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YES BANK Wellness Credit Card
Rewards
1st Year Fee: ₹499* Plus Applicable Taxes
Rewards
20 rewards per Rs. 200 at chemist store
Shopping
4 rewards per Rs. 200 on retail spends
Fuel Benefit
1% surcharge waiver on fuel spends
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About Yes Bank Wellness Credit Card
YES Bank Wellness Credit Card is one amongst the two health oriented credit cards that YES Bank launched with Aditya Birla Wellness Pvt. Ltd. The other variant in this league is YES Bank Wellness Plus Credit Card. You can earn a lot of benefits on self care, medical check ups, consultations and fitness sessions. To know in-detail features and benefits of this credit card, read more.
Note: This Card is not available on Paisabazaar.com. The content on this page is for information only.
Rewards Program
On every Rs. 200 spent, YES Bank Wellness Credit Card users can earn YES Rewardz Points as follows-
- 20 Reward Points: On chemists or pharmaceutical stores
- 4 Reward Points: On other retail spends
- Exclusions: Rental, fuel spends, wallet, cash advance fee, government, marketing/ advertising and EMI transactions
- Capping: You can earn a max. of 300 Reward Points in a month on utility spends
- Redemption: Accrued reward points are redeemable on YES Rewardz platform
Other Features & Benefits
Complimentary Health Services1:
- Annual preventive health check-up across 25 parameters
- Annual eye and dental check-up
- Unlimited consultations with specialist, general practitioner and nutritionist through AB Multiply app
Fuel Benefit:
- 1% fuel surcharge waiver of up to Rs. 125 per month on fuel spends worth Rs. 400 to Rs. 5,000
Insurance Benefits:
- Credit shield cover available in case of accidental death of the primary cardholder
YES Bank Wellness: Fees & Charges
| Fee Type | Details | ||||||
|---|---|---|---|---|---|---|---|
| Joining Fee | Rs. 499 + Taxes | ||||||
| Annual Fee | Rs. 1,499 | ||||||
| Finance Charges | 3.99% p.m. | 47.88% p.a. | ||||||
| Late Payment Fee |
|
Things to Know Before you apply
Get This Card If:
You want a low annual fee health and wellness credit card
Medicinal spends make a major fraction of your monthly expenditure
You want a card with free health services like health check-ups and doctor consultations and do not mind availing them using AB Multiply app
You have other credit cards to earn a decent value-back on non-medicinal spends
Eligibility Criteria:
Age: 21 to 60 years
Employment: Salaried or Self-employed
Min. Salary: Rs. 20,000 p.m. or Rs. 7.5 lakh ITR
Paisabazaar Review
What do we like about this card?
YES Bank Wellness Credit Card offers accelerated savings at chemists and pharmaceutical stores making it a good choice for those who wish to get good value-back on medicinal spends. Other spends earn you a base reward rate, but also includes utility spends - a category that is sometimes excluded from the rewards program. This card also offers other health-related benefits including complimentary health check-ups and unlimited consultations with specialists, nutritionists and general practitioners. These features make it a favourable option for those looking for a card with health benefits, but at a lower annual fee range.
Pros
- Accelerated value-back on medicine purchases
- Complimentary health check-ups across wide-range of parameters
- Unlimited online doctor consultations, including specialists
Cons
- Low value-back rate on non-medicinal spends
- Complimentary health services are limited to AB Multiply app
- No significant benefits on lifestyle categories outside of health-related spends
Frequently Asked Questions
Everything you need to know about this credit card
This card is not sourced by Paisabazaar currently. Thereby, you can apply for YES Bank Wellness Credit Card directly at YES Bank’s official website or by visiting the nearest bank branch.
You can easily check your application status by visiting the YES Bank Credit Card Application Status page, click here for the same. To check the application status you require information such as registered mobile number, reference or application number, date of birth and PAN number. To know more click here.
You can pay the YES Bank credit card bill via NEFT/IMPS, Cash/Cheque/Demand Draft, Net Banking and so on. Existing YES Bank account holders can also opt for standing instruction by linking their YES Bank savings or current account. You can check more details about YES Bank credit card bill payment here.
No. YES Bank Wellness Credit Card does not offer any airport lounge access. You can get 2 complimentary domestic lounge visits with the Wellness Plus variant. Or, you can check our other travel credit cards in India or credit cards with airport lounge access to avail such benefits.
No, you only get 6 complimentary fitness sessions for Gym, Yoga, Zumba, etc. per month. With the Wellness Plus variant, you will get 12 complimentary sessions.
Footnotes
- These benefits are powered by Aditya Birla Wellness Pvt Ltd. and all related bookings have to be made on AB Multiply app
Click here to know More Terms and Conditions
Lepakshi Phogat
Lepakshi is a content writer specialising in personal finance and credit cards. She translates complex financial concepts into practical advice, helping readers make informed financial decisions. Whether it is helping them choose the right credit card or offering strategies to build their credit score, she writes to make personal finance less intimidating and more empowering.
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