Aditya Birla SBI Card Select
Co-branded
Reward Points
1st Year Fee: ₹1,499* Plus Applicable Taxes
Co-branded
10X rewards on Aditya Birla spends
Dining
5X reward points on dining spends
Lounge Access
4 domestic lounge visits per year
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About Aditya Birla SBI Card Select
Aditya Birla SBI Card Select is the premium variant of Aditya Birla SBI Card and comes with a higher annual fee along with enhanced benefits. The card offers 10X rewards (20 points per Rs. 100) on spends at Aditya Birla and its partner brands, including Louis Philippe, Van Heusen, Allen Solly, Peter England, American Eagle, Forever 21, Pantaloons, and more. Besides this, cardholders can also earn accelerated rewards (10 points per Rs. 100) on spends at dining, hotels, and entertainment.
However, considering this is primarily a rewards credit card, the reward redemption value of 1 RP = Rs. 0.25 is relatively low, which impacts its overall value. The card compensates for its joining fee by offering bonus reward points worth Rs. 1,500 as welcome benefits.
Additionally, benefits like up to 6,000 bonus rewards as milestone benefits and 4 complimentary domestic lounge visits every year add to the card’s value. Overall, this credit card is a suitable option for consumers who prefer to shop at Aditya Birla and its partner brands and want to maximize their savings through reward points.
Note: This Card is not available on Paisabazaar. The content on this page is for information only. To express interest in this card, please visit SBI Card’s website.
Rewards Program
- 20 reward points per Rs. 100 spent on Aditya Birla Stores
- 20 reward points per Rs. 100 spent on Aditya Birla Fashion Online and Retail Stores, including Louis Philippe, Van Heusen, Allen Solly, Peter England, American Eagle, Forever 21, Pantaloons, The Collective, Simon Carter, Ralph Lauren, Hackett London, Ted Baker and Fred Perry
- 20 reward points per Rs. 100 spent at Vi (Vodafone Idea)
- 10 reward points per Rs. 100 spent on Dining, Entertainment & Hotels
- 2 reward point per Rs. 200 spent on other categories1
- Redeem accumulated reward points at Shop n Smile Catalogue or against gifts and e-gift vouchers at a value of 1 RP = Rs. 0.25
Other Features and Benefits
Welcome Benefit
- 6,000 reward points worth Rs. 1,500 after the payment of joining fee
Milestone Benefits
- 3,000 rewards points spending Rs. 1.5 Lakh in a year
- Additional 3,000 rewards points on annual spends of Rs. 3 Lakh
Complimentary Lounge Access
- 4 complimentary domestic lounge visits in a year (Max. 1 per quarter)
Aditya Birla SBI Card Select: Fees & Charges
| Particulars | Amount | ||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Joining Fee | Rs. 1,499 + Applicable Taxes | ||||||||||||||
| Annual Fee | Rs. 1,499 + Applicable Taxes | ||||||||||||||
| Finance Charges | 3.75% p.m. | 45% p.a. | ||||||||||||||
| Late Payment Charges |
|
Things to Know Before you apply
Get this card if
You prefer to shop with Aditya Birla & its partner brands, including Louis Philippe, Van Heusen, Allen Solly, Peter England & more
You are looking for a co-branded card with decent value-back on dinning, entertainment & hotel spends
You can spend Rs. 3 Lakh in a year to maximize milestone benefits
You are comfortable with redeeming the accumulated points against product & items or e-gift vouchers
Other Similar Cards
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Paisabazaar Review
What do we like about this card?
Being a premium variant, Aditya Birla SBI Card Select justifies its annual fee of Rs. 1,499 with 10X reward points on spends at Aditya Birla and its partner brands. Besides this, offering 5X points on day-to-day categories including dining, hotels, and entertainment adds to the card’s value. However, despite being a rewards credit card, it comes with a low reward redemption value of 1 RP = Rs. 0.25, which impacts its overall value-back. This card is a suitable option for loyal customers of Aditya Birla and its partner brands who are looking to save through reward points on their spends.
Pros
- 10X reward points on spends at Aditya Birla & its partner brands
- 5X reward points on spends at dining, entertainment & hotels
- Bonus rewards worth Rs. 1,500 as welcome benefit
- 4 complimentary domestic lounge visits per year
- Up to 6,000 bonus rewards as milestone benefits
Cons
- No complimentary international lounge visits
- No renewal benefits like annual fee waiver
- Low reward redemption value of Rs. 0.25 per point
- Reward redemption is limited to Shop n Smile Catalogue or against gifts/ e-gift vouchers
Frequently Asked Questions
Everything you need to know about this credit card
Yes, you can apply online by visiting the official website of SBI Card. You need to navigate to the respective card’s page and fill out the application form along with attaching the relevant documents. After submission, your application number will be generated, and you can track your application status online using this number.
Yes, this credit card offers 4 complimentary domestic lounge visits every year. In addition, it offers 10 reward points for every Rs. 100 spent on hotels.
This credit card offers 10X rewards (20 points per Rs. 100) on spends at Aditya Birla, Aditya Birla Fashion Online and Retail Stores, including Louis Philippe, Van Heusen, Allen Solly, Peter England, American Eagle, Forever 21, Pantaloons, The Collective, Simon Carter, Ralph Lauren, Hackett London, Ted Baker, and Fred Perry.
Yes, you can use this credit card for international transactions. However, it charges a high forex markup fee of 3.5%. Therefore, if you want to save on international spends, you should consider a credit card with zero or low forex markup fee.
To apply for this credit card, your age must be at least 21 years, and you should be a resident of India. Apart from this, SBI Card may have other eligibility requirements such as a minimum monthly income, a good credit score, and more. You can contact customer care to get detailed information on this.
Footnotes
- No reward points will be offered on fuel, utilities and mobile wallet upload.
Click here to know More Terms and Conditions
Shruti Sharma
Shruti Sharma is a skilled content writer with a passion for simplifying personal finance for consumers. Specializing in credit cards and financial planning, she offers valuable insights that empower individuals to make informed financial choices. Through her writing, she shares practical tips and guides readers through the nuances of credit card usage.
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