Axis Magnus Burgundy vs HDFC Infinia Credit Card: Compare Benefits

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	Axis Bank Magnus Burgundy	HDFC Infinia
Best Suited for	✈️ Travel 💎 Premium 🎁 Rewards	✈️ Travel 💎 Premium ⭐ Invite Only
Fee Details	Joining Fee: ₹30,000 Annual/Renewal Fee: ₹30,000 NA	Joining Fee: ₹12,500 Annual/Renewal Fee: ₹12,500 NA
Welcome Benefit	🎁 Any one voucher worth Rs. 5,000 from Luxe gift card, The Postcard Hotels gift voucher or Yatra gift voucher	🎁 Complimentary Club Marriott membership for a year (with up to 20% off on dining and stays across Asia-Pacific region) Bonus 12,500 reward points upon fee payment
Reward/Cashback Rate	12 reward points per Rs. 200 spent on cumulative monthly spends of up to Rs. 1.5 Lakh 35 points per Rs. 200 spent above cumulative monthly spends of Rs. 1.5 Lakh 60 reward points per Rs. 200 spent on Travel EDGE portal up to cumulative monthly spends of Rs. 2 Lakh 35 reward points per Rs. 200 spent on Travel EDGE portal above monthly spends of Rs. 2 Lakh	5 reward points on every Rs. 150 spent, including insurance, utilities and education 10x reward points on travel and shopping spends on Smartbuy 1 reward point = Rs. 1 for flight & hotel bookings, Apple products and Tanishq vouchers via Smartbuy 1 reward point = 1 air mile 1 reward point = Rs. 0.30 for cashback redemption & up to Rs. 0.50 across product catalogue
Lounge Access	Unlimited complimentary lounge access worldwide	Unlimited complimentary lounge access across 1,000+ airport lounges within and outside India
Pros	Unlimited complimentary lounge access worldwide Reward redemption against partner airlines and hotel loyalty points at a 5:4 ratio Complimentary airport meet and greet services every year Up to 5X reward points on travel spends	3.33% value-back across all spending categories, including insurance, utilities and education Unlimited domestic and international lounge access for primary and add-on users Unlimited complimentary golf games at select golf courses of India and abroad Stay and dining benefits at participating ITC hotels Flat 15% discount on dining via Swiggy Dineout
Cons	High spending milestone of Rs. 30 Lakh for annual fee waiver Capping on reward points redemption for airmiles and hotel loyalty points Limited welcome benefits of Rs. 5,000, especially considering the Rs. 30,000 joining fee	Forex mark-up fee could have been lower as several premium and mid-range cards charge lower fee Complimentary Club Marriott membership is limited to the first year
Who should get this card?	Axis Burgundy customers who travel frequently and want to save on their travel spends.	This invite-only card is suitable for high spenders who put most of their shopping and travel spends on their credit card