BOBCARD Prime

BOBCARD Prime is a secured credit card issued against a fixed deposit of Rs. 30,000 or more. It is meant for users without income proof or credit history and offers basic rewards and fuel benefits for everyday spending needs only.

This card is suitable for cosnuemrs who are new to credit or have a low credit score. Since it is secured, applicants do not need to submit income proof for approval and a fixed deposit is required for the card issuance process.

Cardholders can earn 2 reward points for every Rs. 100 spent on all categories. These reward points can be redeemed as cashback at a fixed value of Rs. 0.20 per point without any category restrictions or complex redemption process involved.

BOBCARD Prime offers 500 reward points as a welcome benefit if cardholders spend at least Rs. 5,000 within 60 days from the date of card activation after successful issuance and first time usage conditions are met fully by consumers requirements.

BOBCARD Prime offers a 1% fuel surcharge waiver on fuel transactions between Rs. 400 and Rs. 5,000. The waiver is capped at Rs. 250 per month allowing savings up to Rs. 3,000 annually on fuel spent when used regularly throughout.

The card includes personal accident insurance coverage for cardholders. It offers up to Rs. 15 lakh for air travel and Rs. 5 lakh coverage for non air travel providing financial support in case of accidental death during eligible journeys only.