Axis Bank Mudra Loan

Axis Bank offers MUDRA loans to small and micro enterprises engaged in trading, manufacturing and service sectors, including allied agricultural activities, under the PM MUDRA Yojana (PMMY). Prospective borrowers can avail Axis Bank MUDRA loan for up to Rs 10 lakh under the Shishu, Kishore and Tarun categories. Note that as per the Budget announcement and Official Gazette, the Mudra loan limit has been increased to Rs 20 lakh for entrepreneurs who have repaid previous loans in the Tarun category.

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Axis Bank Mudra Loan Highlights

Facility	Term Loan, Overdraft, Cash Credit or non-fund-based facilities such as bank guarantees, etc
Loan Amount	For the Shishu category - Up to Rs 50,000 For the Kishore category - Above Rs 50,000 to Rs 5 lakh For the Tarun category - Above Rs 5 lakh to Rs 10 lakh (Up to Rs 20 lakh under Tarun Plus category as per Budget announcement and Official Gazette, 24 October 2024)
Collateral	No collateral is required

Axis Bank Mudra Loan Interest Rates

Axis Bank has not disclosed the interest rates of the Mudra loan. Prospective Mudra loan borrowers can visit Axis Bank branches to get detailed information about the Axis Bank Mudra Loan interest rates.

Features of Axis Bank Mudra Loan

Loan Amount

Axis Bank Mudra loans offer loan amounts of up to Rs 10 lakh and are categorised as follows to signify the stage of development, growth and funding needs of the borrower:

Categorisation	Loan Amount
Shishu	Up to Rs 50,000
Kishor	Above Rs 50,000 to Rs 5 lakh
Tarun	Above 5 lakh to Rs 10 lakh*

*However, as per the Budget announcement and the Official Gazette dated 24 October 2024, a new loan category, Tarun Plus, has been introduced, offering loans ranging from above Rs 10 lakh to Rs 20 lakh. The loan is offered to those eligible individuals who have previously availed and successfully repaid loans under the Tarun category.

Credit Facility

Collateral: The loans covered under Mudra loans are collateral-free loans

Type of loan facility: Mudra loan applicants can avail loan in the form of term loans, overdrafts, cash credit or non-fund-based facilities such as bank guarantees, letters of credit, etc.

Fees & Charges for Axis Bank Mudra Loan

Axis Bank has not explicitly mentioned the fees and charges of the Mudra loan. Prospective borrowers can visit Axis Bank branches for detailed information.

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Axis Bank Mudra Loan Eligibility Criteria

Axis Bank offers PM MUDRA Yojana loans to small and micro enterprises in the non-farm sector that fall below the mentioned criteria:

Engaged in income-generating activities
Engaged in manufacturing, trading and services including allied agricultural activities
Applicant whose credit needs are up to Rs 10 lakh

Documents Required for availing Axis Mudra Loan

Stated below are the documents required for availing Mudra Loan from Axis Bank:

Identity Proof – Self-certified copy of Voter’s ID card /PAN Card/Aadhar Card/Driving License /Passport
Residence Proof – Latest telephone bill, a property tax receipt (not older than 2 months), electricity bill, Aadhar Card, Voter’s ID card and Passport of Proprietor/Partners/Directors.
Proof of SC/OBC/ST/Minority
Identity Proof/Address Proof of the Business Enterprise – Registration certificates/Copies of relevant licenses/other documents about the identity, ownership and address of the business unit.
Applicant should not be a defaulter in any Bank or Financial institution.
Statement of accounts (for the last 6 months), from the existing banker, if any.
Last 2 years’ balance sheets of the units along with income tax return or sales tax return etc. (Applicable for all cases from Rs 2 lakh and above).
Projected balance sheets for 1 year in case of working capital limits and for the period of the loan in case of term loan (Applicable for all cases from Rs 2 lakh and above).
Sales achieved during the current financial year up to the date of submission of application.
Project report (for the proposed project) containing details of technical & economic viability.
Memorandum of association and articles of association of the company or Partnership Deed of Partners etc.
In the absence of a third-party guarantee, an Asset & Liability statement from the borrower including Directors & Partners may be sought to know the net-worth.
2 Photocopies of Proprietor/ Partners/ Directors.

Mudra Loan Related Resources
Mudra Loan Eligibility	Mudra Loan EMI Calculator	How to Apply for Mudra Loan Online
Mudra Loan Interest Rates	Mudra Loan Application Form	Mudra Loan Subsidy
Mudra Loan Documents	Mudra Loan Project Report

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Axis Bank Mudra Loan

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Axis Bank Mudra Loan Highlights

Axis Bank Mudra Loan Interest Rates

Features of Axis Bank Mudra Loan

Loan Amount

Credit Facility

Fees & Charges for Axis Bank Mudra Loan

Axis Bank Mudra Loan Eligibility Criteria

Documents Required for availing Axis Mudra Loan

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What our customers say

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Axis Bank Mudra Loan

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Axis Bank Mudra Loan Highlights

Axis Bank Mudra Loan Interest Rates

Features of Axis Bank Mudra Loan

Loan Amount

Credit Facility

Fees & Charges for Axis Bank Mudra Loan

Axis Bank Mudra Loan Eligibility Criteria

Documents Required for availing Axis Mudra Loan

Business Loan Articles

What our customers say

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