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Axis Bank Privilege Easy Credit Card

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Axis Bank Privilege Easy Credit Card is a secured credit card that offers benefits across multiple categories, such as shopping, travel, dining and more. At a joining fee of Rs. 1,500, the card offers welcome benefits worth Rs. 2,500, which surpasses the joining fee. Consumers can apply for this credit card with a minimum FD amount of Rs. 65,000. Read on to know more about this credit card.

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Updated: 22-10-2025 09:35:40 AM

Key Highlights of Axis Bank Privilege Easy Credit Card
Card Type Secured Credit Card (Backed by FD)
Annual Fee Rs. 1,500 + Applicable Taxes
Minimum FD Amount Rs. 65,000
Maximum FD Amount Rs. 25 Lakh
Reward Points 10 EDGE reward points for every Rs. 200 spent
Lounge Access 2 complimentary domestic airport lounge visits every quarter
Welcome Benefit 12,500 EDGE reward points worth Rs. 2,500
Overall Rating ★★★ (3/5)

Note: This Card is not available on Paisabazaar.com. The content on this page is for information only. To express interest in this card, please visit Axis Bank’s website.

On this page
Axis Bank Privilege Easy Credit Card: Features & Benefits
Axis Bank Privilege Easy Credit Card: Eligibility Criteria
Axis Bank Privilege Easy Credit Card: Fees & Charges
Should You Apply for Axis Bank Privilege Easy Credit Card?
FAQs
Axis Bank Privilege Easy Credit Card: Features & Benefits

Rewards Program

  • 10 EDGE reward points for every Rs. 200 spent

Welcome Benefit

  • 12,500 EDGE reward points worth Rs. 2,500 after the payment of joining fee & completing 1st transaction

Milestone Benefit

  • Additional 10,000 EDGE reward points worth Rs. 2,000 on spending Rs. 2.5 Lakh in a year

Airport Lounge Access

  • 2 complimentary domestic airport lounge access every quarter on spending Rs. 50,000 in the previous quarter

Dining Discount

  • Up to 20% off on dining at at 4,000+ partner restaurants under the Dining Delights Programme

Annual Fee Reversal

  • Annual fee reversal on spending Rs. 5 Lakh in a year

Fuel Surcharge Waiver

  • 1% fuel surcharge waiver (Max. Rs. 400 per month) on transactions between Rs. 400 and Rs. 4,001

Insurance Benefits

  • Air accident cover of up to Rs. 2.5 Crore
  • Purchase protection plan of up to Rs. 1 Lakh
  • Credit shield of Rs. 1 Lakh
  • Lost travel document cover of up to 300 USD
  • Delay in check-in baggage cover of up to 300 USD
  • Loss of check-in baggage cover of up to 500 USD

Suggested read: Top Credit Cards in India

Axis Bank Privilege Easy Credit Card: Eligibility Criteria

To be eligible for Axis Privilege Easy Credit Card, the applicant must be an Indian resident and also meet the below eligibility criteria:

  • Age Requirement: 18 years
  • Minimum FD Amount: Rs. 65,000
  • Maximum FD Amount: Rs. 25 Lakh

Note: Tax saving and HUF FD is not eligible for this card.

Axis Bank Privilege Easy Credit Card: Fees & Charges
Type of Fee or Charge Amount
Joining Fee Rs. 1,500 + Applicable Taxes (Nil for Priority customers)
Annual/ Renewal Fee Rs. 1,500 + Applicable Taxes
Finance Charges 3.40% p.m. (49.36% p.a.)
Late Payment Charges For Statement Balance:

  • Up to Rs. 500: Nil
  • Between Rs. 501 to Rs. 5,000: Rs. 500
  • Between Rs. 5,001 to Rs. 10,000: Rs. 750
  • Above Rs. 10,000: Rs. 1,200
Should You Apply for Axis Bank Privilege Easy Credit Card?

Axis Bank Privilege Easy is a secured credit card, best suited for consumers who want to avail shopping and travel benefits. Cardholders earn 10 reward points per Rs. 200 spent across all categories. For frequent travellers, it also offers up to 8 complimentary domestic lounge visits yearly. However, these lounge access benefits are spend-based, but, cardholders who put most of their spends on the credit card can easily achieve the quarterly milestone of Rs. 50,000. Apart from shopping and travel, this card also offers basic benefits on dining and fuel.

Overall, it is a good option for consumers looking to start their credit journey and seeking decent benefits across multiple categories. Additionally, consumers who are eligible for unsecured credit cards and want to avail similar benefits can also consider Axis Bank Privilege Credit Card.

FAQs

Is Axis Bank Privilege Easy Credit Card a secured credit card?
Yes, Axis Bank Privilege Easy Credit Card is a secured credit card that is offered against a fixed deposit. The minimum fixed deposit amount required to apply for this credit card is Rs. 65,000 and the maximum for the same is Rs. 25 Lakh.

What is the cash withdrawal fee for Axis Bank Privilege Easy Credit Card?
The cash withdrawal fee charged by the bank is 2.5% of the withdrawn amount or a minimum of Rs. 500 (whichever is higher). Therefore, it is advisable not to withdraw cash using a credit card as it comes with high interest charges.

How can I apply for Axis Bank Privilege Easy Credit Card?
You can apply for this credit card through both online and offline modes. To apply online, you can visit the official website of the bank and fill out the application form. In case you want to apply offline, you can visit the nearest Axis Bank branch to fill out the application form.

How can I check the status of my credit card application?
You can check the status of your application by visiting the official website of the bank. From the homepage, open the credit card application status page and enter your application number and registered mobile number to get the details. You can also contact the customer care of the bank and ask for your credit card application status.

What should I do if my credit card is lost?
In case you lose your credit card, you should report the loss immediately to Axis Bank customer care. The representative will immediately block your credit card to prevent it from any fraud. You can also inform the bank about your loss through the official website.

What is the forex markup fee charged by Axis Bank Privilege Easy Credit Card?
The forex markup fee charged by the bank for Axis Bank Privilege Easy Credit Card is 3.50% of the transaction amount.

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