AU LIT Credit Card

AU LIT Credit Card is a lifetime-free card that allows cardholders to customize benefits based on their lifestyle and spending habits. Cardholders can activate features through the AU 0101 app for a 90-day period, with quarterly fees applicable depending on the selected benefits.

YES, AU LIT Credit Card comes with up to 2 complimentary domestic airport lounge visits per calendar quarter.

The benefits offered by AU LIT Credit Card include up to 10X reward points on card spends, up to 5% cashback with additional value-back as milestone benefit, complimentary airport lounge access and memberships related to various lifestyle categories like fitness and entertainment.

To be eligible for AU LIT Card, the applicants must be between the age of 25 and 65 years if they are self-employed and between 21 and 60 years old if they are salaried employees. They should also be an Indian resident.

While the card is marketed as lifetime free, most benefits require a quarterly activation fee ranging from Rs. 49 to Rs. 399. These charges are applicable every 90 days based on the selected features.

This card suits consumers who want customized benefits and are comfortable paying quarterly fees for selected features. Those preferring a simple, low-maintenance rewards card may find better alternatives.