YES BANK RuPay Credit Cards

YES BANK RuPay Credit Cards come with a range of benefits, like rewards, airport lounge access and cashback, along with digital convenience through UPI integration feature. You can add your RuPay credit card to any UPI app of choice, including Paytm, Google Pay, PhonePe, and others and earn value-back across spends made online, offline and through UPI. Most of these cards are offered in virtual form and are either lifetime free or charge minimal annual fee. Read on to know in detail about the top YES BANK RuPay Credit Cards, along with their fees, features and benefits.

List of Best YES BANK RuPay Credit Cards

Given below is the list of some of the leading YES BANK Credit Cards on RuPay network:

Credit Card	Key Feature
YES BANK Paisabazaar PaisaSave RuPay Credit Card	6% cashback on eligible dining and travel spends
YES BANK POP-CLUB Credit Card	10 POPcoins per Rs. 100 spent online
YES BANK Klick Credit Card	Up to 4 reward points per Rs. 200 spent via UPI
YES BANK RuPay Credit Card	Up to 4 reward points per Rs. 200 spent via UPI
YES BANK Zagg RuPay Credit Card	Up to 2 domestic airport lounge access per quarter

Advantages of Best YES BANK RuPay Credit Cards

YES BANK Paisabazaar PaisaSave RuPay Credit Card

Joining Fee: Nil
Annual Fee: Nil

Key Features & Benefits:

• 12 reward points per Rs. 200 spent on dining & travel (6% cashback)
• 2 reward points per Rs. 200 spent on other categories, including UPI (1% cashback)
• 1:1 reward point redemption ratio at zero redemption fee
• 1% fuel surcharge waiver, up to Rs. 125 per month

This is a virtual lifetime free RuPay credit card offered as an accompaniment of the physical YES BANK Paisabazaar PaisaSave Credit Card on Mastercard network. It lets the card users save 1% as reward points on UPI transactions worth above Rs. 2,000. The accelerated value-back on dining and travel categories covers a wide range of merchants and the accrued reward points are redeemable as cashback in 1:1 redemption ratio. So, to avail these benefits and maximise your savings across spending categories in a hassle-free manner, you can apply for the credit card online at Paisabazaar.

YES BANK POP-CLUB Credit Card

Joining Fee: Nil
Annual Fee: Rs. 399 (Nil if under lifetime free card offer)

Key Features & Benefits:

• 3-month Zomato Gold Mini and 6-month PharmEasy Plus memberships, along with Rs. 750 Cleartrip voucher as joining benefit
• 500 POPcoins on card activation; 1 POPcoin = Up to Rs. 1
• 5% cashback on POP UPI spends made using POPcoins
• 10 POPcoins per Rs. 100 spent online
• 2 POPcoins per Rs. 100 spent on other transactions
• Additional 1,500 POPcoins on spending more than Rs. 1.5 lakh spends in a year
• 1% fuel surcharge waiver

This co-branded credit card offers considerable value-back of up to 10%. However, the rewards on card spends are accrued in the form of POPcoins which is a co-branded platform specific currency, redeemable only on associated brands or products, which can be restrictive for the card users. In addition to its reward program, this card offers good welcome benefits ranging across different categories, like dining, health and travel, despite not charging any joining fee. Bonus POPcoins as milestone benefit further adds to the savings potential of this card.

YES BANK Klick Credit Card

Joining Fee: Nil
Annual Fee: Nil

Key Features & Benefits:

• 4 reward points per Rs. 200 spent on UPI transactions above Rs. 2,000
• 2 reward points per Rs. 200 spent on non-UPI transactions
• 2.75% forex mark-up fee
• 1% fuel surcharge waiver, up to Rs. 250 per month

This rewards credit card is a co-branded offering that comes without any joining or annual fee, thus minimising the cost for the card users. It offers accelerated rewards on UPI transactions and charges a slightly lower foreign currency exchange mark-up fee than the standard 3.5%. 

YES BANK RuPay Credit Card

Joining Fee: Nil
Annual Fee: Nil

Key Features & Benefits:

• 4 reward points per Rs. 200 spent on UPI transactions above Rs. 2,000
• 2 reward points per Rs. 200 spent on other online spends
• 2.75% forex mark-up fee
• Fuel surcharge waiver, up to Rs. 125 per month

This is a virtual lifetime free RuPay credit card that is offered to Visa and Mastercard YES BANK credit cardholders. It is a rewards card that comes with higher value-back as rewards on UPI transactions and can act as a decent supplement to your YES BANK credit card. It also comes with a reduced forex mark-up fee which is slightly lower than the usual 3.5% of the transaction amount.

YES BANK Zagg RuPay Credit Card

Joining Fee: Nil
Annual Fee: Nil

Key Features & Benefits:

• 2 free domestic airport lounge visits per quarter on spending min. Rs. 50,000 in the last quarter
• 1% fuel surcharge waiver, up to Rs. 250 per month

YES BANK Zagg is a co-branded card that offers complimentary airport lounge access to its card users. However, in order to avail this feature, the card users are required to meet the specified spend-based condition during the previous calendar quarter. Though the spending condition is quite low, low spenders may have to use this card for the majority of their spends to satisfy this requirement.