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Central Bank of India Mudra Loan

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Max Loan Amt.Upto ₹75L
Rate of Interest10.75% - 28%
Tenure uptoUpto 5 Years
Processing FeeUpto 2%
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Max Loan Amt.Upto ₹50L
Rate of Interest13.25% 19.25%
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Central Bank of India Mudra Loan

Interest Rate 10.05% p.a.
Nature of Loan Facility Term Loan/Working Capital
Loan Amount
  • Shishu-  Rs. 50,000
  • Kishor- Rs. 50,001 – Rs. 5,00,000
  • Tarun- Rs. 5,00,001 – Rs. 10,00,000
  • Tarun Plus- Rs. 10,00,001 – Rs. 20,00,000
Loan Tenure Up to 7 years

Rates as of 7th March 2025

Central Bank of India Mudra Loan Interest Rates

Central Bank of India offers Mudra Loans at an interest rate of 10.05% p.a.

Fees & Charges for Central Bank of India

Central Bank of India has not explicitly specified the fees and charges applicable on its Mudra loan scheme. Consumers interested in applying for this loan can connect with the bank for further details.

Types of Central Bank Mudra Loan schemes

Cent Mudra Loans

Purpose: Central Bank of India offers financing under Cent Mudra scheme to finance small and micro non-corporate enterprises engaged in non-farm sectors like manufacturing, trading and service sectors including agriculture allied activities like dairy farming, poultry farming, bees keeping, etc.

Nature of Loan Facility: Term Loan/Working Capital

Loan Amount:

  • Shishu- Rs. 50,000
  • Kishor- Rs. 50,001 to Rs. 5,00,000
  • Tarun- Rs. 5,00,001 to Rs. 10,00,000
  • Tarun Plus- Rs. 10,00,001 to Rs. 20,00,000

Margin:

  • Under Shishu Category: NIL
  • Under Other Categories: Up to 25%

Tenure: Up to 7 years, including moratorium period of 6 months

Cent Weaver Mudra Loans (Finance for Individual Weaver)

Purpose: Central Bank of India offers Cent Weaver Mudra Loans to finance the credit requirements of individual weavers.

Nature of Loan Facility: Term Loan/Working Capital

Loan Amount: Rs 50,000-Rs 10 lakh

Margin: 25% of the project cost

Tenure: Up to 7 years

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Eligibility Criteria for Central Bank of India Mudra Loan

For Cent Mudra Loan

  • All non-corporate small and micro enterprises are eligible for these loans
  • The enterprises should be engaged in non-farm income-generating activities such as manufacturing, trading and services including allied agricultural activities

For Cent Weaver Mudra Loan scheme

  • Central Bank of India offers Cent Weaver Mudra Loan scheme to all weavers involved in weaving activities in the handloom sector.
  • This scheme also includes new borrowers eligible for loans to carry out the proposed activity under bank’s scheme.
  • Cent Weaver Mudra scheme prefers weavers identified under Third Census of handloom weavers conducted by Development Commissioner (Handlooms), Ministry of Textiles as well as those identified by the State Government.

Documents Required for availing Central Bank Mudra Loan scheme

Central Bank of India has not disclosed the documents required for availing Mudra loans. However, applicants may consider the following documents while applying for Mudra Loans with Central Bank of India.

  • Photo ID Proof
  • Address Proof
  • Proof of category like SC/ST/OBC/Minority
  • ID Proof and Address of Business Enterprise
  • Bank statement for last 6 months
  • Balance sheet of the units of last 2 years along with income tax or sales tax return etc. (Applicable for all cases from Rs.2 lakhs and above)
  • Projected balance sheets of 1 year in case of working capital limits and for the loan duration in case of term loan (Applicable for all cases from Rs.2 lakhs and above)
Mudra Loan Related Resources
Mudra Loan Mudra Loan EMI Calculator How to Apply for Mudra Loan Online
Mudra Loan Eligibility Mudra Loan Application Form Mudra Loan Subsidy
Mudra Loan Interest Rates Mudra Loan Documents Mudra Loan Project Report

How Can I Apply for a Business Loan Online?

Step 1: Enter your mobile number in the application form.

Step 2: Enter OTP to verify your mobile number.

Step 3: Provide your personal details.

Step 4: Select a bank account for account aggregator consent.

Step 5: Compare offers and apply for the best-suited loan.

Apply Now

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