Indus Solitaire Credit Card
Travel
Lounge Access
Reward Points
1st Year Fee: ₹30,000* Plus Applicable Taxes
Travel
Zero Foreign Transaction Fee
Dining
EazyDiner Prime Membership
Lounge Access
16 international lounge visits/ year
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About Indus Solitaire Credit Card
Indus Solitaire Credit Card is designed for high spenders seeking premium travel and lifestyle benefits. With welcome benefits like complimentary EazyDiner Prime, Taj Epicure, and Moneycontrol memberships, this card caters to a range of everyday categories, including dining, travel, and entertainment. One of the standout features of this card is the zero forex markup fee, making it a suitable option for international spends. Additionally, up to 16 domestic and international lounge visits annually enhance its value for frequent travellers.
While the card offers decent travel and lifestyle benefits, it falls short with a low reward rate of 0.5%. When compared to cards like HDFC Infinia and ICICI Emeralde Private, which offer reward rates of up to 3.33%, unlimited lounge access, and golf benefits, Indus Solitaire lags behind due to its low reward rate and limited travel & lifestyle benefits.
However, it’s important to note that Mastercard variant holders can maximize the card’s overall value with exclusive travel and lifestyle benefits, such as Club ITC membership, complimentary golf games and lessons, access to premium airport services, and more.
Note: This Card is not available on Paisabazaar. The content on this page is for information only. To express interest in this card, please visit IndusInd Bank’s website.
Rewards Program & Welcome Benefits
Reward Earning
- 1 reward point for every Rs. 100 spent1
- 0.70 reward point per Rs. 100 spent on select MCC categories, including utility bill payments, insurance premium, government services, educational institutes, real estate and rental payments
Reward Redemption
- Redeem reward points against cash credit at a value of 1 Reward Point = Rs. 0.50
- Convert reward points into KrisFlyer Miles at a value of 200 Reward Points = 100 KrisFlyer Miles2
- Redeem reward points against gift vouchers, or products from the rewards catalogue
Welcome Benefits
- 5,000 bonus reward points on spending Rs. 1 Lakh within the first 30 days of card issuance
Travel & Other Benefits
Travel Benefits
- Zero forex markup fee
- 4 complimentary domestic lounge visits per quarter
- 4 complimentary international lounge visits every quarter
Concierge Services
- Complimentary concierge services like elderly care assistance, appointments to OPD, physiotherapy assistance, meet & greet, airport cab transfer, overseas language & translation support, etc.
Fuel Surcharge Waiver
- 1% fuel surcharge waiver on fuel spends of Rs. 400 to Rs. 4,000 made across all petrol pumps in India
Indus Solitaire Credit Card: Fees & Charges
| Fee Type | Amount | ||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Joining Fee | Rs. 30,000 + Applicable Taxes | ||||||||||||||||
| Annual Fee | Rs. 10,000 + Applicable Taxes | ||||||||||||||||
| Finance Charges | 3.83% p.m. | 46% p.a. | ||||||||||||||||
| Late Payment Fee |
|
Things to Know Before you apply
Get this card if
You are looking for a premium credit card with travel and lifestyle benefits
You can spend Rs. 10 Lakh in a year to avail the annual fee waiver
You frequently travel internationally and want a card with zero forex markup charges
You prefer staying and dining at ITC Hotels and their partner hotels and restaurants
Other Similar Cards
HDFC Infinia Credit Card
Axis Bank Magnus Credit Card
ICICI Emeralde Private Credit Card
IDFC FIRST Private Credit Card
Paisabazaar Review
What do we like about this card?
Designed for high spenders, Indus Solitaire Credit Card offers premium travel and lifestyle benefits. Frequent travellers can save on their international expenses with zero forex markup fees, along with up to 16 complimentary lounge visits worldwide. In addition, complimentary memberships of EazyDiner, Taj Epicure, and Moneycontrol allow cardholders to save on everyday categories like dining, travel, and entertainment. Cardholders can also avail exclusive travel and lifestyle benefits such as complimentary golf games, Club ITC Culinaire membership, access to VIP airport services, and more with the Mastercard variant, which further enhances the card’s overall value for high spenders.
Pros
- Zero forex markup fee on international transactions
- Higher frequency of complimentary domestic and international lounge visits
- Exclusive hotel and travel benefits with the Mastercard variant
- Complimentary memberships of Taj Epicure, EazyDiner Prime, and Moneycontrol Pro, catering to different categories
Cons
- High joining fee of Rs. 30,000
- Low reward rate of 0.5% across all spends
- High annual spend requirement of Rs. 10 Lakh for fee waiver
Conclusion
Indus Solitaire Credit Card offers several premium benefits such as zero forex markup fees, decent lounge access, golf games, and complimentary memberships. However, for a card positioned in the super-premium category, it falls short in several areas. Compared to cards like HDFC Infinia and ICICI Emeralde Private, which offer unlimited lounge access, higher reward rates of up to 3.33%, free movie tickets, and milestone benefits, Indus Solitaire doesn’t quite meet expectations, primarily due to its limited lounge access and a low reward rate of 0.5%.
Frequently Asked Questions
Everything you need to know about this credit card
The card offers 5,000 bonus reward points on spending Rs. 1 Lakh within the first 30 days of card issuance. In addition, it offers complimentary memberships of Taj Epicure, EazyDiner Prime, and Moneycontrol Pro, offering exclusive benefits such as discounts on stays, complimentary meals, and more.
You can apply for this credit card online by visiting the official IndusInd Bank website. You are required to fill out the application form and submit the required documents. Alternatively, you can apply offline by visiting your nearest IndusInd Bank branch and submitting the application form in person.
Indus Solitaire Credit Card charges an annual fee of Rs. 10,000. However, this fee can be waived off on spending Rs. 10 Lakh or more in a year.
Yes, the card offers 4 complimentary domestic and 4 international lounge visits per quarter, summing up to 16 visits in a year.
Yes, you can redeem accumulated reward points against cash credit at the rate of 1 Reward Point = Rs. 0.50.
No, the card does not offer direct benefits like free or discounted movie tickets. However, you can earn reward points on movie ticket purchases and redeem them across various categories as per your preferences.
Footnotes
- Fuel transactions are not eligible for earning reward points.
- Maximum 10,000 reward points can be redeemed against KrisFlyer Miles in a month.
Click here to know More Terms and Conditions
Shruti Sharma
Shruti Sharma is a skilled content writer with a passion for simplifying personal finance for consumers. Specializing in credit cards and financial planning, she offers valuable insights that empower individuals to make informed financial choices. Through her writing, she shares practical tips and guides readers through the nuances of credit card usage.
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