Compare : Federal Bank Scapia Credit Card vs BOBCARD Scapia Credit Card

Why Choose Paisabazaar ?

Compare India’s best credit cards

See cards from top Banks & issuers

Choose card matching your lifestyle

Wide choice of 100+ credit cards

Pre-qualified offers, zero docs

Offers ranked according to eligibility

Google Play Store

4.5_/5

15.7L Reviews

6Cr+Happy Customers

2 M+Cards Issued

100+ CardsMultiple Choices

UNLIMITED* & FREE

Airport Lounge Access

Limited Time Offer

Get a

with Every Card

Choose a Card Matching
Your Lifestyle

	Federal Bank Scapia	BOBCARD Scapia
Best Suited for	✈️ Travel 🛋️ Lounge Access ♾️ Lifetime Free	✈️ Travel 🛋️ Lounge Access ♾️ Lifetime Free
Fee Details	Joining Fee ₹ 0 Annual/Renewal Fee ₹ 0 Lifetime free credit card	Joining Fee ₹ 0 Annual/Renewal Fee ₹ 0 Lifetime free credit card
Welcome Benefit	NA	NA
Reward/Cashback Rate	20% rewards as Scapia coins on travel bookings on Scapia app 10% rewards as Scapia coins on online/offline spends worth Rs. 20 and above made via Visa variant 5% rewards as Scapia coins on all UPI transactions worth Rs. 500 or above made via RuPay variant 1 Reward Point = 1 Scapia Coin, where 5 Scapia coins = Rs. 1 Redeem Scapia coins for travel spends on Scapia app	20% rewards as Scapia coins on travel spends made on Scapia app 10% rewards as Scapia coins on all spends worth Rs. 20 and above made via Visa variant 5% rewards as Scapia coins on all UPI transactions worth Rs. 500 or above made via RuPay variant 1 Reward = 1 Scapia Coin, where 5 Scapia Coins = Rs. 1 Redeem Scapia coins for travel spends on Scapia app
Lounge Access	Unlimited domestic airport lounge access on reaching Rs. 20,000 monthly spends	Unlimited domestic airport lounge access on reaching Rs. 20,000 monthly spends
Pros	Zero forex mark-up fee on international spends Up to 20% Scapia coins on card transactions without any capping Unlimited domestic airport lounge access with discount on airport spends Complimentary RuPay card with 5% rewards on UPI transactions No joining or renewal charges	Up to 20% rewards on travel spends Up to 10% rewards on other spends Zero forex mark-up fee Lifetime free credit card Airport privileges and unlimited domestic airport lounge access
Cons	Scapia coins redemption limited to just travel bookings on Scapia app Low Scapia coins redemption ratio of 5:1 No reward points on international spends No complimentary international airport lounge access Reward redemption limited to Scapia app	No rewards on international purchases Spend-based condition associated with airport benefits
Who should get this card?	People who travel frequently, are looking for a credit card with no forex mark-up fee and can utilise all their earned Scapia coins on travel bookings	Frequent travellers who prefer to make bookings via Scapia app