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1st Year Fee: ₹ 0
Rewards
1 Reward Point on every Rs. 100 spent
Entry-level
Low annual/renewal fee of Rs. 99
Cashback
20% cashback on first 2 UPI spends
Author: Samridhi Srivastava
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RBL QuickPay Credit Card is an entry-level credit card designed for individuals who are new-to-credit and want a card to start building their credit history. With a nominal annual fee of Rs. 99, the card offers a basic 1 reward point per Rs. 200 on eligible spends, including UPI transactions. Besides this, the card also offers 20% cashback on the first 2 UPI transactions within 15 days of card activation as a welcome benefit. Overall, this card is a suitable option for consumers who are looking for a simple credit card with minimal charges and basic rewards.
Note: This Card is not available on Paisabazaar.com. The content on this page is for information only. To express interest in this card, please visit RBL Bank’s website.
Reward Program
Welcome Benefits

| Particulars | Amount |
|---|---|
| Joining Fee | Nil |
| Annual Fee | Rs. 99 + Taxes |
| Finance Charges | 3.99% p.m. (47.88% p.a.) |
| Late Payment Fee | 12.5% of total outstanding amount (Ranges from Rs. 5 to Rs. 1,300) |
You are new-to-credit and are looking for an entry-level card with basic benefits
You are looking for low annual fee credit card
You frequently spend via UPI and want to earn value-back on everyday transactions
Rewards2.5/5
Cashback2.5/5
Welcome Benefits2.0/5
RBL QuickPay Credit Card is an entry-level card designed for consumers who want to start their credit journey and do not want to pay a high annual fee. This card offers 1 Reward Point on every Rs. 100 spent, including UPI transactions, making it a suitable option for day-to-day spends. Besides this, it also offers 20% cashback on the first 2 UPI spends as a welcome benefit, which adds to the card\'s value.
Everything you need to know about this credit card
It’s an entry-level credit card with a low annual fee, designed for individuals new to credit. Offers basic rewards and limited welcome benefits for simple credit-building.
Consumers can earn 1 reward point per Rs. 100 spent on eligible transactions. Get 20% cashback on your first two UPI transactions within 15 days, capped at Rs. 50.
No joining fee. Annual fee is Rs. 99 + taxes. Finance charges: 3.99% p.m. Late payment fee ranges from Rs. 5 to Rs. 1,300.
The card is ideal for credit beginners seeking an entry-level card with low annual fees, basic reward points, and welcome benefits. Not suitable for those wanting travel or lifestyle perks.
Rewards exclude fuel, utilities, insurance, railways, real estate/rent, wallet services, and miscellaneous spends. Cashback benefits apply only to first two UPI transactions within 15 days.
Click here to know More Terms and Conditions
Samridhi Srivastava is a personal finance content writer who simplifies complex financial topics for everyday readers. She writes about credit cards, credit scores, and other personal finance topics to make money management easier. Through her clear and practical writing, she helps individuals make confident and informed financial decisions.