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ICICI Bank Top Up Home Loan Highlights – 2025 |
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| Interest Rates | Depends on the credit profile of the existing home loan borrowers and the interest rate charged on their underlying home loan |
| Tenure |
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| Loan Amount |
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| Prepayment Charges |
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Note: Updated as of 4 April 2025.
Table of Contents
ICICI Bank Top Up Home Loan Interest Rates
The Interest rate for ICICI Bank Top Up Home Loan depends on the credit profile of the existing home loan borrowers and the interest rate charged on their underlying home loan.
Apply for ICICI Bank Home Loan at Attractive Interest Rates Click Here
ICICI Bank Home Loan Top Up Fees and Charges
| Particulars | Rates |
| Prepayment Charges | – NIL for ICICI Home Loans and ICICI Home Improvement Loans with a floating rate of interest
– 2% on the outstanding principal on full repayment for ICICI Bank Home Loan with a fixed rate of interest – 2% on the outstanding principal on full repayment for Top Up Loan if the applicant or co-applicant is Non-Individual – 4% on the outstanding amount of loan where the loan is given to Non Individual borrowers or with a fixed rate of interest to Individual borrowers. |
Also Check Home Loan EMI Calculator
Types of ICICI Bank Top Up Home Loan
ICICI Bank Home Loan Top Up
- Tenure: Up to 20 years
- Loan Amount: Rs 50,000 onwards
- Overdraft Facility: Available
ICICI Bank Insta Top Up Loan
- It is a pre-approved top up loan offered to select existing home loan borrowers. This loan facility comes with instant disbursal in just 3 clicks.
- Tenure: Up to 10 years
- Loan Amount: Up to Rs 1 crore
ICICI Bank 24 Hours Top Up Loan
- It is a pre-approved top up loan offered to select existing home loan borrowers, with turnaround time for disbursal within 24 hours
- Tenure: Up to 10 years
- Loan Amount: Up to Rs 1 crore
Apply for ICICI Bank Home Loan at Low Interest Rates Click Here
ICICI Bank Top Up Home Loan Eligibility
- Home Loan Top Up
- Existing Home Loan borrowers
- Insta Top Up Loan
- Existing Home Loan borrowers who have a pre-approved offer for the Insta Top Up Loan from ICICI Bank
- 24 Hours Top Up Loan
- Existing Home Loan borrowers who have a pre-approved offer for the 24 Hours Top Up Loan from ICICI Bank
- The borrower must have no other active top up loan
Also Check: Home Loan Eligibility Calculator
Documentation Required for ICICI Bank Top Up Home Loan
- Home Loan Top Up: The documentation process is easier for customers who already have an existing Home Loan with ICICI Bank.
- Insta Top Up Loan: No fresh documentation required
- 24 Hours Top Up Loan: No fresh documentation required
Apply for ICICI Bank Home Loan at Attractive Interest Rates Click Here