the interest is compounded quarterly.

Andhra bank credit card are widely acceptance at all VISA and MasterCard and Rupay affiliations and are issued against a minimum annual proven income of Rs1.80 lakh.

Provides an array of debit cards which come with a host of privileges.These cards also have robust security features which help in keeping transactions safe and secure.

Customers can access their bank account & credit card anytime & from anywhere in the world with the help of balance enquiry facility using SMS, net banking, mobile banking etc.

Customers can manage their money on the move 24 x 7 with Andhra Bank Mobile Banking app – Andhra Bank TEJ. Customers need to download the App from Google Play Store or Apple App store.

Net banking facility provides access to account information, products and other services such as balance enquiry, transaction details in the account, statement of account, transfer of funds, bill payment and much more.

To address the issues, queries, and complaints of customers, the bank has ensured maintaining multiple channels of communication such as Andhra Bank customer care toll-free number, email, SMS, etc.