YES Bank Uni Credit Card

YES Bank Uni Credit Card is designed to offer value back across all categories, whether it’s travel, dining, shopping, or more. Users can earn 1% cashback across all spends without any merchant restrictions and maximum capping. At an annual fee of Rs. 499, the card charges a 0% forex markup fee, which makes it a suitable option for frequent travellers. While the card may not include travel benefits like complimentary lounge access, it still offers basic benefits, such as an annual fee waiver and a 1% fuel surcharge waiver, enhancing its overall value. For those looking to maximize their benefits and get the most out of this credit card, read on to know more.

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Key Highlights of YES Bank Uni Credit Card
Joining Fee	Rs. 499 (Waived off on spending Rs. 5,000 in the first 30 days)
Annual Fee	Rs. 499 (Waived off on spending Rs. 50,000 in a year)
Cashback Benefit	Unlimited 1% cashback across all transactions
Travel Benefit	0% forex markup fee
Fuel Benefits	1% fuel surcharge waiver across all fuel stations

Note: This Card is not available on Paisabazaar.com. The content on this page is for information only. To express interest in this card, please visit YES Bank's website.

YES Bank Uni Credit Card: Features & Benefits

Cardholders can avail below-mentioned benefits through this credit card:

Unlimited 1% cashback across all transactions
Zero forex markup fee
1% fuel surcharge waiver on fuel spends of up to Rs. 7,500 across all fuel stations, capped at Rs. 500 per month

YES Bank Uni Credit Card: Fees & Charges

Type of Fee/ Charge	Amount
Joining Fee	Rs. 499 (Waived off on spending Rs. 5,000 in the first 30 days)
Annual Fee	Rs. 499 (Waived off on spending Rs. 50,000 in a year)
Finance Charges	3.99% per month (47.88% p.a.)
Late Payment Fee	For outstanding amount of: Up to Rs. 500: Nil Above Rs. 500: Rs. 1,350 or 10% of total outstanding amount, whichever is lower

Click here to view other fees & charges and terms & conditions.

YES Bank Uni Credit Card: Eligibility & Documentation

Type of Fee/ Charge	Amount
Age Requirement	21 to 60 years
Occupation	Salaried or Self-employed
Min. Income Eligibility	Net Salary of Rs. 25,000 per month OR ITR of Rs. 7.5 lakh per annum