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HSBC credit cards offer airport lounge access as part of their travel benefits, allowing cardholders to get complimentary access to domestic and international airport lounges. While most cards offer a fixed number of complimentary visits per year, some premium HSBC Credit Cards also provide unlimited lounge visits. This benefit is extended in partnership with card network like Visa, Mastercard or lounge networks like Priority Pass.
Read on to know about the best HSBC credit cards for lounge access, along with applicable terms and conditions.
HSBC Live+ Credit Card
Joining fee: ₹999
Annual/Renewal Fee: ₹999
10% cashback (max. Rs. 1,000/month) on dining, grocery & food delivery
Unlimited 1.5% cashback on other spends
Product Details
HSBC RuPay Cashback Credit Card
Joining fee: ₹499
Annual/Renewal Fee: ₹499
10% cashback on dining, grocery and food delivery spends
8 domestic and 2 international airport lounge visits per year
Product Details
HSBC TravelOne Credit Card
Joining fee: ₹4999
Annual/Renewal Fee: ₹4999
Up to 12% savings on travel bookings via HSBC Rewards Marketplace
Up to 20% off on Zomato, Yatra, EaseMyTrip, etc.
Product Details
HSBC Premier MasterCard Credit Card
Joining fee: ₹12000
Annual/Renewal Fee: ₹20000
3% reward rate on all spends
Unlimited lounge access
Product Details
HSBC Taj Credit Card
Joining fee: ₹110000
Annual/Renewal Fee: ₹110000
25% savings on room/suite stay at Taj Palaces, Safaris and other properties
Free access to The Chambers Lounge and Taj Club Lounge
Product Details
| Credit Card | Annual Fee (in Rs.) | Domestic Lounge Access* | International Lounge Access* |
| HSBC Rupay Cashback Credit Card | 499 | 2 complimentary visits per quarter | 2 complimentary visits every year |
| HSBC Live+ Credit Card | 1,000 | 4 complimentary visits every year | Not available |
| HSBC TravelOne Credit Card | 4,999 | 6 complimentary visits every year | 4 complimentary visits every year |
| HSBC Premier Mastercard Credit Card | 20,000 | Unlimited | Unlimited + 8 free guest visits every year |
| HSBC Taj Credit Card | 1,10,000 | Unlimited | Unlimited |
*T&C Apply
Getting access to domestic airport lounges is simple with your HSBC credit card.
For international lounges, the process will be similar. You should check beforehand for the partner lounge programs like Priority Pass, LoungeKey, etc. Find participating lounges and present your card at the entrance. Like domestic lounges, you may have to pay a fee, which will be reversed later if you have complimentary visits. If you have a guest, you may have to pay additional fee for the guest, depending on your card variant.
Complimentary airport lounge access facility is not available on all HSBC Credit Cards. Also, the number of visits varies from one card to another. You can use the following methods to check the availability:
Visit HSBC Bank’s official website and navigate to your specific credit card’s product page. Lounge access benefits, including domestic or international coverage and visit limits, are clearly listed on this page. You would also find the links to associated terms and conditions.
When HSBC credit card is issued, the welcome kit or card member agreement outlines all applicable benefits, including lounge access eligibility, visit limits, and usage conditions.
You can call HSBC customer care using the number printed on the back of your credit card to confirm whether your card offers complimentary lounge access.
When planning to avail complimentary lounge visits through your credit card, here are a few key points to keep in mind.
Do all HSBC credit cards offer complimentary airport lounge access?
No. Complimentary airport lounge access is available only on select HSBC credit cards. HSBC Visa Platinum and HSBC Rupay Platinum Credit Cards do not provide complimentary lounge access.
How many free lounge visits do HSBC credit cards offer?
The number of complimentary lounge visits differs depending on the card variant you own. Premium cards like HSBC Premier or HSBC Taj offer unlimited number of visits, while mid-range cards like HSBC Live+ and HSBC TravelOne offer a fixed number of visits per year or per quarter.
Is lounge access available on both domestic and international airports?
Yes. HSBC credit cards provide access to both domestic and international airport lounges. However, the number of complimentary visits differ and the terms and conditions for domestic and international visits may slightly vary.
Can add-on cardholders use airport lounge access benefits?
No. Complimentary lounge access is generally extended to primary user only. However, add-on cardholders may be eligible if explicitly mentioned in the card’s benefit structure.
Is there any charge for using airport lounges with an HSBC credit card?
Complimentary visits are free up to the eligible limit. However, some lounges may charge a fee, which is reversed. Charges may apply if the complimentary visit limit is exceeded or for guest access.
How can I check my remaining lounge visits?
Remaining lounge visits can be checked on HSBC’s internet banking or mobile app. You can also contact HSBC customer care to ask about your remaining lounge visits.