IDFC FIRST Hello Cashback Credit Card

Those aged from 18 to 80 years and who have an IDFC FIRST Bank fixed deposit worth Rs. 10,000 or more are eligible to apply for IDC FIRST Hello Cashback Credit Card. You are not required to have any credit score or present any documents like income proof while applying for this secured credit card.

To be eligible for IDFC FIRST Hello Cashback Credit Card, your fixed deposit should be worth min. Rs. 10,000, single held and on auto renewal. You should also enable its reinvest mode, unless terminated and cancelled with a lien marked on the entire amount of the FD.

Yes, you can link your IDFC FIRST Hello Cashback Credit Card to any UPI app of your choice. However, only the UPI spends made using IDFC FIRST Bank app will earn 1% cashback.

IDFC FIRST Hello Cashback Credit Card offers 1% cashback on railway and all offline travel spends, 6% (5% + bonus 1%) cashback on hotel and flight bookings made using IDFC FIRST Bank app and 5% cashback on all other online travel spends.

You get credit limit worth 100% of the associated fixed deposit amount. However, you can increase this limit by creating and linking an additional FD worth Rs. 5,000 or more.