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Top YES BANK Credit Cards in June 2026

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YES BANK PaisaSave Credit Card (FREE for Limited Time)

YES BANK PaisaSave Credit Card (FREE for Limited Time)

Travel

Dining

Cashback

6% cashback across all travel spends's Icon6% cashback across all travel spends

6% cashback on all dining spends's Icon6% cashback on all dining spends

1% unlimited cashback on UPI transactions's Icon1% unlimited cashback on UPI transactions

Joining Fee IconJoining Fee: ₹0+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: ₹0+ Taxes

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*Terms & Conditions

YES BANK ACE Credit Card

YES BANK ACE Credit Card

Shopping

Rewards

Online Shopping

4X rewards on online spends's Icon4X rewards on online spends

2X rewards on offline spends's Icon2X rewards on offline spends

1% fuel surcharge waiver on fuel spends's Icon1% fuel surcharge waiver on fuel spends

Joining Fee IconJoining Fee: ₹499+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: ₹499+ Taxes

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*Terms & Conditions

YES BANK SELECT Credit Card

YES BANK SELECT Credit Card

Lounge Access

Rewards

Online Shopping

2X rewards on online transactions's Icon2X rewards on online transactions

Up to 4 domestic lounge visit every year's IconUp to 4 domestic lounge visit every year

Comparatively low forex mark-up fee of 2.75%'s IconComparatively low forex mark-up fee of 2.75%

Joining Fee IconJoining Fee: ₹599+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: ₹599+ Taxes

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*Terms & Conditions

YES BANK ELITE+ Credit Card

YES BANK ELITE+ Credit Card

Lounge Access

Rewards

Online Shopping

12 reward points per Rs. 200 spent online's Icon12 reward points per Rs. 200 spent online

8 domestic lounge visits in a year's Icon8 domestic lounge visits in a year

25% off on movie tickets booked via BookMyShow's Icon25% off on movie tickets booked via BookMyShow

Joining Fee IconJoining Fee: ₹999+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: ₹999+ Taxes

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*Terms & Conditions

YES BANK Wellness Plus Credit Card

YES BANK Wellness Plus Credit Card

Rewards

Up to 30 reward points per Rs. 200 's IconUp to 30 reward points per Rs. 200

Up to 8 domestic lounge visits per year's IconUp to 8 domestic lounge visits per year

Multiple reward redemption options's IconMultiple reward redemption options

Joining Fee IconJoining Fee: ₹1,499+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: ₹1,499+ Taxes

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*Terms & Conditions

YES BANK RESERV Credit Card

YES BANK RESERV Credit Card

Lounge Access

Rewards

Online Shopping

24 reward points per Rs. 200 on online spends's Icon24 reward points per Rs. 200 on online spends

Up to 18 complimentary lounge visits every year's IconUp to 18 complimentary lounge visits every year

Relatively low forex mark-up fee of 1.75%'s IconRelatively low forex mark-up fee of 1.75%

Joining Fee IconJoining Fee: ₹2,499+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: ₹2,499+ Taxes

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*Terms & Conditions

YES BANK Marquee Credit Card

YES BANK Marquee Credit Card

Travel

Premium

Rewards

Unlimited access for primary & add-on user's IconUnlimited access for primary & add-on user

Up to 4.5% back as reward points's IconUp to 4.5% back as reward points

Save up to Rs. 2,400 per month on BookMyShow's IconSave up to Rs. 2,400 per month on BookMyShow

Joining Fee IconJoining Fee: ₹9,999+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: ₹4,999+ Taxes

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*Terms & Conditions

YES Private Credit Card

YES Private Credit Card

Travel

Premium

Rewards

2X rewards on international spends's Icon2X rewards on international spends

Unlimited domestic & international visits's IconUnlimited domestic & international visits

Exclusive privileges with premium hotels's IconExclusive privileges with premium hotels

Joining Fee IconJoining Fee: ₹50,000+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: ₹10,000+ Taxes

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*Terms & Conditions

YES Prosperity Rewards Credit Card

YES Prosperity Rewards Credit Card

Travel

Shopping

Rewards

2 reward points per Rs. 200 spent on retail 's Icon 2 reward points per Rs. 200 spent on retail

Low foreign exchange markup fee of 3.40%'s IconLow foreign exchange markup fee of 3.40%

1 point per Rs. 200 spent on select categories's Icon1 point per Rs. 200 spent on select categories

Joining Fee IconJoining Fee: ₹499+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: ₹499+ Taxes

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*Terms & Conditions

YES First Preferred Credit Card

YES First Preferred Credit Card

Travel

Rewards

8 reward points per Rs. 200 spent's Icon8 reward points per Rs. 200 spent

8 domestic lounge visits yearly's Icon 8 domestic lounge visits yearly

Low forex markup fee of 1.75% 's IconLow forex markup fee of 1.75%

Joining Fee IconJoining Fee: ₹999+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: ₹999+ Taxes

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*Terms & Conditions

Why Choose Paisabazaar?

Icon image of Compare Best YES Bank Credit Cards

Compare Best YES Bank Credit Cards

Explore YES Bank cards across categories

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Make everyday purchases more rewarding

Pay via YES BANK credit card and earn value-back

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Explore pre-qualified credit card offers

Enjoy a seamless digital application experience

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YES BANK Credit Card Features & Benefits

YES BANK offers several credit cards catering to varied needs and the key features and benefits differ as per the card type. However, some of the common benefits available on almost all YES BANK Credit Cards have:

  • Reward Points and Cashback
    YES BANK operates a robust rewards program called YES Rewardz. Premium cards like MARQUÉE and Private offer higher reward rates whereas mid-range and entry-level cards come with lower reward rates. YES BANK also offers subscription plans through which you can boost your earnings by 3X to 5X on specific categories.
  • Benefits on UPI Payment
    With YES BANK RuPay Credit Cards, like YES BANK Paisabazaar PaisaSave Credit Card, you earn rewards even on UPI “Scan & Pay” transactions, typically for spends above Rs. 2,000.
  • Travel Benefits
    YES BANK Credit Cards make travel easier on your pocket with features like complimentary lounge access, low foreign exchange mark-up fee, dedicated concierge, etc. Some premium cards also provide airport meet and greet, airport transfers, etc.
  • Lifestyle Benefits
    Most cards offer a Buy 1 Get 1 (B1G1) deal on BookMyShow, discount at leading restaurants and access to premium golf courses in India with complimentary green fee waivers and lessons. Some YES BANK Credit Cards also offer health and wellness benefits such as complimentary preventive health check-ups, fitness sessions, etc.
  • Insurance Cover
    Several credit cards from YES BANK come with Credit Shield (in case of accidental death) and Purchase Protection for electronic devices bought online.
  • EMI Conversion
    You can convert your YES BANK Credit Card purchases into EMIs and pay off in easy instalments making big-ticket spends like appliances, gadgets, etc. easier to manage.
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Best YES BANK Credit Cards for Travel

YES BANK PaisaSave Credit Card (FREE for Limited Time)Brush

YES BANK PaisaSave Credit Card (FREE for Limited Time)

Joining Fee: ₹ 0

Travel

Travel

Dining

Dining

Cashback

Cashback

  • 6% cashback on travel and dining spends
  • Unlimited 1% cashback on all other spends, including UPI
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*Terms & Conditions
YES BANK Marquee Credit CardBrush

YES BANK Marquee Credit Card

Joining Fee: ₹ 9999

Travel

Travel

Premium

Premium

Rewards

Rewards

  • 36 YES Rewardz Points per Rs. 200 spent online & 18 on offline spends
  • Up to 24 domestic & unlimited international airport lounge visits per year
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*Terms & Conditions
YES Private Credit CardBrush

YES Private Credit Card

Joining Fee: ₹ 50000

Travel

Travel

Premium

Premium

Rewards

Rewards

  • Unlimited airport lounge access with 12 guest visits and 0.5% forex markup
  • Up to 2.5 lakh Reward points & Rs. 9,000 Oberoi voucher on joining
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*Terms & Conditions
YES BANK ELITE+ Credit CardBrush

YES BANK ELITE+ Credit Card

Joining Fee: ₹ 999

Lounge Access

Lounge Access

Rewards

Rewards

Online Shopping

Online Shopping

  • 12 YES Rewardz Points per Rs. 200 for online & 6 for offline shopping
  • Up to 8 domestic and 3 international airport lounge visits a year
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*Terms & Conditions
YES BANK RESERV Credit CardBrush

YES BANK RESERV Credit Card

Joining Fee: ₹ 2499

Lounge Access

Lounge Access

Rewards

Rewards

Online Shopping

Online Shopping

  • Up to 12 domestic & 6 international airport lounge access per year
  • 24 YES Rewardz Points per Rs. 200 online spend and 12 on offline spends
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*Terms & Conditions

Best YES BANK Premium Credit Cards

YES Private Credit CardBrush

YES Private Credit Card

Joining Fee: ₹ 50000

Travel

Travel

Premium

Premium

Rewards

Rewards

  • Unlimited airport lounge access with 12 guest visits and 0.5% forex markup
  • Up to 2.5 lakh Reward points & Rs. 9,000 Oberoi voucher on joining
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*Terms & Conditions
YES BANK Marquee Credit CardBrush

YES BANK Marquee Credit Card

Joining Fee: ₹ 9999

Travel

Travel

Premium

Premium

Rewards

Rewards

  • 36 YES Rewardz Points per Rs. 200 spent online & 18 on offline spends
  • Up to 24 domestic & unlimited international airport lounge visits per year
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*Terms & Conditions
YES BANK RESERV Credit CardBrush

YES BANK RESERV Credit Card

Joining Fee: ₹ 2499

Lounge Access

Lounge Access

Rewards

Rewards

Online Shopping

Online Shopping

  • Up to 12 domestic & 6 international airport lounge access per year
  • 24 YES Rewardz Points per Rs. 200 online spend and 12 on offline spends
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*Terms & Conditions

Best YES BANK Credit Cards for Beginners

YES BANK ACE Credit CardBrush

YES BANK ACE Credit Card

Joining Fee: ₹ 499

Shopping

Shopping

Rewards

Rewards

Online Shopping

Online Shopping

  • 8 YES Rewardz Points per Rs. 200 for online & 4 for offline shopping
  • Up to 5X YES Rewardz Points via add-on subscription plans
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*Terms & Conditions
YES BANK SELECT Credit CardBrush

YES BANK SELECT Credit Card

Joining Fee: ₹ 599

Lounge Access

Lounge Access

Rewards

Rewards

Online Shopping

Online Shopping

  • 8 YES Rewardz Points per Rs. 200 for online & 4 for offline shopping
  • 1 complimentary golf lesson a month at select Indian golf courses
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*Terms & Conditions
YES BANK PaisaSave Credit Card (FREE for Limited Time)Brush

YES BANK PaisaSave Credit Card (FREE for Limited Time)

Joining Fee: ₹ 0

Travel

Travel

Dining

Dining

Cashback

Cashback

  • 6% cashback on travel and dining spends
  • Unlimited 1% cashback on all other spends, including UPI
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*Terms & Conditions

YES BANK Credit Cards: Fees & Charges

You can get any YES BANK lifetime free credit card or a card that charges an annual fee, depending on your requirement and card benefits. However, there are some common fees and charges which are applicable to all YES BANK Credit Cards as mentioned in the table below:

Fees and Charges Details
Joining/Annual Fee Varies from one card to another
Finance Charges* Reserv & Marquee: 2.99% p.m. (35.88% p.a.)
Others: 3.99% p.m. (47.88% p.a.)
Late Payment Charges For outstanding amount of:
Up to Rs. 500: Nil
Above Rs. 500: Rs. 1,350 or 10% of total outstanding amount, whichever is lower

*Finance charges may be different for cards issued against fixed deposits and for NRI card variants.

Effective 15 October 2025, the following fee is going to be applicable across all YES BANK consumer retail and business credit cards on tolls/bridges and fuel transactions:

1% fee + GST, up to Rs. 5,000 per transaction, on fuel/tolls/bridges transactions worth above Rs. 10,000

Click here for the detailed charges and other terms and conditions applicable to YES BANK Credit Cards.

Directly from Expert

At Paisabazaar, we believe access to credit should be simple, transparent, and inclusive — especially in a diverse market like Bharat. My team and I are focused on building a platform that offers wide credit card choices with a seamless digital experience, suiting the needs of first-time users as well as card-savvy users. With the trust of 50 million+ customers, we’re redefining how India chooses credit cards — making it faster, safer, and more personalised than ever.

Santosh Agarwal profile

Santosh Agarwal

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CEO, Paisabazaar

YES BANK Credit Cards: Eligibility & Documentation

YES BANK offers credit cards to individuals with a good credit score and history. Apart from the credit score, some common eligibility criteria and the documents you are required to fulfil and share are as follows:

  • Age: Between 21 years and 60 years 
  • Employment: Salaried or self-employed 
  • Documents Required: Click here for the list of documents accepted by YES BANK.

The minimum income requirement for some of the top YES BANK Credit Cards is as follows:

Credit Cards Net Monthly Income for Salaried ITR per annum for Self Employed
YES BANK Wellness Plus Credit Card >= Rs. 20,000 >= Rs. 7.5 lakh
YES BANK ACE Credit Card >= Rs. 25,000 >= Rs. 7.5 lakh
YES BANK SELECT Credit Card >= Rs. 50,000 >= Rs. 7.5 lakh
YES BANK ELITE+ Credit Card >= Rs. 1 lakh >= Rs. 9 lakh
YES BANK RESERV Credit Card >= Rs. 2 lakh >= Rs. 18 lakh
YES BANK MARQUEE Credit Card >= Rs. 3 lakh >= Rs. 24 lakh
YES BANK BYOC Credit Card
 >= Rs. 25,000 >= Rs. 7.5 lakh
YES BANK UNI Credit Card >= Rs. 25,000 >= Rs. 7.5 lakh
YES BANK Freo Credit Card >= Rs. 25,000 >= Rs. 5 lakh
YES BANK Rio Credit Card >= Rs. 25,000 >= Rs. 5 lakh

Know about YES BANK FD Credit Card for more lenient eligibility criteria.

How to Apply for YES BANK Credit Cards

You can apply for top credit cards offered by YES BANK and other providers via Paisabazaar through a completely digital process. Follow the steps given below:

Step 1: ENTER YOUR MOBILE NUMBER
Provide your mobile number in the form to begin the application process.

Step 2: VERIFY YOUR NUMBER WITH OTP
Enter the OTP received on your number and check the pre-qualified credit card offers available for you.

Step 3: CHOOSE A CARD
Compare the available options and select the card that best matches your requirements.

Step 4: APPLY AND SUBMIT DOCUMENTS
Fill the detailed form and provide documents for smooth application processing.

In case you are unable to view the card of your choice at our end, you may visit and apply directly at the bank’s website.

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icon image of YES BANK Paisabazaar PaisaSave Credit CardBrush

YES BANK PaisaSave Credit Card (FREE for Limited Time)

Joining Fee: ₹ 0 onwards

bulletTravel
bulletDining
bulletCashback
Vs
icon image of HSBC Live+ Credit CardBrush

HSBC Live+ Credit Card

Joining Fee: ₹ 999 onwards

bulletDining
bulletCashback
icon image of YES BANK ELITE+ Credit CardBrush

YES BANK ELITE+ Credit Card

Joining Fee: ₹ 999 onwards

bulletLounge Access
bulletRewards
bulletOnline Shopping
Vs
icon image of HDFC Regalia Gold Credit CardBrush

HDFC Regalia Gold Credit Card

Joining Fee: ₹ 2500 onwards

bulletTravel
bulletShopping
bulletRewards
icon image of YES Private Credit CardBrush

YES Private Credit Card

Joining Fee: ₹ 50000 onwards

bulletTravel
bulletPremium
bulletRewards
Vs
icon image of IDFC FIRST Private Credit CardBrush

IDFC FIRST Private Credit Card

Joining Fee: ₹ 50000 onwards

bulletTravel
bulletPremium
bulletShopping

FAQs

I want to apply for a YES BANK Credit Card. Which one will best suit me?

YES BANK offers a variety of credit cards which cater to frequent travellers, shoppers, and so on. We suggest that you first figure out what type of spender you are. If you frequently travel then perhaps a travel card will best suit your needs. However, if you like shopping online then a card that provides reward points or cashback on online spends will be a better option.

What are the ways for YES BANK Credit Card bill payment?

You can pay your credit card bill using facilities like NEFT/IMPS/RTGS, cheque, BillDesk (net banking), cash payment, iris by YES BANK (mobile banking app), YES Pay app, or YES ROBOT. If you are a YES BANK account-holder, then you can also pay your YES BANK Credit Card bill by opting for standing instruction to automatically debit a pre-set portion of your monthly bill from your savings or current account to your credit card account.

How can I generate YES BANK Credit Card PIN?

To generate your credit card PIN you can login to YES Online and then access the credit card dashboard. However, if you have not registered for YES Online then you can click here and fill all the card details, date of birth, Aadhaar card number to proceed with setting your credit card PIN. For further details and steps, you can click here.

How can I earn reward points on YES BANK Credit Cards?

Depending on your YES BANK credit card variant, you can earn reward points on almost all spending categories. Certain purchases will be rewarded with accelerated bonus points. However, most YES BANK cards do not reward fuel spends.

What should I do if I notice an unauthorised transaction on my YES BANK Credit Card?

You should immediately contact the YES BANK Credit Card customer care number i.e. 18001031212 (toll free) or +91 22 49350000 (outside India) and get the card closed. This will stop any further misuse of the card. You can check the transaction details in your YES BANK credit card statement.

Can I use my YES BANK Credit card internationally?

Yes, you can use your YES BANK Credit Card internationally. Note that you will be liable to pay a foreign transaction fee on all international purchases.

How can I check the status of my YES BANK credit card application status?

You can easily check your YES BANK credit card application status by visiting the YES BANK Credit Card Application Status page by clicking here. For detailed instructions on how to check the status, click here.

My credit score is 320. Can I apply for YES BANK Credit Card?

Your chances of getting a YES BANK Credit Card application are quite low with a credit score of just 320. So, if you want your application to be approved, make sure you maintain a high credit score of around 750 or above. However, you can apply for entry-level cards like YES BANK Klick Credit Card, YES BANK Rio Credit Card and more. 

How can I connect with YES BANK Credit Card customer care?

You can connect with YES BANK Credit Card customer care by calling on 1800 103 1212 (toll-free for mobile & landlines in India) or +91 22 4935 0000 (when calling from outside India).

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What our customers say

Very helpful throughout the entire card process

I would like to take a moment to express my sincere appreciation for your executive, Miss Dolly (E-Code: EW29983).She has been extremely helpful and supportive throughout my credit card process. She went out of her way to assist me and guided me very clearly at every step. Her professionalism, positive attitude, and strong work ethics truly stood out. I am especially impressed by her intelligence and the way she handled all my queries with patience and clarity.

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Nisha NangiaApr 3, 2026

Satisfied with Paisa Bazaar credit card application process

I applied for a rupay credit card through Paisa bazaar and had a great experience. The customer care support helped me choose the right card as per my needs and the approval process was smooth. I highly recommend for first time users

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Sarita YadavFeb 3, 2026

Multiple Cards to Compare, Smooth Experience

I got all three of my credit cards through Paisabazaar, and the experience has been extremely smooth every time. What I like most is that all the information is available in one place, which makes it very easy to compare different cards and choose the right one. I would definitely recommend Paisabazaar to anyone who wants a credit card but is confused about where to compare options or how to apply easily.

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Romit KumarJan 28, 2026

Got Cashback

I really liked the 5% cashback feature, and the customer service is excellent and very friendly!

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Pranshu YadavJan 22, 2026

User Friendly and Fast

Compare more than 5 cards with filters. Very good experience, no spam calls after checking options.

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Manav DesaiJun 13, 2025

Best for Card Comparison

I was confused between 3-4 cards. This website made it so easy to compare fees, rewards, and offers in one place. Helped me pick a card.

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Nikita AroraJun 1, 2025

Reward Calculator

I spend a lot on online food and travel, so I was confused between a cashback card and a travel card. check the reward calculator tool here entered my monthly spends. It showed me which card would give me the most value. Super helpful and easy to use!

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Naveen ReddyMay 29, 2025

Pre-Approved Card

I just checked the cibil score from this websites i have got 3 pre-approved credit card options!

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Rohit SinhaMay 13, 2025

Best for Compare Credit Cards

I planning to get my first credit card and tbh i have no clue where to start. visit this site through Google all everything was clearly explained. Fees, benefits, joining benefits & i got my first life time card

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Anjali KapoorMay 5, 2025

Compared Credit Cards in One Place!

I was confused between cashback, travel, and shopping cards. This site made it so easy to compare rewards, joining fees, and offers side by side. I picked the SBI Card as it fits my online shopping style. So helpful for people like me who don’t want to read bank brochures!

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Neha BhandariJan 13, 2025
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