Talk to Expert
Our Advisors are available 7 days a week, 9:30 am - 6:30 pm to assist you with the best offers or help resolve any queries.
PNB LUXURA RuPay Metal Credit Card
Travel
Rewards
1st Year Fee: ₹9,000* Plus Applicable Taxes
Travel
ITC Hotels benefits and HoteLux membership
Rewards
3% back as rewards on travel and dining spends
Movies
Buy 1 get 1 offer on movie tickets, once a month
Find Best Credit Card Offers
It hardly takes 2 minutes
+91
0 /10 Digits
Don't worry, this will not affect your credit score
The entered number doesn't seem to be correct
About PNB LUXURA RuPay Metal Credit Card
PNB LUXURA Credit Card is a premium offering on RuPay EKAA network which comes with luxury-oriented benefits. Suitable for high net worth individuals, this card comes with a credit limit ranging from Rs. 1 lakh to Rs. 15 lakh (approx.). Its benefits majorly cater to the travel needs of the cardholders through 3% value-back as rewards, complimentary HoteLux membership and premium hospitality benefits at ITC Hotels. In addition to these travel savings, this PNB credit card also attempts to provide an effortless travel experience through a variety of services.
Furthermore, this card also offers discounts on movie tickets and fast track immigration, accelerated rewards on dining spends, golf access, and others, thus covering a wide range of lifestyle categories. Read on to know more about the fees, features and benefits of PNB LUXURA RuPay Metal Credit Card.
Note: This Card is not available on Paisabazaar.com. The content on this page is for information only. To express interest in this card, please visit Punjab National Bank’s website.
Welcome, Rewards & Fee Waiver Benefits
Welcome Benefit
- 40,000 rewards points on spending Rs. 50,000 within 90 days
Reward Earnings
- 3X Rewards: 12 reward points per Rs. 100 spent on travel and dining
- 1X Rewards: 4 reward points per Rs. 100 spent
Reward Redemption
- 1 Reward Point = Rs. 0.25
Fee Waiver
- Joining Fee: On spending more than Rs. 2.5 lakh within 3 billing cycles from the card activation date
- Annual Fee: On spending more than Rs. 8 lakh in a year
Other Features and Benefits
Complimentary HoteLux Membership
HoteLux membership offers travel experiences across luxury hotels and resorts, including Hilton, Hyatt, Rosewood, AMAN, Virtuoso, Accor, Marriott, Cheval Blanc, IHG, Shangri- La, Four Seasons, The Peninsula Hotels, IHG, Mandarin Oriental, etc. The HoteLux Elite Plus membership offers benefits like:
- One-time use of 1,000 and 2,000 HoteLux Points (worth USD 100 and USD 200)
- Complimentary breakfast
- Complimentary room upgrade, early check-in and late check-out1
- Hotel dining and spa credits worth up to USD 200
ITC Hotel Hospitality Benefits
- 2+1 complimentary night offer on ITC premium hotels2 (except Fortune hotels)
- 1+1 dining with set menu at Signature ITC restaurants3, max. 1 table per bill
- 1+1 spa facility (60 minutes) for resident ITC customers
PNB LUXURA Credit Card: Fees & Charges
| Particulars | Amount | ||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|
| Joining Fee | Rs. 9,000 + Applicable taxes | ||||||||||
| Annual Fee | Rs. 7,500 + Applicable taxes | ||||||||||
| Forex Mark-up Fee | 2.50% | ||||||||||
| Finance Charges | 2.95 % per month (35.89% per annum) | ||||||||||
| Late Payment Charges |
|
Things to Know Before you apply
Get This Card If:
You are a frequent traveller and want a credit card with premium travel benefits
You often stay at luxury hotels, including ITC Hotels, and wish to save on this expense
You are a high spender and can make the most of the card benefits by availing the spend-based milestone bonuses
Eligibility Criteria:
Age: 21 to 70 years
Min. Income (Salaried): Rs. 2.5 lakh p.m.
Min. Income (Non-salaried): Rs. 30 lakh
Paisabazaar Review
What do we like about this card?
PNB LUXURA RuPay Metal Credit Card comes with extensive travel-related benefits, including complimentary membership, airport lounge access, ITC Hotel offers and a higher reward rate. This is accompanied by Visa application services, discounted fast track immigration and emergency cash facility which further make the travel experience hassle-free. Cardholders can also save on lifestyle-related expenses like movies, golf, dining and others. These benefits make this card a suitable choice for high-spenders who also travel frequently.
Pros
- Accelerated rewards on travel and dining
- Premium hotel stay benefits via HoteLux membership and ITC Hotels offers
- Up to Rs. 6,000 annual savings on movies via buy 1 get 1 offer
- 10,000 bonus reward points in a year as spend-based milestone bonus
- Complimentary services, like concierge $600 emergency cash, and lounge access
Cons
- Low reward redemption value
- Limited visits to airport lounges in comparison with other premium cards
Footnotes
- Subject to availability
- Except blackout dates as per the hotel
- Applicable restaurants include Peshawari, Avartana, Kebabs & Kurries, Royal Vega, Dum Pukht, Yi Jing, Pan Asian and Ottimo Cucina Italiana
- Applicable on blocked number of seats
- Does not include business Visa
Click here to know More Terms and Conditions
Lepakshi Phogat
Lepakshi is a content writer specialising in personal finance and credit cards. She translates complex financial concepts into practical advice, helping readers make informed financial decisions. Whether it is helping them choose the right credit card or offering strategies to build their credit score, she writes to make personal finance less intimidating and more empowering.
Trending Articles on Credit Cards
Explore other Card Categories
Explore Cards from Leading Issuers
Check eligibility for best credit cards
Check Eligibility