YES Bank Wellness Plus Credit Card
Reward Points
1st Year Fee: ₹1,499* Plus Applicable Taxes
Rewards
Up to 30 reward points per Rs. 200
Lounge Access
Up to 8 domestic lounge visits per year
Redemption
Multiple reward redemption options
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About Yes Bank Wellness Plus Credit Card
The YES Bank Wellness Plus Credit Card covers a distinct lifestyle category—health and wellness. The card is offered by YES Bank in collaboration with Aditya Birla Wellness Private Limited and is a premium variant of another card offered in this association—the YES Bank Wellness Credit Card. Though the type of benefits covered are similar, with the Plus variant the extent is higher. You get benefits around annual health check-ups, round-the-clock doctor or counselor helplines, in-studio or home-based workout sessions, and personalized diet plans. Based on its features around health check-ups and accelerated rewards at chemist/pharmaceutical stores, it comes in close competition with the Apollo SBI Credit Card Select, which comes at a similar fee and offers co-branded benefits with the Apollo network.
If you have regular medical expenses and would also like to earn rewards on your medicine-related purchases, the YES Bank Wellness Plus card can be a good choice for you. However, if you think that you only need to go to the doctor once in a while and avail yourself of such complimentary benefits with your insurance plans, you could definitely get better options as per your spending habits.
Note: This Card is not available on Paisabazaar.com. The content on this page is for information only.
Health & Wellness Benefits
The card offers accelerated rewards on medicine spends with other unlimited benefits, as listed follows:
- 30 reward points per Rs. 200 spent on to chemist/ pharmaceutical stores
- Complimentary annual preventive health check-up for up to 31 parameters
- Complimentary annual dental and eye check-up
- Unlimited consultation with Nutritionist, General Practitioner, & Specialists (via the App)
- 12 Complimentary fitness sessions per month such as Gym, Yoga, Zumba, etc.
Other Features & Benefits
Rewards Program:
- 6 reward points per Rs. 200 spent on all other categories
- 5X reward points on first 3 transactions of the biller registered on YES PayNow
- Redeem rewards for Flight/Hotel/Movie ticket bookings or against product catalogue
MasterCard Domestic Lounge Program:
- 2 complimentary lounge visits per quarter
- Valid only for primary cardholders
YES Bank Wellness Plus: Fees & Charges
| Fee Type | Details | ||||||
|---|---|---|---|---|---|---|---|
| Joining Fee | Rs. 1,499 | ||||||
| Annual Fee | Rs. 1,499 | ||||||
| Finance Charges | 3.99% p.m. | 47.88% p.a. | ||||||
| Late Payment Fee |
|
Things to Know Before you apply
Get this card if
You want a credit card with accelerated benefits on healthcare.
You frequently make purchases at chemists and pharmacies.
You can utilize the complimentary health benefits on the card.
You are willing to pay an annual fee of Rs. 1,499.
Other Similar Cards
YES Bank Wellness
Apollo SBI Card Select
Axis Bank Aura
SBI Card Pulse
Paisabazaar Review
What do we like about this card?
The card keeps up to its tag as a health and wellness focused credit card. It offers all-round benefits in this category, covering perks across medicines, doctor visits, fitness sessions, health check-ups including dental and eye check-ups, and consultations with nutritionists. Additionally, rewards on retail spends with multiple redemption options, including lifestyle categories like travel and movies, enhance its overall value.
Pros
- Complimentary health check-ups and unlimited doctor consultations
- 12 complimentary fitness sessions
- Accelerated rewards on chemists/pharmaceutical stores
Cons
- Low redemption value
- No significant benefit on international spends
- No milestone benefit or any annual fee waiver
Frequently Asked Questions
Everything you need to know about this credit card
You can pay your YES Bank credit card bill via both offline and online modes through NEFT/IMPS/RTGS, Cash/Cheque/Demand Draft, Net Banking, YES Pay App. Existing Yes Bank account holders can also use ATM fund transfer and standing instructions facility.
To generate your credit card PIN, login to YES Bank Net Banking account or visit the nearest YES Bank ATM.
No. YES Bank Wellness Credit Card does not offer international lounge access to the users. However you can avail domestic lounge access up to 2 visits per quarter. This is applicable for primary cardholders only.
In case your YES Bank Credit Card is lost or stolen, you need to block your card immediately. For this send an SMS with text, BLKCC to number 9840909000 via your registered mobile number.
YES Bank provides the instant EMI privilege on this credit card. Via this facility, you can convert purchases above Rs. 2,500 into easy EMIs for a repayment tenure of 3 to 24 months. The interest rate charged on the EMIs range from 12% to 15% per annum.
Footnotes
- Valid only on first 5 billers registered.
- Applicable on transactions ranging between between Rs. 400 and Rs. 5,000
Click here to know More Terms and Conditions
Megha Khanna
Megha is an experienced writer with a specialization in credit cards and personal finance. With a keen eye for detail and a passion for helping readers make informed financial choices, she creates engaging content that demystifies the complexities of credit cards, from rewards and benefits to interest rates and fees.
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