HDFC Credit Card Lounge Access: A Comprehensive Guide

HDFC credit cardholders can avail complimentary lounge access at eligible lounges simply by swiping their credit card. You are required to visit the eligible lounge and swipe your card at the lounge desk. You might be asked to pay a charge between Rs. 2 and Rs. 25, which is reversed on your credit card.

However, some cards, like HDFC Regalia Gold or HDFC Diners Club Black, offer complimentary lounge visits without any spend-based condition. On the other hand, with certain cards like HDFC Millennia or HDFC Diners Club Privilege, you are required to achieve a spending milestone to avail complimentary lounge visits.

HDFC Infinia Credit Card

4_/5

Joining fee: ₹12500

Annual/Renewal Fee: ₹12500

Unlimited airport lounge access for primary and add-on members

10x reward points on travel and shopping spends on Smartbuy

Travel

Premium

Rewards

Check Eligibility

Product Details

• 1 RP = 1 Air Mile or Rs. 1 for travel bookings, Apple products and Tanishq vouchers purchased via SmartBuy
• Invite-only card with Club Marriott membership and 12,500 reward points on card activation & renewal
• 5 reward points on every Rs. 150 spent, including spends on insurance, utilities and education​
• Access to unlimited golf games and lessons across premium golf courses worldwide
• Book 3 nights stay at participating ITC hotels and pay for 2 with 1+1 complimentary weekend buffet
• Low forex mark-up fee of 2%

Know More

HDFC Diners Club Black Metal Edition Credit Card

4_/5

Joining fee: ₹10000

Annual/Renewal Fee: ₹10000

Unlimited airport lounge access for primary and add-on members

High base rewards rate of 3.33% with 5 reward points per Rs. 150 spent

Travel

Premium

Rewards

Check Eligibility

Product Details

• Up to 10X reward points on SmartBuy and 2X on weekend dining with up to 1:1 redemption ratio
• Annual memberships of Club Marriott, Amazon and Swiggy One on joining
• Low forex markup fee of 2% and renewal of annual complimentary memberships on Rs. 8 lakh annual spends
• 10,000 reward points on spending Rs. 4 lakh or more in a quarter
• 6 complimentary golf games in a calendar quarter

Know More

HDFC Regalia Gold Credit Card

4_/5

Joining fee: ₹2500

Annual/Renewal Fee: ₹2500

5X reward points on Nykaa, Myntra, Marks & Spencer and Reliance Digital

4 reward points per Rs. 150 across all retail spends

Travel

Shopping

Rewards

Check Eligibility

Product Details

• Complimentary Swiggy One & MMT Black Elite Memberships
• Gift voucher worth Rs. 2,500 on the payment of joining fee
• 6 complimentary international lounge visits & 12 complimentary domestic airport lounge visits per year
• Marks & Spencer/ Reliance Digital/ Myntra/ Marriott vouchers of Rs. 1,500 on Rs. 1.5 Lakh quarterly spends
• Flight vouchers worth Rs. 5,000 on annual spends of Rs. 5 Lakh

Know More

Marriott Bonvoy HDFC Credit Card

3_/5

Joining fee: ₹3000

Annual/Renewal Fee: ₹3000

Marriott Bonvoy Silver Elite status with 4x MB Points on partner hotel spends

12 airport lounge access each within and outside India per year

Travel

Lounge Access

Check Eligibility

Product Details

• 1 free night award and 10 Elite night credits as joining bonus
• 2 complimentary golf access with green fee waiver per quarter across the world
• 4 Marriott Bonvoy Points per Rs. 150 spent on travel, dining & entertainment
• 2 Marriott Bonvoy Points per Rs. 150 spent on all other applicable purchases
• 1 free Night Award each on reaching Rs. 6 lakh, Rs. 9 lakh and Rs. 15 lakh annual spends

Know More

Tata Neu Infinity HDFC Bank Credit Card

3.5_/5

Joining fee: ₹1499

Annual/Renewal Fee: ₹1499

Up to 10% value-back on Tata Neu spends

8 domestic and 4 international Priority Pass lounge access per year

Shopping

Check Eligibility

Product Details

• 5% NeuCoins on all non-EMI spends at Tata Neu & its partner brands
• Additional 5% NeuCoins on select spends at Tata Neu app/website
• 1.5% NeuCoins on UPI, non-Tata brand and merchant EMI spends
• 1,499 NeuCoins after the first spend within 30 days of card issuance
• Low forex markup fee of 2%

Know More

Compare (2/3)

Explore Best Credit Card Offers at Paisabazaar – Save More on Every Spend!

You can check whether your HDFC credit card offers complimentary domestic lounge access benefits through online and offline ways.

Online Process:

Step 1: Visit the official website of HDFC Bank.

Step 2: Go to the ‘Credit Card’ section and select your respective card.

Step 3: You can see all the details related to the respective card, including lounge access benefits.

Step 4: Under the ‘Lounge Access’ section, you can see the frequency of complimentary lounge visits, list of eligible lounges and other related terms & conditions.

Offline Process:

You can check whether your HDFC card offers lounge visits at a specific lounge offline by showing your card at the lounge desk. You can ask the executive to check whether your card is eligible for a lounge visit or not.

Besides this, most of the lounge desks have standees showcasing the accepted credit cards. In case your card is not eligible for free lounge access, then maybe HDFC Bank has not partnered with the lounge network, or your card does not offer any lounge access benefits.

While checking whether your card offers complimentary lounge access is the same for both domestic & international visits. However, there are certain cards that offer international lounge visits through Priority Pass Membership. In such cases, you are required to follow the below-mentioned steps:

Step 1: Download the official app of Priority Pass.

Step 2: Enter the name of the city where you are visiting and planning to use international lounge access.

Step 3: You will be able to see the list of all eligible airport lounges at the entered city.

Apart from the above details, there are certain terms and conditions related to credit cards with lounge access that you must keep in mind:

• You might be asked to pay between Rs. 2 and Rs. 25 at the lounge desk. However, this amount is reversed on your credit card.
• If you have exhausted your free lounge access limit, you will be charged around Rs. 1,200 to Rs. 2,000 at domestic terminals and $32 at international terminals
• You can avail lounge access benefits even if it is not complimentary with your credit card by paying the full amount
• Some cards offer complimentary refreshments, beverages, and other amenities, while others may require you to pay for these services

Which HDFC credit cards offer complimentary airport lounge access?
Most of the HDFC Bank credit cards offer complimentary lounge access. While premium cards like Infinia and Diners Club Black offer unlimited lounge access, other cards like Regalia Gold or Millennia offer limited complimentary lounge visits.

How many complimentary lounge visits are allowed per year?
The number of complimentary lounge visits varies from card to card. For example, Regalia Gold offers up to 6 international & 12 domestic lounge visits in a year. Whereas, Millennia offers 1 complimentary domestic lounge visit in a quarter as a milestone benefit.

Do I need to meet any spending criteria to avail lounge access?
Most premium HDFC Bank cards do not require minimum spends, but some entry-level cards may have specific transaction requirements.

Can I access lounges outside India with my HDFC credit card?
Yes, cards with Priority Pass or Diners Club membership allow international lounge access at partner airports worldwide. You can check whether your card offers international lounge visits online through the official website.

How to use and redeem HDFC credit card lounge access vouchers?
You are required to present your credit card or voucher at the lounge reception; some lounges may require online activation or voucher code submission.

What should I do if my lounge access is denied despite eligibility?
You can verify your card type, check free visit limits, and contact HDFC Bank customer care for resolution.

How to apply for Priority Pass Membership for lounge access?
Premium cards usually include auto-enrollment; you can also request activation via HDFC Bank Net Banking or customer support.