IDBI Bank Credit Card Against FD

At present, IDBI Bank offers the IDBI Imperium Platinum Credit Card Against FD. Given below are some of the major details of this credit card:

IDBI Imperium Platinum Credit Card

IDBI Imperium Platinum Credit Card is a secured credit card designed for consumers who want to access credit against a fixed deposit. The card offers reward points on eligible spends along with benefits such as fuel surcharge waiver and annual fee waiver. This card can be the right choice for consumers looking to start or build their credit journey while availing basic credit card benefits.

Min. FD Requirement: Rs. 20,000
Joining/Annual Fee: Rs. 499 + Applicable Taxes

Features & Benefits:

• 2 Delight Points per Rs. 150 spent on shopping, movies, travelling, etc.
• 500 bonus Delight Points on card activation
• 500 bonus Delight Points on first transaction of Rs. 1,500 or more within 30 days of card activation
• 1,000 points on annual spends of Rs. 1 Lakh
• 1,500 points on annual spends of Rs. 2 Lakh
• Annual fee waiver on spending Rs. 75,000 in a year
• 1% fuel surcharge charge on all fuel spends between Rs. 400 and Rs. 4,000, capped at Rs. 300 per month

IDBI Imperium Platinum Credit Card against FD comes is a lifetime free FD credit card. Given below are some of the applicable charges of this credit card:

IDBI Imperium Platinum is a secured credit card designed for consumers who want to access credit against a fixed deposit while availing basic credit card benefits. Since the card is backed by an FD, it can be considered by consumers who are new to credit or have limited credit history. The card also offers rewards, fuel surcharge waiver and other basic benefits, making it useful for everyday spends.

IDBI Imperium Platinum Credit Card is suitable if:

• You are new-to-credit and want to start building your credit history
• You are looking for an FD credit card with no joining or annual fee
• You want to earn basic reward points on your eligible spends
• You have limited credit history and want to explore an alternative to unsecured credit cards

Below mentioned are the steps to apply for an IDBI Bank Credit Card Against FD:

Step 1: Visit the official IDBI Bank website and explore the available credit card options.

Step 2: Open a Fixed Deposit (FD) with IDBI Bank if you do not already have one.

Step 3: Ensure that you maintain the minimum FD required for the IDBI Imperium Platinum Credit Card.

Step 4: Select the IDBI Imperium Platinum Credit Card Against FD and proceed with the application.

Step 5: Complete and submit the credit card application form along with the required KYC details and documents.

Step 6: Once the verification process is completed successfully, the IDBI Imperium Platinum Credit Card will be issued as per the bank's applicable terms and conditions.

Here is the list of popular issuers offering FD credit cards: