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  • Etihad Guest SBI Premier Card
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    SBI Cards

    Etihad Guest SBI Premier Card

    cat name Travel
    3.0/5.0

    Travel3.0/5

    Lounge Access3.0/5

    Milestone Benefits3.0/5

    Co-branded Benefits3.0/5

    Know More
    Paisabazaar Review

    1st Year Fee: ₹4,999* Plus Applicable Taxes

    Travel Benefits

    Travel Benefits

    Up to 6 Etihad Guest Miles per Rs. 100 spent

    Lounge Access

    Lounge Access

    Up to 12 complimentary visits every year

    Memberships

    Memberships

    Complimentary Etihad Guest Gold Tier Status

    Updated on September 26, 2025 1:00 pm

    Author: Rupanshi Thapa

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    About The CardWelcome Benefits & Air MilesOther Features & BenefitsFees & ChargesThings to KnowCard ReviewFAQs

    About Etihad Guest SBI Premier Card

    Etihad Guest SBI Premier Card is an airline co-branded card – the semi-premium variant from SBI Card and Etihad Airways collaboration. The card rewards its users in the form of Etihad Guest Miles, which can be instantly redeemed against travel bookings or product purchase through Etihad website. While this card caters to frequent Etihad Airways travelers, its relatively low rewards rate keeps it from ranking among the top travel credit cards. Even with additional benefits like lounge access and companion voucher on reaching spending milestones, the overall value-back remains underwhelming, especially considering a comparatively high annual fee of Rs. 4,999.

    Note: Issuance of Etihad Guest SBI Card Premier has been discontinued. Existing cardholders may continue using their card until further notice.

    Welcome Benefits and Air Miles Program

    Etihad Guest SBI Premier Card provides Etihad Guest Miles on all spends, along with bonus miles as welcome benefit, as shown below:

    Welcome Benefit

    • 5,000 Bonus Etihad Guest Miles within 30 days of joining fee payment
    • Complimentary Etihad Guest Gold Tier Status1
    • 2 free WiFi vouchers on your first Etihad Airways flight booking

    Rewards Program

    • 6 Etihad Guest Miles per Rs. 100 spent on Etihad website
    • 4 Etihad Guest Miles per Rs. 100 spent on international transactions
    • 2 Etihad Guest Mile per Rs. 100 spent on other eligible categories2

    Instant Redemption: Accumulated Etihad Guest Miles can be redeemed to make flight, hotels, rental car booking, etc. from etihadguest.com. There is no minimum or maximum limit on redemption.

    Image of null
    If you spend Rs. 10 lakh in a year, split between two accelerated categories, you earn 50,000 Etihad Miles. Adding milestone (6,000 miles) and welcome (5,000 miles) bonuses, the total reaches 66,000 miles—enough for up to 2 Business Class or 5 Economy Class tickets from Ahmedabad to Abu Dhabi. In comparison, the Axis Atlas Card could earn you 50,000 EDGE Miles on the same spend, which can be converted to 1,00,000 Etihad Guest Miles (in 1:2 ratio), potentially covering up to 3 Business or 7 Economy Class tickets for the same route.
    Image of null

    Other Features & Benefits

    In addition to the regular miles earning, Etihad Guest SBI Premier Card also offers bonus miles on reaching spending milestones, along with lounge access and other benefits:

    Milestone Benefits

    • 1,500 bonus Etihad Guest Miles on reaching spending threshold of Rs. 1.5 Lakh in a quarter
    • 1 companion voucher on reaching annual spending threshold of Rs. 8 Lakh

    Lounge Access

    • Complimentary Priority Pass membership
    • 4 complimentary international lounge visits every year (max. 2 per quarter)
    • 8 complimentary visits in a year to domestic airport lounges

    Renewal Fee Waiver

    • Spend Rs. 5 Lakh in a year to get the renewal fee of Rs. 4,999 waived off
    View More

    Etihad Guest SBI Premier Card Fees and Charges

    Fee Type Amount
    Joining Fee Rs. 4,999
    Annual Fee Rs. 4,999
    Finance Charges 3.50% p.m. | 42% p.a.
    Late Payment Charges
    For Statement Balance:
    Less than Rs. 500 Nil
    Rs. 500 to Rs. 1,000 Rs. 400
    Rs. 1,000 to Rs. 10,000 Rs. 750
    Rs. 10,000 to Rs. 25,000 Rs. 950
    Rs. 25,000 to Rs. 50,000 Rs. 1,100
    Above Rs. 50,000 Rs. 1,300

    Things to Know Before you apply

    Get this card if:

    You travel often and prefer Etihad Airways for your trips

    Complimentary lounge access is a valuable feature for you

    You visit international locations several times in a year and can maximize the accelerated miles earning

    You are a high-spender and can easily achieve the conditions to get milestone benefits

    Other Travel Credit Cards

    Paisabazaar Review

    Overall Rating

    3.0/5

    Travel3.0/5

    Lounge Access3.0/5

    Milestone Benefits3.0/5

    Co-branded Benefits3.0/5

    What do we like about this card?

    Etihad Guest SBI Premier Card can be a good option for travellers who prefer Etihad Airways. Cardholders earn Etihad Miles on their regular spends and get a companion voucher on spending Rs. 8 Lakh in a year. This voucher comes with the base fare waived off offering significant savings, especially on long-distance flights. Additional benefits like complimentary domestic and international airport lounge access, along with benefits on hotel, car rental, etc. further enhance its value.

    Pros

    • Accelerated miles earning on Etihad Airways and international spends
    • Complimentary Etihad Guest Gold Tier membership
    • 8 domestic and 4 international lounge visits every year
    • Additional travel benefits through network provider – Visa

    Cons

    • No benefits on Etihad Airways other than Etihad Guest Miles earning
    • Poor base reward rate on spends other than Etihad and international
    • High forex mark-up fee of 3.5%

    Conclusion

    High spenders, who can easily hit spending milestones and maximize rewards through regular transactions, would find Etihad Guest SBI Premier Card a viable option. However, it could be challenging for moderate spenders to extract full value from its benefits. Despite being a travel credit card, it charges a high forex mark-up fee of 3.5%, which makes international spends costlier for users. At the same price point (Rs. 4,999), several other travel-focused cards like Axis Atlas, Axis Horizon or HSBC Travel One can provide better value.

    Footnotes

    1. Etihad Guest membership entitles you to Tier Miles earning, in addition to the Etihad Guest Miles earning. Maximum 40,000 Etihad Guest Tier Miles can be earned in a year.
    2. Financial charges, balance transfer, rent payment, fuel and government transactions are not eligible for Etihad Guest Miles accrual.
    3. Maximum fuel surcharge waiver of Rs. 250 can be availed in a statement cycle.

    Click here to know More Terms and Conditions

    Rupanshi Thapa linkedIn icon

    Content Writer

    Rupanshi is a personal finance writer, specializing in credit cards and consumer finance. Her work is committed to helping readers navigate the complex world of credit with confidence– whether they are selecting the right credit card, optimizings rewards, managing debt, or improving their financial well-being. Through her detailed insights and actionable advice, she guides readers towards smarter financial choices.

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