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Federal Celesta Credit Card
Travel
Rewards
Travel
Low foreign currency markup fee of 2%
Lounge Access
Domestic & international lounge visits
Dining
2X reward points on dining spends
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About Federal Celesta Credit Card
Federal Celesta Credit Card is a lifetime free card primarily focused on rewards and travel. Cardholders can earn 3X reward points on travel and international spends. In addition, the card offers other travel benefits, including a low forex markup fee of 2% and complimentary domestic & international lounge visits, enhancing its overall value for frequent travellers.
Besides travel, the card offers 2X rewards on dining expenses and a base reward rate on other spends. With no joining fee, it also offers an Amazon Pay e-gift voucher worth Rs. 600 as a welcome benefit, which adds to the card’s value.
Overall, Federal Bank Celesta Credit Card turns out to be an all-rounder credit card with benefits across multiple categories such as travel, dining, shopping, entertainment, and more. It is a suitable option for consumers looking for a basic rewards credit card with all-round benefits.
Note: This Card is not available on Paisabazaar. The content on this page is for information only. To express interest in this card, please visit Federal Bank’s website.
Rewards Program & Travel Benefits
Rewards Program
- 3X reward points on travel & international spends
- 2X reward points on spends at dining
- 1X reward points on spends at other categories
Travel Benefits
- Low forex markup fee of 2%
- 2 complimentary international lounge visits in a year
- 2 complimentary domestic lounge visits in a quarter on spending Rs. 60,000 in the previous quarter
Other Features & Benefits
Movie Benefit
- Buy 1 Get 1 Offer on movie tickets at INOX1
Welcome Benefit
- Amazon Pay e-voucher of Rs. 600 on spending Rs. 10,000 within first 30 days
Fuel Surcharge Waiver
- 1% fuel surcharge waiver on fuel spends across all fuel stations in India
Exclusive Offers
- Exclusive VISA/ Mastercard offers and deals across various categories, including travel, dining, shopping and more
Federal Celesta Credit Card: Fees & Charges
| Particulars | Amount | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Joining Fee | Nil | ||||||||||||
| Annual Fee | Nil | ||||||||||||
| Finance Charges | 0.69% to 3.49% p.m. (8.28% to 41.88% p.a.) | ||||||||||||
| Late Payment Charges |
|
Things to Know Before you apply
Get this card if
You are looking for an entry level credit card with no joining and annual fee
You want to earn accelerated rewards on travel & international spends
You are looking for a low forex markup fee card to save on international spends
You often dine out every month and want to save on your dining spends
Other Similar Cards
YES Bank Paisabazaar PaisaSave Credit Card
SBI SimplyCLICK Credit Card
HDFC MoneyBack+ Credit Card
Paisabazaar Review
What do we like about this card?
With accelerated rewards on travel and international spends, along with other travel benefits like a low forex markup fee and complimentary domestic & international lounge visits, this card is a suitable option for frequent travellers. Besides travel, cardholders who often dine out can also save on their dining spends by earning 2X rewards. With no joining or annual fee, the benefits offered on this card are excellent. Consumers looking for an entry-level credit card with benefits across multiple categories can consider this option.
Pros
- Low forex markup fee of 2%
- Complimentary domestic & international lounge visits
- No joining and annual fee
- Buy 1 Get 1 Offer on movie tickets
- Accelerated rewards on dining, travel & international spends
Cons
- Spend-based domestic lounge access benefits
- BOGO offer on movie tickets is applicable once per month only
- Welcome benefits are spend-based
Frequently Asked Questions
Everything you need to know about this credit card
Shruti Sharma
Shruti Sharma is a skilled content writer with a passion for simplifying personal finance for consumers. Specializing in credit cards and financial planning, she offers valuable insights that empower individuals to make informed financial choices. Through her writing, she shares practical tips and guides readers through the nuances of credit card usage.
