customer-support

Talk to Expert

Sales Enquiry
Call Us: 1800 570 3888
Service Helpline
Call Us: 1800 258 5616

Our Advisors are available 7 days a week, 9:30 am - 6:30 pm to assist you with the best offers or help resolve any queries.

Get the App
get-the-app-mobile
Download the
Paisabazaar app Today!

Get instant access to loans, credit cards, and financial tools — all in one place

get-the-app-qr

Scan to download on

play-app-store
Paisabazaar Logo
meter
  • Home /
  • Credit Card /
  • SBI Card /
  • Tata Neu Plus SBI Card
    • Image of Tata Neu Plus SBI Card
    SBI Cards

    Tata Neu Plus SBI Card

    cat name Shopping
    cat name Cashback
    3.0/5.0

    Travel3.0/5

    Rewards3.0/5

    Co-branded Benefits3.5/5

    Know More
    Paisabazaar Review

    1st Year Fee: ₹499* Plus Applicable Taxes

    Co-branded

    Co-branded

    Save on 10+ brands in Tata Neu Ecosystem

    Shopping

    Shopping

    Up to 7% value-back on select Tata Neu Spends

    Lounge Access

    Lounge Access

    4 domestic airport lounge visits per year

    Updated on December 22, 2025 4:49 pm

    Author: Megha Khanna

    Find Best Credit Card Offers

    It hardly takes 2 minutes

    +91 0 /10 Digits

    Don't worry, this will not affect your credit score

    The entered number doesn't seem to be correct

    By submitting this form, you have read and agree to the Credit Report Terms of Use, Terms of Use & Privacy Policy
    Please accept the undertaking to proceed further

    meter
    About The CardRewards ProgramOther Features & BenefitsFees & ChargesThings to KnowCard ReviewFAQs

    About Tata Neu Plus SBI Card

    Tata Neu Plus SBI Credit Card is the base variant in Tata Neu’s co-branded card partnership with SBI Card. Similar to Tata Neu Plus HDFC Bank, this card caters to multiple categories by offering up to 7% value-back on select brands in the Tata Neu ecosystem– Tata 1MG, BigBasket, Croma, Air India Express, Tata CliQ, IHCL (Taj Hotels), Westside, Qmin, Tata Play, Cult, Tata Pay, Titan, and Tanishq.

    With an annual fee of Rs. 499 – compensated for in the first year by 499 bonus NeuCoins and waived from second year onwards on Rs. 1 Lakh annual spends – the Plus variant can be an ideal choice for beginners seeking multi-brand benefits at low fee.

    View More

    Rewards Program

    Reward Earning

    • 2% value-back as NeuCoins on spends on Tata Neu App/Website and partner Tata Brands
    • Extra 5% value-back as NeuCoins on select category spends on Tata Neu App/Website
    • 1% value-back as NeuCoins on other spends
    • 1% value-back as NeuCoins on UPI transactions (valid only on Rupay variant)

    Reward Redemption

    • Accumulated reward points are redeemable for payments via Tata Neu app and its partner brand’s website/stores
    • Value of 1 NeuCoin = Rs. 1
    Image of null
    For an entry-level card, Tata Neu Plus SBI Card offers exceptional value with partnered brands spanning multiple categories. Moreover, unlike most cards that exclude or restrict benefits on jewellery spends, this card offers accelerated rewards on Tanishq. Additionally, cardholders can utilize NeuCoins for travel booking with Air India and Taj Hotels, helping them save on travel. With smart spending through the Tata Neu app, consumers can get up to 7% returns at a low annual fee of Rs. 499 only.
    Image of null

    Other Features & Benefits

    • Activation: Bonus 499 NeuCoins (worth Rs. 499) on Tata Neu app on payment of joining fee
    • Lounge Access: 4 complimentary domestic airport lounge access every year ( maximum 1 per quarter) on quarterly spends of Rs. 50,000
    • Fee Waiver: Annual fee waiver on spending Rs. 1 Lakh in the previous year
    • Fuel Benefits: 1% fuel surcharge across all petrol pumps in India, on transactions from Rs. 500 up to Rs. 4,000, up to Rs. 250 per month

    Fees & Charges

    Fee Type Amount
    Joining Fee Rs. 499 + Taxes
    Annual Fee Rs. 499 + Taxes
    Finance Charges Up to 3.75% per month | 45% per annum
    Late Payment Charges
    For outstanding amount:
    From Rs. 0 - Rs. 500 Nil
    Greater than Rs. 500 & up to Rs. 1,000 Rs. 400
    Greater than Rs. 1000 & up to Rs. 10,000 Rs. 750
    Greater than Rs. 10,000 up to Rs. 25,000 Rs. 950
    Greater than Rs. 25,000 & up to Rs. 50,000 Rs. 1,100
    Greater than Rs. 50,000 Rs. 1,300

    Things to Know Before you apply

    Get this card if:

    You want a low-fee credit card catering to multiple categories

    You frequently shop with partnered Tata brands and can easily maximize the benefits

    You prefer a straightforward 1:1 rewards program

    You can easily spend Rs. 1 Lakh in a year to get the annual fee waived off

    Other Similar Credit Cards

    Paisabazaar Review

    Overall Rating

    3.0/5

    Travel3.0/5

    Rewards3.0/5

    Co-branded Benefits3.5/5

    What do we like about this card?

    Tata Neu Plus SBI Card stands as a solid option in the entry-level segment offering up to 7% value-back. Low annual fee, easy waiver conditions and welcome benefit compensating for the fee make this card an ideal choice for beginners. Unlike most co-branded cards that offer accelerated value only with one or two partners, Tata Neu provides strong value with more than 10 brands in the Tata Neu ecosystem– spanning multiple spending categories. Additionally, 1% back on UPI spends (through the Rupay variant) further enhances savings on everyday spending.

    Pros

    • Activation benefits worth the joining fee
    • Up to 7% value-back as NeuCoins
    • NeuCoins redeemable in 1:1 ratio on Tata Neu brand spends
    • Benefits spanning multiple brands covering different spending categories
    • Easy fee waiver condition
    • 1% saving on UPI transactions with the Rupay variant

    Cons

    • Brand benefits could be restricting for some users
    • Lounge access comes with a spend-based condition
    • No milestone or renewal benefits
    meter

    Frequently Asked Questions

    Everything you need to know about this credit card

    Cardholders earn bonus 499 NeuCoins post the payment of the joining fee. These are credited to the Tata NeuPass account.

    Yes, you can earn a 1% fuel surcharge waiver on the card on transactions ranging between Rs. 500 up to Rs. 4,000, capped at Rs. 250 per month.

    Yes, the Tata Neu Plus variant is similar across both SBI and HDFC Bank. Both cards offer the same valueback benefits across UPI, partner Tata brands, and other spends. To choose the right card among these, you can make a decision based on your issuer preference and chances of approval based on your existing relationship with the bank.

    Unlike the Infinity variant, the Tata Neu Plus Infinity credit card does not offer a low forex markup fee. A forex markup fee of 3.5% is applicable on all international transactions.

    To apply for this credit card you can contact SBI Card at their customer care number 1860 180 1290. Alternatively, you can visit the issuer’s website.
    img

    Need More Help?

    Leave a comment or ask a question!

    Ask Your Question

    Footnotes

    1. Partner Tata Brands: Tata 1MG, BigBasket, Croma, Air India Express, Tata CliQ, IHCL (TAJ group of Hotels), Westside, Qmin, Tata Play, Cult, Tata Pay, Titan and Tanishq.
    2. NeuCoins will be auto credited to the card holder’s NeuPass account on the monthly statement cycle.
    3. Exclusions from rewards program: Fuel Spends, wallet loads, voucher purchase, cash advances, payment of Outstanding Balances, payment of card fees and other charges, Flexipay, rental and Government related transactions, education payments.
    4. NeuCoin earning is capped per month for some transactions: Grocery-1000, Insurance – 2000, Utility Transaction- 2000, Telecom and cable – 2000 and UPI Spends – 500.

    Click here to know More Terms and Conditions

    Megha Khanna linkedIn icon

    Content Writer

    Megha is an experienced writer with a specialization in credit cards and personal finance. With a keen eye for detail and a passion for helping readers make informed financial choices, she creates engaging content that demystifies the complexities of credit cards, from rewards and benefits to interest rates and fees.

    Trending Articles on Credit Cards

    View All Articles
    img
    Best Railway Lounge Access Credit Cards in India 2026
    img
    Shruti Sharma
    9 Dec 2025
    img
    Best Credit Cards for Airport Lounge Access in India 2026
    img
    Shruti Sharma
    1 Dec 2025
    img
    Best Low Interest Credit Cards in India 2026
    img
    Shruti Sharma
    20 Nov 2025

    Explore other Card Categories

    cat name Memberships
    cat name Travel
    cat name Lounge Access
    cat name Golf
    cat name Dining
    cat name Online Grocery
    cat name Premium
    cat name Shopping
    cat name Milestone Benefits
    cat name Co-branded
    cat name Brand Discount
    cat name Online Dining
    cat name Online Travel
    cat name Welcome Benefit
    cat name Offline Grocery
    cat name Offline Movies
    cat name Offline Dining
    cat name Movies
    cat name Online Movies
    cat name Lifetime Free
    cat name Rewards
    cat name Cashback
    cat name Fuel
    cat name Offline Travel
    cat name Offline Shopping
    cat name Online Shopping
    cat name Fee Waiver
    cat name Renewal Benefit

    Explore Cards from Leading Issuers

    HSBC Bank HDFC Bank SBI Cards American Express ICICI Bank Kotak Mahindra Bank Axis Bank Standard Chartered Bank YES BANK RBL Bank IndusInd Bank IDFC FIRST Bank AU Small Finance Bank Federal Bank BOBCARD Punjab National Bank SBM Bank Canara Bank Equitas Small Finance Bank IDBI Bank Indian Bank DBS Bank Bank of India
    icon

    Check eligibility for best credit cards

    Check Eligibility
    meter
    Menu