Samsung Axis Bank Infinite Credit Card
Shopping
Co-branded
Cashback
1st Year Fee: ₹5,000* Plus Applicable Taxes
Cashback
10% Cashback on Samsung Products
Rewards Program
3X rewards on on Myntra, Zomato & more
Dining Discount
Up to 25% off at 4000+ partner restaurants
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About Samsung Axis Bank Infinite Credit Card
Samsung Axis Bank Infinite Credit Card is the premium card variant in the co-branded card partnership between Axis Bank and Samsung. On purchasing Samsung products via Samsung physical and eStores and other eligible partners like Amazon, cardholders get flat 10% cashback along with accelerated reward points on some popular everyday brands. In addition to this, the card also extends benefits like domestic and international lounge visits, Priority Pass membership, Eazy Diner Prime membership, etc., enhancing its all-round value. While the card can be a good option for Samsung loyalists, its core rewards program should also be taken into consideration before applying. Read on to know about the card’s features, benefits and a detailed review.
Note: This Card is not available on Paisabazaar. The content on this page is for information only. To express interest in this card, please visit Axis Bank‘s website.
Cashback & Rewards Program
Cashback on Samsung Spends
- 10% cashback on all Samsung purchases1 (including EMI transactions)
- Cashback is capped at Rs. 5,000 per month and Rs. 20,000 per year
- Cashback is directly credited to your credit card statement
Rewards Program
- 15 EDGE Reward Points per Rs. 100 spent on preferred partners – Myntra, Zomato, Urban Company, BigBasket and Tata 1MG
- 15 EDGE Reward Points per Rs. 100 spent on international transactions
- 5 EDGE Reward Points per Rs. 100 spent on other domestic transactions2
Other Features & Benefits
Welcome Benefit:
- 30,000 bonus EDGE Reward Points on making 3 transactions within 30 days of card issuance
Lounge Access and Membership:
- 8 complimentary domestic lounge access every calendar year3
- Complimentary Priority Pass Membership
- 6 complimentary international lounge access every year
Dining Benefits:
- Eazy Diner Prime Membership (for 1 year)4
- 25% discount (up to Rs. 800) on dining at 4000+ partner restaurants through Axis Bank’s Dining Delight Program
Fees & Charges
| Fee Type | Amount | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| Joining Fee | Rs. 5,000 + Taxes | ||||||||||
| Annual Fee | Rs. 5,000 + Taxes | ||||||||||
| Finance Charges | 3.75% per month | ||||||||||
| Late Payment Charges |
|
Things to Know Before you apply
Get this card if:
You frequently purchase Samsung products and would be able to maximize the cashback benefit
You often shop with Myntra, Zomato, BigBasket, and other preferred partners to make the most of accelerated rewards
You are comfortable earning reward points on spends other than Samsung
You travel several times in a year and lounge access benefits would be valuable for you
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What do we like about this card?
Samsung Axis Bank Infinite – the premium variant in this co-branded partnership can be a good option for people who frequently purchase Samsung products. The card also caters to spends beyond Samsung by offering accelerated reward points on select brands, along with a higher reward rate on international spends. This variant also offers international lounge visits, Priority Pass membership and EazyDiner Prime membership – which are not available on the base (Signature) variant. Consumers who frequently shop with Samsung and other preferred partners can consider applying for this card.
Pros
- 10% cashback on all Samsung product purchases
- Accelerated rewards on preferred partners like Myntra, BigBasket and more
- Complimentary Priority Pass and Eazy Diner Prime membership
- Domestic and International airport lounge visits
- Up to Rs. 800 off every month on dining at 4000+ partner restaurants
Cons
- Multiple exclusions from the rewards program including high-ticket categories like jewellery, insurance, etc.
- Low base reward rate on transactions other than preferred partners
- High annual fee and difficult fee waiver threshold of Rs. 7 Lakh in a year
Conclusion
Though Samsung Axis Bank Infinite Credit Card can be a good option for Samsung loyalists, the maximum capping for cashback stands quite low at Rs. 20,000, which limits the benefits to maximum spends of Rs. 2 Lakh. Considering appliances and gadgets are generally big-ticket purchases, this limit can easily be breached, making further Samsung spends ineligible for any more benefits. At an annual fee of Rs. 5,000, the card should have offered a higher base rate so that spends beyond co-branded benefits can also earn good value-back.
Frequently Asked Questions
Everything you need to know about this credit card
While Samsung Axis Bank Infinite Credit Card offers the same cashback rate on Samsung spend as the Signature variant, it comes with a higher capping, allowing high-spenders to extract maximum value. The reward rate on other preferred categories is also higher on the Infinite variant and it comes with additional benefits like international lounge access and memberships. However, consumers should note that the card comes at a much higher annual fee of Rs. 5,000.
The credit limit will be communicated to you when your card is approved. It is based on your income, existing debts, highest limit on existing cards, and several other internal policies of the bank.
For Samsung loyalists, it would be easy to extract a value equivalent to the card’s fee. Even if you spend Rs. 50,000 on Samsung products, you will get Rs. 5,000 cashback, compensating for the fee charged. However, before choosing, you must keep other card features in mind.
After you have successfully submitted your credit card application, it may take 7-10 days for the card to reach your registered address.
You can reach Axis Bank credit card customer care on 1800 209 5577 or 1800 103 5577.
Footnotes
- Cashback will be applicable on Samsung products purchases made via Physical stores under ‘Brand EMI’ on Pinelabs terminals and Benow Soft POS (both EMI and full swipe transactions), Online on Samsung eStore and Samsung Shop App and Samsung service centre payments made on PayU So[ POS. Samsung products purchased via Amazon App or Website will also be eligible for cashback.
- EDGE Reward Points will not be earned on fuel spends, wallet loading transactions, jewellery, government spends, education spends, payment of credit card fees and charges, utility bill payment, rent, insurance, cash advances and EMI and non-EMI spends on purchases of Samsung products and services.
- Lounge access benefit will be eligible on spending Rs. 50,000 or more in the previous 3 months
- EazyDiner Prime Membership code will be shared with the cardholder subject to card activation within 30 days of card issuance. Cardholder must activate the membership code within 6 months from the date of credit card issuance.
- Rental transactions and wallet loads will not be eligible for threshold calculation for annual fee waiver.
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