YES Bank Credit Card Reward Points: How to Earn & Redeem

You can earn reward points on your credit cards by making online and offline transactions. Here are multiple ways to earn YES Bank credit card reward points:

Rewards Program: You can earn rewards on your transactions just by swiping or tapping your card at the PoS machine. However, the reward points offered on your credit card depends on its variant. Some credit cards are specifically designed for rewards, whereas, some credit cards are generic cards that offer basic rewards rate.

Milestone Rewards: Some of the credit cards also offer bonus reward points on achieving certain spending milestones. However, you are required to achieve the spending milestone to avail additional reward points.

Welcome Rewards: With YES Bank credit card, you can also earn bonus reward points as welcome benefits. These benefits are offered after the payment of joining fee or after achieving a certain milestone.

You can check the details related to your credit card reward points via credit card statement or online through net banking or mobile banking. Below mentioned are the details regarding how to check YES Bank credit card reward points:

Via Net Banking/ Mobile Banking: You can log in to your net banking or mobile banking account through the official website or mobile app, respectively. After logging in, you can click on the ‘Reward Points’ section to check the details related to the reward points earned on your credit card.

Through Credit Card Statement: Every month, the bank emails you a credit card statement that includes details regarding your credit card along with reward points. You can check the balance of your reward points and other related details, such as expiry date, redemption value and more through your credit card statement.

You can redeem your YES Bank credit card reward points against products from the rewards catalogue or other categories, such as recharge, flight booking, movie ticket booking, etc. Here is how to redeem credit card reward points through online and offline ways:

How to Redeem YES Bank Credit Card Reward Points Online

Follow the below-mentioned steps to redeem your reward points online:

Step 1: Visit the official website of YES Bank rewards portal; YES Rewardz.

Step 2: Choose the credit card you own from the given options.

Step 3: Select the preferred category from multiple options, such as catalogue, e-gift vouchers, flight bookings, bill payment, recharge and more.

Step 4: Choose the option from the selected category as per your convenience.

Step 5: Enter the requested details and click on the ‘Confirm’ button.

Step 6: Once confirmed, your transaction will get processed and you will receive a confirmation on your mobile number.

How to Redeem YES Bank Credit Card Reward Points Offline

You can contact the credit card customer care of Yes Bank to redeem your reward points offline. All you need to do is inform the representative to process your request. The representative will ask for a few details for confirmation and proceed with your request. You will also receive a confirmation message on your registered mobile number regarding your request.

YES Bank has its rewards catalogue, namely YES Rewardz, through which you can redeem your reward points across various categories. Some of the major categories that are available under the YES Bank credit card rewards catalogue are as follows:

• E-vouchers of brands like Amazon, Croma, Cleartrip
• Mobile and DTH recharge
• Flight, bus and hotel bookings
• Movie ticket bookings through BookMyShow
• Products from multiple categories, including electronics, dining, kitchen, accessories, etc.
• Transfer your reward points into Air Miles
• Donate to the YES Foundation charity

Q. What is the validity of YES Bank credit card reward points?

A. The reward points earned on your YES Bank credit cards come with a validity of 36 months, i.e., 3 years. However, the validity of your reward points also varies as per the variant of your credit card. Therefore, it is must to keep a track of your reward points to maximize the benefits.

Q. Can I redeem my YES Bank credit card reward points for flight bookings?

A. Yes, you can redeem your earned reward points for flight and hotel bookings. You can do the same through the YES Rewardz portal by logging in to your account. Apart from this, you can also convert your YES Bank reward points into Club Vistara Points or InterMiles through the rewards portal of the bank.

Q. Is there any limit on number of redemption transactions done via YES Bank reward points that can be done in a day?

A. Yes, you can only make 10 redemption transactions in a day. Also, the cumulative should not exceed Rs. 2 lakh for a day for your redemption transactions.

Q. What should I do if the order the wrong item through YES Rewardz portal?

A. In case you have placed a wrong order, you can contact the customer care of the bank and inform the representative. However, you must inform customer care before your redemption request is processed in order to change or cancel your redemption order.

Q. Is there a limitation for transferring YES Bank credit card reward points?

A. Yes, you can transfer a minimum of 100 points and a maximum of 1,00,000 points in a month. This is applicable to reward points earned on all credit cards.

Q. How do I know that my hotel booking through YES Rewardz portal was successful?

A. After making payment through the YES Rewardz portal, you will receive a confirmation message on your registered mobile number regarding the booking. Apart from this, the bank also sends an email to the given email address regarding the confirmation of your booking.

Q. How do I cancel my hotel booking through YES Rewardz portal?

A. To cancel your bookings, you can log in to the YES Rewardz portal and go to the ‘Redeemed YES Points’ section. Under this section, you can view all your bookings. You can click on the link associated with the respective booking you would like to cancel and click on the ‘Cancel’ button in the popup.