Talk to Expert
Our Advisors are available 7 days a week, 9:30 am - 6:30 pm to assist you with the best offers or help resolve any queries.
IndiGo SBI Card
Travel
1st Year Fee: ₹1,499* Plus Applicable Taxes
Co-branded
3 BluChips per Rs. 100 on IndiGo spends
Travel Bonus
Up to 10,000 bonus BluChips per year
Lounge Access
Up to 4 domestic lounge visits per year
Find Best Credit Card Offers
It hardly takes 2 minutes
+91
0 /10 Digits
Don't worry, this will not affect your credit score
The entered number doesn't seem to be correct
About IndiGo SBI Card
IndiGo SBI Card is the base variant of another co-branded card offered by IndiGo and SBI Card, i.e., IndiGo SBI Card ELITE. With this card, cardholders can earn up to 3X value-back in the form of BluChips on IndiGo spends and save on travel by redeeming them against IndiGo flights and other activities through the IndiGo app. Despite being a co-branded credit card, it also offers accelerated rewards (2 BluChips per Rs. 100) on spends at hotels, lodging, and select travel MCCs, making it a better fit for frequent travellers.
Besides rewards, the card offers 4 complimentary domestic lounge visits every year. Cardholders can earn up to 10,000 bonus BluChips annually through renewal and milestone benefits. Overall, at an annual fee of Rs. 1,499, this card competes with another IndiGo co-branded card, i.e., IndiGo Kotak Card, with similar milestone and renewal benefits. However, while IndiGo SBI Card comes with lounge access benefits, IndiGo Kotak Card offers higher reward points on IndiGo spends.
Note: This Card is not available on Paisabazaar. The content on this page is for information only. To express interest in this card, please visit SBI Card’s website.
Rewards Program & Welcome Benefits
Rewards Program
- 3 IndiGo BluChips for every Rs. 100 spent on IndiGo app and website
- 2 IndiGo BluChips for every Rs. 100 spent on Hotel/Lodging and Travel MCCs
- 1 IndiGo BluChip for every Rs. 100 spent on other categories1
- Redeem accumulated IndiGo BluChips via IndiGo website or app against IndiGo flights and other activities at a 1:1 ratio
Welcome Benefit
- 2,500 IndiGo BluChips after the payment of joining fee and first transaction within 60 days of account opening
Other Features & Benefits
Lounge Access
- 4 complimentary domestic airport lounge visits in a year on spending Rs. 50,000 in the previous quarter, capped at 1 visit per quarter
Renewal Benefit
- 2,500 IndiGo BluChips after the payment of renewal fee
Milestone Benefit
- 2,500 IndiGo BluChips on spends of Rs. 2 Lakh, Rs. 4 Lakh and Rs. 6 Lakh each
IndiGo SBI Card: Fees & Charges
| Particulars | Amount | ||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Joining Fee | Rs. 1,499 + Applicable Taxes | ||||||||||||||
| Annual Fee | Rs. 1,499 + Applicable Taxes | ||||||||||||||
| Finance Charges | 3.75% p.m. (45% p.a.) | ||||||||||||||
| Late Payment Charges |
|
Things to Know Before you apply
Get this card if
You are a frequent traveller and prefer to fly with IndiGo instead of other airlines
You are comfortable redeeming the accumulated rewards for IndiGo flights & other activities
You want to earn accelerated rewards on hotel, lodging, and select travel spends other than IndiGo
You can spend Rs. 6 Lakh in a year to maximize milestone benefits
Other Similar Cards
Paisabazaar Review
What do we like about this card?
IndiGo SBI Card is designed for frequent IndiGo flyers. Cardholders can earn accelerated (3%) value-back through BluChips on IndiGo spends and redeem them for flights and other activities via IndiGo app or website at a 1:1 ratio. In addition to this, accelerated rewards for hotel, lodging, and select travel MCCs, along with complimentary domestic lounge visits, enhance the card’s value for frequent travellers. The card also offers up to 10,000 bonus BluChips every year through renewal and milestone benefits, which can lead to significant savings if redeemed against IndiGo flights.
Pros
- 3X BluChips on IndiGo spends
- 2,500 bonus BluChips every year on renewal
- Up to 7,500 bonus BluChips as milestone benefits
- 2X BluChips on spends at Hotel/Lodging and Travel MCCs
- Redemption of BluChips via IndiGo app/website at a 1:1 ratio
Cons
- No international lounge access benefits
- Domestic lounge access benefits are spend-based
- Low reward rate on non co-branded spending categories
- Consumers need to have an IndiGo BluChips Membership
Conclusion
While IndiGo Kotak and IndiGo SBI Cards offer similar milestone, welcome, and renewal benefits, they differ when it comes to the rewards program and lounge access. With IndiGo Kotak, cardholders can earn up to 19 BluChips per Rs. 100 spent on IndiGo, whereas IndiGo SBI Card restricts this value-back to 3 BluChips per Rs. 100 spent, which affects its overall rewards potential. However, IndiGo SBI Card offers complimentary domestic lounge visits, which are not available on IndiGo Kotak Card. Overall, at a similar annual fee, both cards offer decent value-back for IndiGo flyers. Consumers looking for a card with more comprehensive travel benefits beyond the rewards program can consider IndiGo SBI Card.
Frequently Asked Questions
Everything you need to know about this credit card
You earn 3 BluChips per Rs. 100 spent on IndiGo, 2 BluChips per Rs. 100 on hotels, lodging, and select travel MCCs, and 1 BluChip per Rs. 100 on other spends. The accumulated BluChips can be redeemed for IndiGo flights or other activities through the IndiGo app or website.
This card is best for frequent travellers who prefer IndiGo flights and can spend around Rs. 6 Lakh per year to maximize milestone benefits. It is also suitable for those who want rewards on hotel, lodging, and select travel spends beyond IndiGo flights.
Yes, the card offers up to 4 complimentary domestic lounge visits per year. However, you can avail complimentary lounge access benefits on spending Rs. 50,000 in the previous quarter.
The card offers 2,500 IndiGo BluChips as a welcome benefit after joining and completing the first transaction with 60 days of account opening. Additionally, you can earn up to 7,500 BluChips as milestone benefits on spends of Rs. 2 Lakh, Rs. 4 Lakh, and Rs. 6 Lakh in a year.
While both cards offer similar welcome, renewal, and milestone benefits, IndiGo Kotak offers higher rewards on IndiGo spends (up to 19 BluChips per Rs. 100). However, IndiGo SBI Card offers domestic lounge access, making it more suitable for travellers seeking additional travel perks.
The card charges an annual fee of Rs. 1,499 plus applicable taxes. On renewal, you can earn 2,500 bonus BluChips, which helps offset the annual fee and offers additional travel savings.
Footnotes
- Exclusions: Fuel, utility, rental, government transactions, gaming, insurance and Crossell MCCs, along with cash withdrawals, balance transfers, e-wallet uploads, Flexipay and cashback transactions
Click here to know More Terms and Conditions
Shruti Sharma
Shruti Sharma is a skilled content writer with a passion for simplifying personal finance for consumers. Specializing in credit cards and financial planning, she offers valuable insights that empower individuals to make informed financial choices. Through her writing, she shares practical tips and guides readers through the nuances of credit card usage.
