Axis Bank Samsung Signature Credit Card
Shopping
Reward Points
Cashback
1st Year Fee: ₹500* Plus Applicable Taxes
Cashback
10% Cashback on all Samsung Spends
Rewards Program
Accelerated earning on Myntra, Zomato & more
Dining Discount
Save up to Rs. 500 p.m. on dining
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About Samsung Axis Bank Signature Credit Card
Axis Bank offers two credit cards in co-branded partnership with Samsung, wherein Samsung Axis Bank Signature is the base variant and Samsung Axis Bank Infinite is the premium variant. Available at an annual fee of Rs. 500, the Signature variant offers 10% flat cashback on Samsung product purchases at physical stores, Samsung eStore or App, including transactions made at Samsung Service Centres and Samsung product purchases via Amazon. Besides, cardholders also get accelerated rewards on some popular brands like BigBasket, Zomato, Myntra and more. Read on to know the detailed features and benefits along with a review.
Note: This Card is not available on Paisabazaar. The content on this page is for information only. To express interest in this card, please visit Axis Bank‘s website.
Cashback & Rewards Program
Cashback on Samsung Spends
- 10% cashback on all Samsung purchases1 (including EMI transactions)
- Cashback is directly credited to your credit card statement
- Maximum cashback of Rs. 2,500 per month and Rs. 10,000 in a year
Rewards Program
- 10 EDGE Reward Points per Rs. 100 spent on preferred partners – Myntra, Zomato, Urban Company, BigBasket and Tata 1MG
- 5 EDGE Reward Points per Rs. 100 spent on other transactions2
Other Features & Benefits
- Welcome Benefit: 2,500 bonus EDGE Reward Points on making 3 transactions within 30 days of card issuance
- Lounge Access: 4 complimentary domestic lounge visits every calendar year3
- Fuel Surcharge Waiver: 1% fuel surcharge waiver on spends of Rs. 400 to Rs. 4,000
- Dining Benefit: 15% discount (up to Rs. 500 p.m.) through Dining Delights Program
- Fee Waiver: Annual fee of Rs. 500 waived off on spending Rs. 2 Lakh in the preceding year4
Fees & Charges
| Fee Type | Amount | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| Joining Fee | Rs. 500 + Taxes | ||||||||||
| Annual Fee | Rs. 500 + Taxes | ||||||||||
| Finance Charges | 3.75% per month | ||||||||||
| Late Payment Charges |
|
Things to Know Before you apply
Get this card if:
You are a loyal customer of Samsung and are planning to purchase several Samsung products
You often shop with the preferred partners like Myntra, Zomato, BigBasket, etc. and can maximize the accelerated rewards structure
You are comfortable getting reward points on spends other than Samsung
You do not travel often and do not seek benefits like travel portal discounts, low forex mark-up, etc.
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What do we like about this card?
Samsung Axis Bank Signature Credit Card could be a good fit for Samsung loyalists as they can 10% flat cashback on their spends. However, considering gadgets and appliances are usually big-ticket items, a spend of Rs. 1 Lakh will maximize its entire value for the year and further Samsung purchases will not earn any cashback. The card also offers up to 2% back on preferred partners and 1% base reward rate through accelerated rewards, which seems decent for an entry-level card.
Pros
- 10% cashback on Samsung products
- Accelerated rewards on popular everyday spends
- Complimentary domestic lounge visits
- Saving up to Rs. 500 p.m. on dining
Cons
- Low base reward rate on transactions other than preferred partners
- Multiple exclusions from the rewards program
- Lounge access is tied to a spend-based condition
Conclusion
If you compare Samsung Axis Bank Signature Card with online shopping cards, the value-back stands quite low. Hence, consumers who would like to save across all online spends without any merchant restrictions should consider cards like YES Bank Paisabazaar PaisaSave Credit Card or Cashback SBI Card. Even co-branded cards like Flipkart Axis Bank Credit Card and Swiggy HDFC Card offer better value-back across all spends (in addition to their co-branded benefits) – standing as a compelling alternative for online shoppers.
Frequently Asked Questions
Everything you need to know about this credit card
Credit limit is determined on the basis of several factors like income, credit history, current debts, etc. and the card issuer’s internal policies. The credit limit on your Samsung Axis Bank Credit Card would be communicated to you on card approval and delivery.
Samsung Axis Bank Credit Card can be a good choice for those who frequently purchase Samsung products. However, those who do not want to limit their savings to one or more brands but want solid returns on all online spends should consider other cards.
No, 10% cashback on Samsung spends is capped at Rs. 2,500 per month and Rs. 10,000 per year.
There are multiple ways to activate your Axis Bank Credit Card including net banking, mobile app, phone banking and ATM. You can also call Axis Bank Customer Care on 1800 209 5577 or 1800 103 5577 to activate your card.
No. Only cashback on Samsung spends is capped; there is no capping on reward earning on accelerated categories or other spends.
Footnotes
- Cashback will be applicable on Samsung products purchases made via Physical stores under ‘Brand EMI’ on Pinelabs terminals and Benow Soft POS (both EMI and full swipe transactions), Online on Samsung eStore and Samsung Shop App and Samsung service centre payments made on PayU So[ POS. Samsung products purchased via Amazon App or Website will also be eligible for cashback.
- EDGE Reward Points will not be earned on fuel spends, wallet loading transactions, jewellery, government spends, education spends, payment of credit card fees and charges, utility bill payment, rent, insurance, cash advances and EMI and non-EMI spends on purchases of Samsung products and services.
- Lounge access benefit will be eligible on spending Rs. 50,000 or more in the previous 3 months
- Rental transactions and wallet loads will not be eligible for threshold calculation for annual fee waiver.
Click here to know More Terms and Conditions
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