PNB LUXURA Visa Credit Card

Cardholders can earn 4 reward points per Rs. 100 spent on regular transactions and 3X reward points on dining and travel spends. Each reward point is redeemable at Rs. 0.25, allowing consumers to convert accumulated points into statement credit or other redemption options.

The card offers zero forex markup fee on international spends and unlimited domestic and international airport lounge access. It also provides monthly discounts on domestic and international flight and hotel bookings via ixigo, subject to minimum booking values and capped savings.

Yes, cardholders can earn 20,000 reward points on spending Rs. 50,000 within the first 90 days of activation. Additionally, 10,000 reward points are offered on achieving annual spends of Rs. 5 lakh in a card anniversary year.

Yes, PNB LUXURA Visa Metal Credit Card offers a buy-one-get-one movie ticket benefit of up to Rs. 200 per month via BookMyShow. It also includes Visa Infinite lifestyle privileges such as dining discounts and luxury hotel offers across select partner properties.

PNB LUXURA Visa Metal Credit Card comes with a joining fee of Rs. 4,999 plus taxes and an annual fee of Rs. 1,999 plus taxes. Finance charges are 2.95% per month (35.89% annually). Late payment fees range from nil to Rs. 750, depending on the outstanding amount.

Applicants must be between 21 and 70 years of age. The minimum income requirement is Rs. 1.5 lakh per month for salaried individuals and Rs. 18 lakh per annum for self-employed applicants, subject to bank approval and credit assessment.