SimpliFi Fi Credit Card

Rewards Program

• 3X Fi coins on weekend spends
• 5 Fi coins per Rs. 100 spent on weekdays

Note: Fi coins will be credited on eligible purchases across categories except for gold purchase, cash advances, wallet reloads or any fees and charges on the card.

Complimentary Lounge Access

• 1 complimentary domestic airport lounge visit per quarter

Weekend Offers

• Up to 20% off on popular brands, such as Zomato, District by Zomato& BookMyShow on weekends

Other Features & Benefits

• Earn interest of up to 6.7% p.a.
• 90% credit limit of the FD amount
• Interest free period of up to 48 days

To be eligible for this credit card, the applicant must be an Indian resident and also meet the below eligibility criteria:

• Age Requirement: 18 years
• Minimum FD Amount: Rs. 15,000

Note: The fixed deposit account shall be created with the bank using Fi app only.

Click here for the detailed fees & charges and other terms & conditions.

SimpliFi Fi Credit Card is a rewards credit card that is best suited for consumers who prefer to spend more during weekends. The card offers 3X rewards on weekend spends and a base reward rate of 5 points per Rs. 100 on weekday spends. Additionally, cardholders can save on popular brands such as Zomato, District by Zomato, and BookMyShow during weekends, covering two major categories, i.e., dining and entertainment. This card is a suitable option for consumers who are planning to start their credit journey and are seeking a lifetime free credit card with decent value-back on weekend spends.

Consider this card if:

• You are new to credit and not eligible for unsecured credit cards
• You prefer spending more on weekends to maximize benefits
• You frequently dine out or order food through Zomato and book movie tickets via BookMyShow, especially on weekends

Consider other options if:

• You are looking for a card with decent value-back across multiple categories
• You are eligible for unsecured credit cards with better benefits
• You want a card with travel and lifestyle-related benefits

What are the benefits of SimpliFi Fi Credit Card?
SimpliFi Fi Credit Card comes with a range of benefits tailored for everyday spends and lifestyle needs. Cardholders can earn 3X Fi Coins on weekend spends and 5 Fi Coins per Rs. 100 spent on weekdays. Additionally, the card offers 1 complimentary domestic airport lounge visit per quarter, weekend offers of up to 20% off on popular brands like Zomato, District by Zomato, and BookMyShow.

How can I apply for SimpliFi Fi Credit Card?
You can apply for SimpliFi Fi Credit Card by opening a fixed deposit account with Fi, as the card is issued against the FD. The application process is simple and digital, requiring you to complete the KYC process and create a minimum FD of Rs. 15,000.

Can I increase my SimpliFi Fi Credit Card limit?
Currently, the credit limit on SimpliFi Fi Credit Card cannot be increased separately. The limit is fixed at 90% of the fixed deposit amount you create at the time of applying for the card.

What is the minimum FD amount required to apply for SimpliFi Fi Credit Card?
The minimum fixed deposit amount required to apply for SimpliFi Fi Credit Card is Rs. 15,000. This FD acts as collateral for your card, and your credit limit is set at 90% of the FD amount.

Can I withdraw fixed deposit created while applying for SimpliFi Fi Credit Card?
No, you cannot withdraw the fixed deposit created at the time of applying for SimpliFi Fi Credit Card while the card is active. Since the FD works as a security deposit against the card, it remains locked until you close your credit card account. Once the account is closed, the FD amount can be withdrawn along with the interest earned.