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MakeMyTrip ICICI Bank Credit Card
Travel
Rewards
1st Year Fee: ₹999* Plus Applicable Taxes
Rewards
Up to 6% value back on travel spends
Travel
Low forex markup fee of 0.99%
Co-branded
MMTBLACK Gold Membership
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About MakeMyTrip ICICI Bank Credit Card
MakeMyTrip ICICI Bank Credit Card is a replacement for the earlier MMT ICICI credit cards. While this card works on a similar structure, offering myCash on every spend, redeemable for travel bookings on MakeMyTrip, it offers higher as compared to its previous variants. At a moderate annual fee of Rs. 999, the card offers 6% myCash on hotel bookings, 3% on flights, holiday packages, cabs, and bus bookings made through MMT, and 1% on other spends done on or outside MMT.
In terms of travel benefits, this ICICI Bank Credit Card surpasses previous variants with a low forex markup fee of 0.99% and non-spend-based lounge access benefits. Although the Signature variant used to offer complimentary DreamFolks membership and railway lounge access—features no longer offered on this card—the overall impact on frequent travellers remains minimal.
Rewards & Travel Benefits
Rewards Program
- Unlimited 6% myCash (12 myCash per Rs. 200) on hotel bookings via MakeMyTrip
- Unlimited 3% myCash (6 myCash per Rs. 200) on flights, holiday packages, cabs & bus bookings via MakeMyTrip
- 1% myCash (2 myCash per Rs. 200) on all other spends, including domestic & international spends outside MakeMyTrip1,2
- 25 myCash on every train booking via MakeMyTrip
- Redeem myCash on travel bookings via MakeMyTrip at a value of 1 myCash = Rs. 1
Travel Benefits
- 8 complimentary domestic airport lounge visits every year
Other Features & Benefits
Joining & Annual Benefits
- MMT voucher worth Rs. 1,000 valid for the first year
- MMTBLACK Gold Membership for the first year
- MMT voucher worth Rs. 1,000 valid for three months, on the payment of annual fee
- Annual fee waiver on annual spends of Rs. 2.99 Lakh
Movie Benefit: Buy 1 ticket and get 25% off (Max. Rs. 150) on the second ticket on BookMyShow & INOX, twice a month.
Tier Upgrade
- Gold Tier: Users qualify for the Gold Tier on annual spends between Rs. 50,000 and Rs. 2 Lakh, along with the completion of more than 4 trips
MakeMyTrip ICICI Bank Credit Card: Fees & Charges
| Fee Type | Amount | ||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Joining Fee | Rs. 999 | ||||||||||||||||||
| Annual Fee | Rs. 999 | ||||||||||||||||||
| Finance Charges | 3.67% p.m. (44% p.a.) | ||||||||||||||||||
| Late Payment Charges |
|
Things to Know Before you apply
Get this card if
You do not mind sticking to MakeMyTrip for your travel bookings
You’re looking for a credit card with a low forex markup fee
You can easily spend Rs. 2 Lakh annually to qualify for a tier upgrade
You are fine with redeeming reward points exclusively on MakeMyTrip
Other Co-branded Travel Credit Cards
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What do we like about this card?
MakeMyTrip ICICI Credit Card offers up to 6% value back on MakeMyTrip bookings, along with non-spend-based lounge access benefits and a low forex markup fee of 0.99%—a feature usually offered by premium credit cards. Additionally, the card offers unlimited reward points with no capping or minimum transaction value, allowing cardholders to earn benefits on all travel bookings, whether large or small.
Pros
- Accelerated rewards (over & above platform offers & discounts)
- No maximum capping on myCash earned
- Low forex markup fee of 0.99%
- Upgrade to MMT Gold Tier as a milestone benefit
Cons
- Low frequency of international lounge access
- Accumulated myCash can only be redeemed on MakeMyTrip
- Low reward rate on non-travel spends
Frequently Asked Questions
Everything you need to know about this credit card
Footnotes
- No reward points are offered on rent and EMI payments.
- 1% myCash can also be earned on insurance spends, capped at 1,000 myCash in a year.
Click here to know More Terms and Conditions
Shruti Sharma
Shruti Sharma is a skilled content writer with a passion for simplifying personal finance for consumers. Specializing in credit cards and financial planning, she offers valuable insights that empower individuals to make informed financial choices. Through her writing, she shares practical tips and guides readers through the nuances of credit card usage.
2 Comments
Is there any condition in mmtc icici credit card to use lounge, like minimum transaction or like that
No, the card offers 8 complimentary domestic airport lounge visits per year and 1 complimentary international airport lounge visit annually, without any spend-based condition.