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ICICI Bank offers rewards programme on most of their credit cards. Customers earn reward points on every transaction made via the ICICI credit card be it for shopping, dining, travel bookings, or online spends. There are two categories of reward programme Handpicked Rewards programme and PAYBACK Rewards Programme. Based on the card type, customers are eligible to earn either or both reward points. Read more to understand how to redeem ICICI Bank credit card reward points:
| On this page |
Users can earn reward points in the following manner
| ICICI Bank Credit Card | Reward Points | Accelerated Rewards |
| ICICI Platinum Chip Card- Visa | 1 PAYBACK point for every Rs. 100 spent on utilities & insurance | 2 points on PAYBACK for every Rs. 100 spent on other categories |
| ICICI Bank Coral Contactless Card | 1 PAYBACK point for every Rs. 100 spent on utilities & insurance | 2 points on PAYBACK for every Rs. 100 spent on other categories |
| ICICI Bank Sapphiro MasterCard Credit Card/ ICICI Bank Rubyx MasterCard Credit Card | 2 points on PAYBACK for every Rs. 100 on domestic transactions | 4 points on PAYBACK for every Rs. 100 on international transactions |
| ICICI Bank Sapphiro Platinum American Express Credit Card/ ICICI Bank Rubyx Platinum American Express Credit Card | 3 points on PAYBACK for every Rs. 100 on domestic transactions | 6 points on PAYBACK for every Rs. 100 on international transactions |
| ICICI Bank Carbon | 2 points on PAYBACK for every Rs. 100 spent | N/A |
Following steps highlight the way to redeem ICICI Bank Handpicked Reward Points online via internet banking:
Follow the below-mentioned steps in order to redeem the ICICI Credit Card PAYBACK Reward Points:
The redemption can also be done by contacting the customer care centre of ICICI Bank at 1800-200-3344.
You can redeem your ICICI reward points for products as well as vouchers. A list of vouchers that can be redeemed against reward points is given below:
| Partner | Value (in Rs.) | Points Needed |
| Amazon | 1000 | 1500 |
| Arrow | 500 | 620 |
| Flipkart | 1000 | 1450 |
| Levis | 501 | 636 |
| Zodiac | 500 | 650 |
| GiveIndia | 1100 | 1600 |
| Fabindia | 1000 | 1250 |
| Lifestyle | 1000 | 1250 |
| Mainland China | 1000 | 1250 |
| Nike | 1000 | 1250 |
| Omega Constellation Watch (123.10.35.60.02.001) | NA | 2,00,000 |
Do note that the ICICI Bank credit card reward catalogue is updated regularly.
Reward points are earned on almost every transaction made via ICICI credit card– be it shopping, high-value purchases, International travel, bill payments. Reward points earned are doubled when the card is used to pay at any of the 100+ PAYBACK Partners. PAYBACK points are valid for a period of 3 years from the date of earn. ICICI Bank Rewards are valid as long as the account is active and not overdue.
To check for PAYBACK points, one can follow any of the below options:
To check for ICICI Bank Rewards, follow any of the below-mentioned methods:
How to redeem ICICI Bank credit card reward points?
To redeem the reward points earned, follow the steps by clicking here.
Can one merge PAYBACK accounts in case of multiple PAYBACK accounts?
Yes, you can call PAYBACK Contact Centre at 1860-258-5000 to avail this option.
How long does it take to process the Redemption request?
It may take up to 10 working days in delivering the redemption order at the communication address from the date of placing the order.
Can one cancel a reward redemption order?
Yes, Orders placed through the PAYBACK catalogue can be cancelled by the user. However, the call must be made within 24 hours from order placement.
