IndusInd Bank Pinnacle World Credit Card
Travel
Reward Points
Online Shopping
1st Year Fee: ₹15,000* Plus Applicable Taxes
Travel
Complimentary Travel Plus Membership
Online Shopping
2.5X rewards on online spends
Movie
Buy 1 Get 1 Offer on BookMyShow
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About IndusInd Bank Pinnacle World Credit Card
IndusInd Bank Pinnacle World Credit Card is designed for consumers looking for an all-rounder card with basic travel benefits. While the card primarily caters to online shopping by offering 2.5X reward points (2.5 points per Rs. 100 spent) on online transactions, cardholders can also earn 1.5X reward points on online travel and airline bookings.
In addition to rewards, the card offers travel benefits like complimentary lounge visits worldwide, Travel Plus membership, and Auto Assist services, making it a suitable option for frequent travellers. However, the complimentary lounge access is limited to just one visit per quarter for both domestic and international lounges, which impacts the overall value for frequent flyers.
Apart from travel and shopping, the card also offers lifestyle benefits such as complimentary golf games or lessons, free movie tickets, and 24×7 concierge services, making it an all-rounder card that caters to multiple categories.
Note: This Card is not available on Paisabazaar. The content on this page is for information only. To express interest in this card, please visit IndusInd Bank’s website.
Rewards Program & Welcome Benefits
Reward Earning
- 2.5 reward points per Rs. 100 spent on e-commerce transactions1
- 1.5 reward points for per Rs. 100 spent on online travel and airline transactions
- 1 reward point per Rs. 100 for POS MoTo, IVR transactions and standing instructions
- 0.70 reward point for every Rs. 100 spent on utility bill payments, insurance premium payments, government services, education institute fees, real estate and rental payments
Reward Redemption
- Redeem reward points against cash credit at a value of 1 Reward Point = Rs. 0.752
- Transfer to KrisFlyer Miles, where 200 Reward Points = 100 KrisFlyer Miles
- Redeem against vouchers and merchandise from the rewards catalogue
Welcome Benefit
- Complimentary voucher of Montblanc, The Postcard Hotel and other top brands or Luxe gift card after the payment of joining fee
Travel & Other Benefits
Travel Benefits
- Complimentary Priority Pass Membership with 1 complimentary international lounge visit in a quarter
- 1 complimentary domestic lounge visit per quarter
- Travel Plus Membership for VIP access to airport lounges for up to 8 visits every year
Golf Benefits
- 1 complimentary golf game and 1 complimentary golf lesson per month
- Complimentary Hole in One insurance worth Rs. 20,000
Movie Benefit
- ‘Buy One Get One’ offer on movie tickets on BookMyShow, thrice a month, capped at Rs. 200 per ticket
Indus Solitaire Credit Card: Fees & Charges
| Fee Type | Amount | ||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Joining Fee | Rs. 15,000 + Applicable Taxes | ||||||||||||||||
| Annual Fee | Nil | ||||||||||||||||
| Finance Charges | 3.83% p.m. | 46% p.a. | ||||||||||||||||
| Late Payment Fee |
|
Things to Know Before you apply
Get this card if
You frequently travel and are looking for a card that offers accelerated rewards on online travel spends
You are ready to pay a high joining fee of Rs. 15,000
You want to earn a high reward rate on online shopping
You are looking for an all-rounder card with basic travel and lifestyle benefits
Eligibility Criteria
Min. Age Requirement: 21 years
Annual Income: Rs. 10 Lakh for Salaried individuals
Annual Income: Rs. 12 Lakh for Self-employed individuals
Paisabazaar Review
What do we like about this card?
IndusInd Bank Pinnacle World Credit Card primarily caters to online shopping and travel. With 2.5X rewards on online spends and 1.5X rewards on online travel and airline bookings, cardholders can save significantly across both categories. The good thing is that there are no brand restrictions on online spends, so cardholders can maximize benefits across all popular platforms. In addition, the card offers complimentary Travel Plus membership, which offers VIP access to airport lounges, making it a preferable option for frequent travellers.
Pros
- 2.5X reward points on online spends, without any brand restrictions
- 1.5X reward points on online travel and airline bookings
- Complimentary Travel Plus Membership for VIP access to airport lounges
- Up to Rs. 600 off on movie tickets every month via BookMyShow
Cons
- High joining fee of Rs. 15,000
- Best reward rate is limited to online spends
- Low frequency of complimentary domestic and international lounge visits
Frequently Asked Questions
Everything you need to know about this credit card
No, IndusInd Pinnacle World Credit Card is not lifetime free. It comes with a one-time joining fee of Rs. 15,000, but there is no annual or renewal fee from the second year onwards.
Yes, IndusInd Pinnacle World Card offers 1 complimentary international airport lounge visit per calendar quarter through Priority Pass membership.
The forex markup fee on IndusInd Pinnacle World Credit Card is 3.5% of the transaction amount. Therefore, it is advisable not to withdraw cash using credit cards, as it incurs high interest charges.
You can redeem reward points against cash credit at a value of 1 Reward Point = Rs. 0.75. Besides this, you can also convert reward points into KrisFlyer Miles at a value of 200 Reward Points = 100 KrisFlyer Miles.
The applicants must be 21 years or older with an active credit history. For detailed eligibility criteria, it is recommended to contact a bank representative.
Yes, the credit card offers 1 complimentary golf game and 1 complimentary golf lesson per month.
There is no annual or renewal fee. However, cardholders must pay a joining fee of Rs. 15,000 in the first membership year.
Footnotes
- Fuel spends are not eligible for earning reward points.
- Maximum reward points allowed for cash redemption will be capped 7,500 points per month.
Click here to know More Terms and Conditions
Shruti Sharma
Shruti Sharma is a skilled content writer with a passion for simplifying personal finance for consumers. Specializing in credit cards and financial planning, she offers valuable insights that empower individuals to make informed financial choices. Through her writing, she shares practical tips and guides readers through the nuances of credit card usage.
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