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Federal Bank
Federal SimpliFi Fi Credit Card
Shopping
Rewards
1st Year Fee: ₹ 0
Movies
Up to 20% off on BookMyShow
Dining
Up to 20% off on Zomato and District
Shopping
3X reward points on weekend spends
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About SimpliFi Fi Federal Credit Card
SimpliFi Fi is a secured credit card that is offered against a minimum fixed deposit of Rs. 15,000. Cardholders can earn 3X rewards on weekend spends, 1X rewards on weekday spends, i.e., 2 Fi-coins per Rs. 100 spent on weekdays. Besides this, it also offers up to 20% discount on top brands, including Zomato, District by Zomato & BookMyShow on weekends.
However, apart from rewards and brand discounts, this credit card does not have much to offer. This lifetime free credit card is a suitable option for consumers who prefer to spend on weekends and are not eligible for unsecured credit cards.
Note: SimpliFi Fi Federal Credit Card has been discontinued. The content on this page is for information only.
Key Features and Benefits
Rewards Program
- 3X rewards on weekend spends
- 1X rewards on weekday spends, i.e., 2 Fi-coins per Rs. 100 spent1
Other Benefits
- Up to 20% off on popular brands like Zomato, District by Zomato & BookMyShow on weekends
- Interest rate of up to 6.7% per annum on fixed deposit amount
- 90% credit limit of the FD amount
SimpliFi Fi Federal Credit Card: Fees & Charges
| Particulars | Amount | ||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Joining Fee | Nil | ||||||||||||||||||
| Annual Fee | Nil | ||||||||||||||||||
| Finance Charges | 3.75% p.m. (45% p.a.) | ||||||||||||||||||
| Late Payment Fee |
|
Things to Know Before you apply
Get this card if:
You spend more on weekends on dining, movies, or entertainment
You are looking for a lifetime free credit card with basic benefits
You frequently spend on popular brands like Zomato and BookMyShow
Otehr Similar Cards
Paisabazaar Review
What do we like about this card?
SimpliFi Fi Credit Card is a secured card backed by a fixed deposit of Rs. 15,000. The card offers 3X rewards for weekend purchases and 1X rewards for weekday purchases. Cardholders can also save up to 20% at partner brands like Zomato, District by Zomato, and BookMyShow on weekends. Overall, with no joining and annual fees, this credit card is a suitable option for consumers who are planning to start their credit journey and prefer to spend more on weekends.
Pros
- 3X rewards on weekend spends
- Up to 20% off on popular brands on weekends
- No joining and annual fees
Cons
- No complimentary international or domestic lounge visits
- Low reward rate on weekday spends
Frequently Asked Questions
Everything you need to know about this credit card
SimpliFi Fi is a secured, entry-level credit card backed by a Rs. 15,000 fixed deposit. Ideal for first-time consumers who wants to start their credit journey.
The card offers 3X rewards on weekend spends, 1X rewards on weekday spends, i.e., 2 Fi-coins per Rs. 100 spent on weekdays.
Cardholders can avail up to 20% off at partner brands such as Zomato, District by Zomato, and BookMyShow on weekends, offering additional savings on dining, entertainment, and lifestyle purchases.
This card is ideal for weekend spenders and partner-brand shoppers. It is also suitable for first-time consumers seeking a straightforward, no-fee rewards card focused with basic benefits.
SimpliFi Fi Credit Card offers only modest rewards on weekday spends. While it offers better value on partner brands, these offers are restricted to weekends. Also, this limits reward potential for consumers who spend primarily on weekdays or outside partner merchants.
Footnotes
- Exclusions: Wallet reloads, gold purchases , cash advances, rent payments, ATM withdrawals or any fees & charges on the card.
Click here to know More Terms and Conditions
Samridhi Srivastava
Samridhi Srivastava is a personal finance content writer who simplifies complex financial topics for everyday readers. She writes about credit cards, credit scores, and other personal finance topics to make money management easier. Through her clear and practical writing, she helps individuals make confident and informed financial decisions.
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