ICICI Bank’s existing home loan customers can now redecorate their abodes, fund their child’s education or go on a vacation with the help of Insta Top Up Loan. This top up facility on your home loan helps the existing ICICI Bank Home Loan customers get access to finances quickly. To know more about ICICI Bank Insta Top Up Loan, read further.
ICICI Bank Insta Top Up Loan |
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| Loan Amount | Up to Rs. 20 lakhs |
| Eligibility Criteria | Existing ICICI Bank Home Loan Customers |
| Loan Tenure | Up to 10 years |
| Nationality | Indian Resident |
Note: The mentioned interest rates, fees and charges are subject to change and depend on the sole discretion of the bank and RBI. GST and service tax shall be levied extra on the mentioned charges.
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Features & Benefits of ICICI Bank Insta Top Up Loan
- Instant loan disbursal: The top up facility can be availed by eligible customers in just a few clicks.
- Digital transaction: Digital experience with no need for physical documents.
- Loan tenure: Eligible individuals can get the Instant Top Up Loan for up to 10 years.
- Loan amount: The maximum loan amount that the bank can lend is of up to Rs. 20 lakhs.
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Also Check: Home Loan EMI Calculator
How to Avail ICICI Bank Insta Top Up Loan
Avail ICICI Bank Insta Top Up Loan by following these quick steps:
- Login to the ICICI Bank Internet Banking portal.
- Check the offer details.
- Fill out the formalities carefully.
- Click the ‘Disburse Now’ button to avail the loan amount.
- Instantly, the loan will be credited to your ICICI Bank Account.
FAQs On Insta Top Up Loan
Q. What is Insta Top Up Loan?
It is a top up facility on home loan. The loan offers instant funds to cater the applicants business and personal financial requirements. ICICI Bank’s existing home loan customers can apply for this facility and receive the loan amount in their accounts instantly.
Q. Who all are eligible for Insta Top Up Loan?
All existing ICICI Bank Home Loan borrowers are eligible to apply for Insta Top Up Loan.
Q. What is the maximum amount applicants can borrow under the Insta Top Up Loan?
The maximum loan amount that a customer can borrow under the Insta Top Up Loan facility varies from one case to another. It also depends on the applicant’s credit profile and the existing financial obligations. The maximum loan amount that an individual can avail under this facility is Rs. 20 lakhs.
Q. What is the maximum repayment period of Insta Top Up Loan?
The maximum loan tenure or the repayment period of Insta Top Up Loan is 10 years. Loan applicants may decrease the loan tenure as per their will.