Compare BPCL SBI Card vs SBI SimplySAVE Credit Card: Features & Benefits

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Best Suited for	Fuel Dining Rewards	Fuel Dining Rewards
Fee Details	Joining Fee ₹ 499 Annual/Renewal Fee ₹ 499	NA Joining Fee ₹ 499 Annual/Renewal Fee ₹ 499 NA
Welcome Benefit	2,000 reward points worth Rs. 500 on joining fee payment 2,000 bonus reward points on spending Rs. 2,000 within 60 days of card issuance	-
Reward/Cashback Rate	3.25% back as 13X reward points up to 1,300 points per month on BPCL fuel spends 5X reward points up to 5,000 points per month on groceries, departmental stores, movies & dining spends 1 reward point per Rs. 100 non-fuel retail spend 4 Reward Points = Re. 1, redeemable at select BPCL petrol pumps	10 reward points per Rs. 150 spent on dining, movies, departmental stores and grocery spends 1 reward point per Rs. 150 spent on other categories 1 reward point = Rs. 0.25
Lounge Access	NA	NA
Pros	Up to 4.25% value-back on BPCL fuel spends Accelerated rewards on groceries, departmental stores, movies & dining spends	10X reward points on dining, movies, grocery and departmental store spends Entry-level credit card with low annual fee and easier eligibility terms Annual fee waiver condition of Rs. 1 Lakh in a year
Cons	Low rewards redemption value Capping on accelerated rewards earning	Reward redemption options are limited to select brand vouchers only No significant benefits other than the rewards program Low reward rate as compared to some entry-level cashback cards
Who should get this card?	People who drive regularly, are BPCL loyalists and are looking for a credit card to save on their fuel spends	Beginners looking for a low-annual fee credit card with benefits on everyday categories