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Axis Bank Loan on Credit Card

Home Credit Card Axis Bank Credit Card Loan on Axis Credit Card

Axis Bank offers instant credit card loans to its existing credit card holders for interest rates between 12.60% - 22.20% p.a. with multiple tenure options. This facility is often termed as ‘Axis Bank Personal Loan on Credit Card’. Customers can avail Axis Bank Credit Card Loan facility with zero documentation. The bank claims to credit the Axis Bank Credit Card Loan to the Axis Bank savings account of the loan applicants or through NEFT to Non-AXIS Bank Savings account, through AXIS Bank 24 Hour Customer Care or such other mode as may be communicated by AXIS Bank, from time to time.

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Updated: 13-09-2025 04:06:02 AM

Disclaimer: Axis Bank is not a Paisabazaar partner for personal loan and all content herein is strictly informative in nature. Paisabazaar is not affiliated with, sponsored by or in any way connected to Axis Bank for personal loans. No offers/services from Axis Bank are being provided by Paisabazaar for personal loans. For further information about Axis Bank for personal loans, users are required to reach out directly to Axis Bank.

Axis Bank Credit Card Loan Highlights
Interest rate 12.60% – 22.20% p.a.
Loan amount Decided by the bank
Tenure  Decided by the bank
Processing fee 2% of the loan amount or Rs 500, whichever is higher

Note: Interest rates as on 19 September 2024

Axis Bank Credit Card Loan Interest Rate

Axis Bank Credit Card Loan interest rate is charged between 12.60% to 22.20% p.a. The bank sets the Axis Bank Credit Card loan interest by considering various factors such as credit score, repayment capacity, etc.

Credit Card Loan Fees and Charges of Axis Bank

Processing fee 2% of the loan amount or Rs 500, whichever is higher.
Foreclosure Charges 3% of the outstanding amount or Rs 300, whichever is higher + applicable taxes.

How to Apply for Loan on Axis Bank Credit Card

Customers can avail Loan on Axis Bank Credit Card by following the below-mentioned methods:

  • Give a missed call on 1800 4190 230
  • Call Axis Bank at 1860 5005 555 or 1860 4195 555
  • Apply via Internet banking: Go to Account> My Credit Cards> Instant Loan

Eligibility Criteria for Loan on Axis Credit Card

Eligibility for loan on Axis Bank Credit Card depends on the internal policy guidelines of the bank, which is a time-bound eligibility criterion. The customers would be eligible for a specific offer for a specific period of time. Customers can contact the bank directly to check their eligibility and loan amount.

Axis Bank Credit Card Loan Documents Required

The bank does not require any documentation from the customers availing loan on Axis Bank Credit Card as this loan is offered to only the existing credit card holders of Axis Bank

FAQs

1. What is the interest rate for Axis Bank Credit Card Loan?

Ans: ICICI Bank offers loan against credit card at interest rates between 12.60% to 22.60%p.a.

2. What is an instant loan on an Axis Bank Credit Card?

Ans: You can avail Axis Bank Credit Card Instant Loan to meet your immediate financial needs. Axis Bank Credit Card Loan requires minimal documentation and comes with a flexible tenure. 

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