American Express Credit Card Reward Points: How to Earn & Redeem

American Express has a Membership Rewards® Program through which you can earn Membership Rewards for your purchases. The more you spend with your credit card, the more Membership Rewards Points you will earn. You can redeem these reward points and avail benefits across various categories, such as travel, shopping, entertainment and more. Besides this, these points can also be transferred to other loyalty programs of partnered airlines or hotels. The good thing is that Membership Rewards have no expiry and you can redeem them till your card account is active. The options against which you can redeem your American Express Membership Rewards® Points are mentioned below:

• E-vouchers of top brands like Uber, Fabindia, Amazon, Big Basket, etc.
• Transfer points to partnered airline and hotels loyalty programs
• Redeem reward points against card charges
• Pay with points for online and in-store purchases
• Redeem points for flight booking or hotel stays on American Express Travel Online platform

Suggested read: Know Everything About Credit Card Reward Points

With American Express credit cards, you can earn reward points every time you use your card. You are rewarded with Membership Rewards for your transactions which you can later redeem against numerous options. To earn reward points, you are required to make a purchase from your credit card.

You can earn reward points across multiple categories, including shopping, traveling and hotel bookings among others. However, you must remember that the rate of reward-earning differs as per the variant of your card. Some cards offer better rewards on specific categories, whereas, some cards offer reward points across all categories or brands. In both cases, you are required to make an online or offline purchase from your card in order to earn Membership Rewards.

Also read: 7 Strategies to Optimize Your Credit Card Rewards

You can transfer your Amex credit card reward points to the partnered airline and hotel loyalty programs. Follow the below-mentioned steps to transfer your reward points into Air Miles:

Step 1: Go to the official website of American Express Membership Rewards® Program.

Step 2: Log in to your account using your credentials.

Step 3: Select a travel partner from the list of partnered airline or hotel partners.

Step 4: Select the reward points to transfer as per the eligibility of partnered brand.

Step 5: Click on ‘Transfer My Points’ to initiate the transfer.

Step 6: Log in to the partner site and check your Air Miles balance.

You must remember that the value of Membership Rewards against Air Miles varies as per the partnered brand. Here are details regarding the same:

To know more in detail, click here.

You can earn American Express Membership Rewards® Points on your purchases and later redeem them against various options. Follow the below-mentioned steps for American Express Credit Card Reward Points redemption:

Step 1: Visit the official website of American Express Membership Rewards® Program.

Step 2: Log in using your User ID and password.

Step 3: Select the category in which you want to make a purchase.

Step 4: Select a product of your choice, and add it to your cart.

Step 5: Complete the process and pay with points at the time of checkout.

Note: You can also pay with points for your in-store purchases at participating merchants.

Also read: How to use credit card reward points

How to Redeem American Express Credit Card Reward Points against Travel Bookings

You can also redeem your earned Amex credit card reward points against travel bookings through American Express Travel Online site. To do so, follow the below-mentioned steps:

Step 1: Log in to your American Express account.

Step 2: Visit the official website of American Express Travel Online and look for payment options.

Step 3: Make your booking by entering the required information.

Step 4: At the time of checkout, use slider to redeem your reward points against the booking.

Step 5: Membership Rewards Points will be deducted from your balance at the time of booking.

Click here to know the detailed process.

Q. How can I enroll for American Express Membership Rewards® Program?

A. All American Express credit cardholders are eligible for the Membership Rewards® Program. You do not have to especially register for the program. You are automatically enrolled in the program if you have an American Express Credit Card. Under this program, you can earn Membership Rewards on your expenses and later redeem them as per your requirement.

Q. How can I check my American Express credit card reward points balance?

A. You can check your credit card reward points balance by logging into your American Express online account. All you need to do is visit the official website of American Express and look for the rewards option. Apart from this, you can also check your reward points balance through the credit card statement you receive every month.

Q. Can I transfer my American Express Membership Rewards® Points to a friend?

A. No, you cannot transfer your reward points to someone else’s account. However, you can transfer the Membership Rewards to your own account with a participating Frequent Flyer Program. This way you can redeem your reward points and maximize your benefits.

Q. How long does it take to process an order placed via American Express Membership Rewards® portal?

A. Usually, the requested order is processed as quickly as possible. However, in some cases, it may take up to 3 to 5 business days to process your order.

Q. How can I redeem my American Express Membership Rewards® Points?

A. You can redeem your Amex credit card reward points by logging in to your online account. All you need to do is visit the official website of American Express Membership Rewards® Program and select the required option to redeem your reward points.

Q. How can I quickly earn American Express Membership Rewards® Points?

A. You can earn more reward points by choosing the right credit card as per your needs. You should always analyze your spending behaviour before applying for a credit card to make the most out of it. For an instance, if you frequently shop online from brands like Amazon or Flipkart, then applying for American Express SmartEarn™ Credit Card makes more sense as it offers better rewards on these brands.