IndianOil RBL Bank Credit Card

The IndianOil RBL Bank XTRA Credit Card is premium version of the two variants, carrying a higher annual fee of Rs. 1,500, but it justifies the cost for frequent IOCL fuel users through its superior reward structure. XTRA variant earns 15 fuel points on every Rs. 100 spent compared to 10 points on the regular card, and this advantage extends to everyday purchases as well. XTRA card holders can avail 250 litres of free fuel per year, which is 2.5 times more than the 100 litres available on the regular IndianOil RBL Bank Credit Card.

Yes, you can use the IndiaOil RBL Credit Card for non-fuel transactions and earn rewards on other categories as well making it suitable for everyday spends. Accelerated reward points can also be redeemed against future fuel purchases.

You can redeem earned reward points for fuel at IndianOil outlets or through the rewards catalogue available on the RBL Bank rewards portal.

Yes, this card is good for savings on fuel and for daily commuters because it offers 6% value back on IOCL fuel spends (5% as fuel points + 1% surcharge waiver), which can give you 100 litres of free fuel annually.

Yes, certain transactions like utilities, insurance, quasi-cash, railways, real estate/rental, education, wallets/service providers, government services, contracted services, cash withdrawals, Bill2Pay and EMI conversions on retail transactions are excluded.