Talk to Expert
Our Advisors are available 7 days a week, 9:30 am - 6:30 pm to assist you with the best offers or help resolve any queries.
Equitas Tiga Credit Card
Rewards
1st Year Fee: ₹ 0
Shopping
3 points per Rs. 100 spent on top brands
Fuel
Yearly savings of Rs. 1,200 on fuel
Rewards
Up to 3 reward points for every Rs. 100 spent
Find Best Credit Card Offers
It hardly takes 2 minutes
+91
0 /10 Digits
Don't worry, this will not affect your credit score
The entered number doesn't seem to be correct
About Equitas Tiga Credit Card
Equitas Tiga Credit Card is designed for entry-level consumers with its low annual fee and relaxed eligibility criteria. The card offers accelerated rewards (3 points per Rs. 100 spent) on UPI and contactless payments. In addition to this, cardholders can also earn 3X rewards on EMI spends at Pay by 3 merchants, such as Tata Cliq, Tony & Guy, Netmeds, Skull Candy, and more, making it a suitable option for consumers who frequently shop at these brands. For other spends, it offers a base reward rate of 1 reward point per Rs. 100 spent.
Besides that, the card also offers a fuel surcharge waiver along with some additional features, such as low-cost EMI conversion and an introductory interest rate of 0.99% for the first three months. Cardholders can also avail tier-based benefits like free Amazon vouchers, movie vouchers, bonus rewards, and more by achieving a specific spending milestone.
Rewards Program
Reward Earning
- 3 reward points per Rs. 100 spent on UPI, contactless payments, and EMI spends at Pay by 3 merchants1
- 1 reward point for every Rs. 100 spent on other categories
Reward Redemption
- Redeem reward points against products/vouchers/flight, bus & hotel bookings at a value of 1 RP = Rs. 0.15
- Redeem rewards against cashback and Insta Redemption at a value of 1 RP = Rs. 0.10
Other Features & Benefits
Fuel Benefit
- 1% fuel surcharge waiver on spending amount Rs. 500 to 3,000, up to Rs. 100 per month
Annual Fee Waiver
- Annual fee waiver on spending Rs. 1.2 Lakh in a year
Other Benefits
- Pay by 3: convert merchant spends into a 3-month low-cost EMI
- Low interest rate of 0.99% for the first 3 months
For tier-based benefits, click here.
Equitas Tiga Credit Card: Fees & Charges
| Particulars | Amount | ||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Joining Fee | Nil2 | ||||||||||||||||
| Annual Fee | Rs. 500 + Applicable Taxes | ||||||||||||||||
| Finance Charges | 3.75% p.m. (45% p.a.) | ||||||||||||||||
| Late Payment Charges |
|
Things to Know Before you apply
Get this card if:
You are looking for a low annual fee card with basic benefits
You prefer to make UPI and contactless payments
You frequently spend on Pay by 3 merchants, such as Tata Cliq, Tony & Guy, Netmeds, etc.
Eligibility Criteria
Age Requirement: 22 to 60 years
Occupation: Salaried
Minimum Income: Rs. 35,000 p.m
Paisabazaar Review
What do we like about this card?
Equitas Tiga Credit Card is an entry-level card for consumers who want to start their credit journey with a low annual fee card. This card offers 3X rewards on UPI, contactless payments, and Pay by 3 merchants, making it a decent choice for digital payment consumers. Besides this, it offers a base reward rate of 1 point per Rs. 100 on other spends. Additionally, this card offers 1% fuel surcharge waiver and easy EMI conversion. Overall, consumers seeking a card with basic benefits around rewards & shopping can consider Equitas Tiga Credit Card.
Pros
- 3X rewards on UPI, contactless, and Pay-by-3 merchant spends
- Low interest rate of 0.99% for the first 3 months
- Higher rewards on merchant EMI spends
Cons
- Accelerated rewards on limited brands
- No travel or airport lounge access benefits
- Lower reward redemption value of up to Rs. 0.15 per point
Frequently Asked Questions
Everything you need to know about this credit card
Equitas Tiga Credit Card offers everyday benefits such as 3 reward points per Rs. 100 on UPI, contactless payments, and Pay-by-3 merchant spends, 1 reward point per Rs. 100 on regular spends and low-cost EMI conversion.
Equitas Tiga Credit Card offers 3 reward points per Rs. 100 spent on UPI, contactless payments, and Pay-by-3 merchants, and 1 reward point per Rs. 100 on other expenses. Cardholders can redeem the accumulated reward points against cashback and other categories, such as products & items, travel bookings, and more, at a value of 1 RP = Up to Rs. 0.15.
Currently, Equitas Small Finance Bank is issuing this credit card at no joining fee. However, this is a limited-period offer, and once the offer expires, the card will charge a joining/annual fee of Rs. 500 plus applicable taxes.
To apply for Equitas Tiga Credit Card, the applicant’s minimum age should be 22 years, salaried employment status, with a minimum monthly income of Rs. 35,000.
No, Equitas Tiga Credit Card does not offer any travel or lifestyle privileges such as airport lounge access and more. The main focus of Equitas Tiga Credit Card is on reward points and low-cost EMI conversion, as this card is mainly designed for entry-level consumers for their everyday spends.
Footnotes
- Pay by 3 merchants: Tata Cliq, Skull Candy, Tony & Guy, Tony & Guy Essentuals, 1% Club, Lectrix, Prashanthi Sareex`s, Netmeds, SLAM Fitness, and Wedtree.
- Limited-time offer.
Click here to know More Terms and Conditions
Shruti Sharma
Shruti Sharma is a skilled content writer with a passion for simplifying personal finance for consumers. Specializing in credit cards and financial planning, she offers valuable insights that empower individuals to make informed financial choices. Through her writing, she shares practical tips and guides readers through the nuances of credit card usage.
Explore other Card Categories
Explore Cards from Leading Issuers
Check eligibility for best credit cards
Check Eligibility