TATA STAR Credit Cards (Titanium & Platinum): For Savings at STAR stores

TATA STAR Card and TATA STAR Card Select are co-branded credit cards offered collaboratively by TATA and SBI Card. Both cards cater to different customer segments. The base variant (titanium) comes at a low annual fee to target entry-level users. On the other hand, the Select variant (platinum) targets a premium segment with a high fee of Rs. 2,999.

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However, when it comes to the valueback on STAR and TATA brand outlets, both variants offer an equivalent return of 3.5% and 5%. Rather than the valueback, the differentiating factors for the premium variant above the entry-level card are its features like complimentary lounge access, milestone benefits, and the e-voucher value offered on activation and renewal. Read on to know more about these cards.

TATA STAR Credit Cards: Key Highlights
	TATA STAR Card (Titanium)	TATA STAR Card Select (Platinum)

Joining Fee	Rs. 499	Rs. 2,999
Annual Fee	Rs. 499	Rs. 2,999
Fee Waiver	On spending Rs. 1 Lakh in the previous year	–
Welcome Benefit	e- Gift Voucher worth Rs. 1,000 from STAR	e- Gift Voucher worth Rs. 3,500 from STAR
Co-branded Benefit	3.5% value back on spends at STAR Outlets	3.5% value back on spends at STAR Outlets
Co-branded Benefit	Up to 5% value back on spends on Tata outlets	Up to 5% value back on spends on Tata outlets

Note: This Card is not available on Paisabazaar.com. The content on this page is for information only. To apply for credit card , please visit the SBI Card website .

TATA STAR Card- Titanium: Features & Benefits

Activation benefits : Users get an e- Gift Voucher worth Rs. 1,000 from STAR.

Rewards & value back: You get:

3.5% value back on spends at STAR Outlets
Up to 5% value back on spends on TATA outlets
3 reward points per Rs. 100 on departmental & grocery store spends
1 reward point per Rs. 100 spent on other spends
Value of 1 Reward Point = Rs. 1

Fuel surcharge waiver : 1% fuel surcharge waiver, on transaction amounting between Rs. 500 to Rs. 3,000 up to Rs. 100 per statement cycle.

TATA STAR Card Select- Platinum: Features & Benefits

Welcome & renewal benefit:

Users get an e- Gift Voucher worth Rs. 3,500 from STAR
On spending Rs. 2 Lakh in the previous year, users get an e-Gift Voucher worth Rs. 3,000 from STAR.

Rewards & value back:

3.5% value back on spends at STAR Outlets
Up to 5% value back on spends on select TATA Outlets
3 reward points per Rs. 100 spent on departmental & grocery, dining & international spends
1 reward point per Rs. 100 other retail spends
Value of 1 reward point = Rs. 1

Milestone benefits: e- Gift Voucher worth Rs. 3,000 on spends of Rs. 4 lakhs and Rs. 5 lakhs each

Complimentary airport lounge access: 8 lounge access visits per year to domestic MasterCard lounges in India (restricted to up to 2 visits per quarter)

Fuel surcharge waiver: 1% fuel surcharge waiver, on transactions valued between Rs. 500 to Rs.4,000, up to Rs. 250 per statement cycle

TATA STAR Credit Cards : Fees & Charges

Fee Type	Amount
Joining Fee	Rs. 499 Rs. 2,999 (For STAR Select)
Annual Fee	Rs. 499 Rs. 2,999 (For STAR Select)
Finance Charges	3.50% per month (42% per annum)
Late Payment Charges	For Statement Balance: Less than Rs. 500 - Nil Rs. 500 up to Rs. 1,000 - Rs. 400 Rs. 1,000 up to Rs. 10,000 - Rs. 750 Rs. 10,000 up to Rs. 25,000 - Rs. 950 Rs. 25,000 up to Rs. 50,000 - Rs. 1,100 Amount over Rs. 50,000 - Rs. 1,300