Axis Bank Primus Credit Card
Travel
Premium
Rewards
1st Year Fee: ₹50,000* Plus Applicable Taxes
Lounge Access
Unlimited access with up to 24 free guest visits
Travel Benefits
Free hotel stay, flights & airport transfers
International Use
Zero foreign exchange mark-up charges
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About Axis Primus Credit Card
Axis Primus is an ultra-luxury, invite-only credit card designed for high-income individuals who value both rewards and comfort. It comes packed with premium travel privileges like unlimited lounge access, luxury airport transfers, complimentary nights at the world’s finest hotels, and even companion airfare, elevating consumer’s travel experience.
Beyond travel-centric features, the rewards program of this Axis Bank Credit Card also stands out, offering EDGE Miles redeemable at a market-leading 1:5 ratio. Beyond travel, members enjoy world-class perks such as complimentary golf at top courses, Bloomberg membership for global insights, and curated premium hotel benefits. With concierge-backed services rounding off the experience, Axis Primus matches the standards of a truly global lifestyle.
Note: This is an invite-only credit card. Content on this page is for information purpose only.
Axis Primus: Travel Benefits
Airport Lounge Access:
- Unlimited visits to international Priority Pass lounges and domestic Dreamfolks lounges with 12 free guest visits each every year.
Airport Transfer Service:
- One-way luxury airport transfer per itinerary at partner airports across the world on business class or above tickets
- Two-way domestic airport transfer per itinerary at partner airports in India for travels across domestic carriers
Hotel Benefits:
- 1 free night stay with a min. of 2 consecutive night bookings at 900+ luxurious partner properties worldwide
- Premium benefits1 across 900 luxury hotels worldwide under Luxury Hotel Collection
Other Features and Benefits
- Rewards Benefits: 1 EDGE Mile on every Rs. 100 spent where 1 EDGE Mile = 5 Partner Mile
- Welcome Bonus: Choose any 1 from 25,000 EDGE Miles or ITC Hotels e-gift card worth Rs. 40,000 for participating properties
- Renewal Bonus: On renewal fee payment, choose any 1 from 15,000 EDGE Miles worth 75,000 partner miles or ITC Hotels e-gift card worth Rs. 20,000 for participating properties
- Complimentary Bloomberg Membership
- Milestone Benefits4: On quarterly spends of –
- From Rs. 20 lakh to Rs. 30 lakh: 15,000 EDGE Miles
- Rs. 30 lakh to Rs. 50 lakh: 25,000 EDGE Miles
- Rs. 50 lakh: 35,000 EDGE Miles
Axis Primus Credit Card: Fees and Charges
| Particulars | Amount | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| Joining Fee | Rs. 5 lakh + applicable taxes | ||||||||||
| Annual Fee | Rs. 3 lakh + applicable taxes | ||||||||||
| Finance Charges | 1% per month (12.68% per annum) | ||||||||||
| Late Payment Charges |
|
Things to Know Before you apply
Get This Card If:
You are a high net worth individual who travels frequently across the world
You like to travel in luxury and wish to get good offers on spends made on flights, hotels, lounge access and airport services
You are a high spender and can maximise rewards accrual by unlocking milestone benefits
You are looking for a premium card with travel-focused benefits, high value-back through rewards and golf access
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What do we like about this card?
Axis Bank Primus Credit Card is a super-premium card designed for high spenders who travel frequently and wish to maintain a luxury lifestyle. It comes forth as a great travel card with 1:5 points to miles conversion ratio, zero forex mark-up, unlimited lounge access with free guest visits, discount and other offers on flights and hotel bookings, and airport services. These travel benefits are accompanied by golf access and bonus rewards worth up to Rs. 3.75 lakh every year as milestone bonus. These benefits help it maintain its status as a premium travel credit card and make it a strong competitor of other cards in this segment.
Pros
- 1:5 EDGE Mile to Partner Mile conversion ratio
- Unlimited airport lounge access worldwide with up to free 24 guest visits
- Up to 75,000 EDGE Miles as milestone bonus every year
- Zero forex mark-up fee
- Free Epicure membership, free night stay and other services at luxury hotels
- Airfare discount offers on business class and above flight tickets
- Airport transfers, airport meet and greets, concierge and golf benefits
Cons
- Reward redemption limited to travel category spends
- Limited benefits on non-travel lifestyle categories like movies, dining, online shopping, etc.
- Card available only for select HNIs and requires very high spends to be beneficial
Frequently Asked Questions
Everything you need to know about this credit card
Under the Epicure membership, Primus cardholders get up to 25% discount on food and beverages, spa treatments, salon experiences, stays at partner hotels like Taj Palaces, Taj Safaris, etc. and Qmin food deliveries.
Every EDGE Mile can be converted into 5 partner miles across travel partners of Axis Bank Primus Credit Card.
No, Axis Primus does not come with any fee waiver option for the cardholders. Instead, you get joining and renewal benefits in the form of bonus EDGE Miles and ITC Hotels vouchers.
No, there are no exclusions of spending categories for milestone benefit calculation.
Yes, Axis Primus offers complimentary memberships to Priority Pass Program, Bloomberg and Epicure program.
Footnotes
- Benefits include best available rate, automatic room upgrade upon arrival, free in-room Wi-Fi, continental breakfast, $25 USD food & beverage credit, VIP Guest status and 3PM check-out upon request (when available)
- Excluding taxes and surcharges
- Valid up to 31 December 2025
- No MCCs are going to be excluded for calculation of milestone benefit
Click here to know More Terms and Conditions
Lepakshi Phogat
Lepakshi is a content writer specialising in personal finance and credit cards. She translates complex financial concepts into practical advice, helping readers make informed financial decisions. Whether it is helping them choose the right credit card or offering strategies to build their credit score, she writes to make personal finance less intimidating and more empowering.
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