FIRST Private Credit Card by IDFC FIRST Bank

The card does not offer spend-based annual fee waiver.

You can get IDFC FIRST Private Credit Card only if you get an invite from the bank. Existing IDFC FIRST Bank customers who have shown responsible credit usage may be considered. Since IDFC FIRST Wealth is also a high-end option and comes with high income eligibility, Wealth cardholders could be more likely to get an invite. You can speak to your relationship manager to get more clarity on this.

To book your golf round/lesson, you have to visit https://idfcfirst.truztee.com/. Use your registered email ID and OTP to login to the website. Select the golf course of your choice and make the booking.

Yes. You can use this card and earn 1 reward point for every Rs. 100 spent for insurance premium payment.

The credit limit of any credit card is dependent on the cardholder’s credit profile and history, income, credit score and the card provider’s internal policies. So, there is no set limit which is offered to all the users of a similar credit card variant.

IDFC FIRST Private credit card is an invite-only credit card. So, you cannot apply for it on your own. Either the bank offers this card to the eligible customers or you may also enquire about this card through your assigned relationship manager.

IDFC FIRST Private credit card is a super premium invite-only card. So, only high net-worth individuals with a high credit score and good credit profile are likely to be eligible for this card. The card provider also has certain internal policies which affect the customers eligibility for any credit card.