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Disclaimer: CSB Bank is not a Paisabazaar partner and all content herein is strictly informative in nature. Paisabazaar is not affiliated with, sponsored by or in any way connected to CSB Bank for home loans. No offers/services from CSB Bank are being provided by Paisabazaar for home loans. For further information about CSB Bank for home loans, users are required to reach out directly to CSB Bank.
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CSB Bank Home Loan Highlights |
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| Interest Rates | 9.39% – 11.08% p.a. |
| Tenure | Up to 20 years |
| Loan Amount | Up to Rs 5 crores |
| Maximum Funding | Up to 100% of the agreement value or purchase cost |
| Processing Fee | 0.50% of the loan amount |
Note: Interest rates as of 10 September 2025
Table of Contents
CSB Bank Home Loan Interest Rates
The CSB Bank Home Loan interest rates range between 9.39% to 11.08% p.a. Although the lender has not disclosed the differential home loan interest rates for its schemes, based on the applicant’s monthly income, credit score, EMI/NMI ratio, employer’s profile, etc., most lenders consider these factors for setting the interest rates for their home loan applicants.
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CSB Bank Home Loan Fees and Charges
The processing fees and other charges for loan applicants availing CSB Home Loan are as follows:
| Particulars | Rates |
| Prepayment Penalty | Nil |
| Processing Fee | 0.50% of the loan amount |
| Documentation Charges | Rs 500 |
Eligibility Criteria for Availing CSB Bank Home Loan
The home loan eligibility criteria for loan applicants availing housing loans from CSB Bank are as follows:
- Resident Indians (individuals or groups) as well as NRIs on regular employment or having an established business with a regular flow of income.
- Age Criteria
- Minimum: 21 years
- Maximum: 65 years at the time of loan maturity
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Documentation Required for CSB Home Loan
The home loan documents required for availing of CSB Bank Home Loan are as follows:
- Home Loan Application Form
- Identity Proof (any one):
- Adhaar Card
- Passport
- Job Card by NREGA
- Driving License
- Voter ID
- Letter issued by National Population Register containing name & address of the holder
- Residence Proof Documents (any one):
- Passport
- Voter ID
- Driving License
- Adhaar Card
- Job Card by NREGA
- Letter issued by National Population Register containing name & address of the holder
- Income Proof Documents for Salaried Applicants:
- Salary Slip or Certificate of 3 months
- Latest ITR / Form 16
- Bank Statement of 1 year
- Income Proof Documents for Self-Employed Applicants:
- 3 Year ITR with Financials
- Bank Statement of 1 year
- Business Continuity Proof of 3 Years
- Income Proof Documents for Non-Resident Indians (Self-Employed):
- 1 Year NRE or NRO Account Statement
- Oversea Credit Report
- Valid Work Permit
- Valid VISA Copy
- Salary Slip or Certificate
- 1 year Salary Account Statement
- Passport
- POA
Documentation Required for CSB Home Loan Balance Transfer
Stated below are the documents required for availing home loan balance transfer option:
- Statement of Account of 1 year
- Existing Loan Account Statement of up to 1 year
- List of Documents from BT bank
- Foreclosure Letter
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CSB Bank Home Loan EMI Calculator
Home Loan EMI Calculator
₹
%
Year(s)
Home Loan EMI Calculator
Monthly EMI ₹ 15,622
Total Amount Payble ₹ 5,62,395(Principal + interest)
Principal Amount ₹ 5,00,000
Total Interest Payble ₹ 62,395