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slice Small Finance Bank has been recognised as a scheduled bank by the RBI, which makes its depositors eligible for deposit insurance provided by the Depositor Insurance and Credit Guarantee Corporation (DICGC). The deposit insurance cover from DICGC, an RBI subsidiary, insures cumulative deposits up to Rs 5 lakh made by each depositor, including his fixed deposits, savings, current, and recurring deposits, in each scheduled bank in case of the failure or merger/amalgamation of a scheduled bank.
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slice Small Finance Bank FD Interest Rates (p.a.) Highlights |
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| Highest slab rate | 7.75% (18 months 1 day to 18 months 2 days) |
| For 1 year | 6.25% |
| For 2 years | 7.50% |
| For 3 years | 7.50% |
| For 4 years | 7.00% |
| For 5 years | 7.00% |
The interest rates are updated as of 5 February 2026
Book FDs at Interest rate upto 8.00% p.a
Manage all FDs in one place
No Bank A/C Required
slice Small Finance Bank FD Interest Rates
FD Rates on Domestic deposits of up to Rs 5 crore w.e.f. 17 September 2025
| Tenure | Interest Rates (% p.a.) | |
| Regular Citizens | Senior Citizens | |
| 7-29 days | 3.50 | 3.75 |
| 30-45 days | 4.25 | 4.75 |
| 46 days-3 months | 4.50 | 4.75 |
| 3 months 1 day-6 months | 5.25 | 5.50 |
| 6 months 1 day-12 months | 6.25 | 6.50 |
| 12 months 1 day-18 months | 7.25 | 7.25 |
| 18 months 1 day-18 months 2 days | 7.75 | 7.75 |
| 18 months 3 days-36 months | 7.50 | 7.50 |
| 36 months 1 day-60 months | 7.00 | 7.25 |
| 60 months 1 day-120 months | 6.50 | 6.75 |
slice Small Finance Bank FD Scheme
Regular Fixed Deposits (With Reinvestment of Interest Component)
- Minimum deposit amount: 1,000
- Tenure: 7 days to 10 years
- The interest earned from the fixed deposits is credited to the depositor’s savings account at monthly or quarterly intervals
- Partial withdrawal and auto-renewal facilities are available
- Loan and overdraft facilities are also available
Premature Withdrawal of Fixed Deposits
The bank allows premature withdrawal of fixed deposits, subject to a penal rate of 1% on interest
Fixed Deposit (FD) Calculator
Customers are advised to estimate their returns well in advance when before investing in fixed deposits. To do so, fixed deposit calculators are available online. Paisabazaar’s FD calculator helps customers easily plan their investments, taking not more than a few minutes.
Simply enter the deposit amount, FD tenure, and the applicable rate of interest and hit that Calculate button. In seconds, the online calculator shall give the customers an approximate total interest that they will earn based on the rate of interest. One can use it for different periods, like 1 year, 1.5 years or 5 years, etc., and check how fairly their investment rewards them.
FAQs
Q. What is the highest slice Bank FD rate?
The highest FD interest rate of slice Small Finance Bank is 7.75% for 18 months 1 day to 18 months 2 days.
Q. What are the modes of depositing money in FD?
The bank allows deposits via bank cheques, internet banking, credit/debit cards, etc.
Q. Do staff members get additional interest on fixed deposits?
Staff members of slice Small Finance Bank are given a preferential rate of interest. Also, the spouse of the staff member enjoys additional interest rates.