Axis Bank MY ZONE EASY Credit Card

Rewards Program

• 4 EDGE REWARD points per Rs. 200 spent domestically
• Redeem accumulated reward points against products & items through the Axis EDGE REWARDS catalogue

Movie Benefit

• 25% cashback on online and box office movie ticket purchases at registered merchants, capped at Rs. 1,000 in a calendar year

Other Features & Benefits

• Cash withdrawal limit of up to 100% of the credit limit
• Interest free period of up to 50 days
• 1% fuel surcharge waiver on fuel spends between Rs. 400 and Rs. 4,000, capped at Rs. 400 can be per month
• 15% off on dining at partner restaurants under the Dining Delights program

To be eligible for this credit card, the applicant must be an Indian resident and also meet the below eligibility criteria:

• Age Requirement: 18 years
• Minimum FD Amount: Rs. 15,000
• Maximum FD Amount: Rs. 25 Lakh
• Exclusions: Tax Saver FDs, Flexi-Deposits and Fixed Deposits in the name of HUF/ Society/ Trust/ Companies

Type of Fee/ Charge	Amount
Joining Fee	Rs. 500 + Applicable Taxes
Annual Fee	Rs. 500 + Applicable Taxes
Finance Charges	3.40% p.m. (49.36% p.a.)
Late Payment Fee	For Outstanding Amount: Less than Rs. 500: Nil From Rs. 501 to Rs. 5,000: Rs. 500 From Rs. 5,001 to Rs. 10,000: Rs. 750 Greater than Rs. 10,000: Rs. 1,000

Click here for the detailed fees & charges and other terms & conditions.

Axis Bank MY ZONE EASY Credit Card is a secured credit card primarily designed to offer reward points on every spend. Cardholders earn 4 EDGE REWARD points per Rs. 200 spent on domestic transactions and redeem them through the EDGE REWARDS catalogue. Besides this, the card also offers cashback on movie ticket bookings at select partner merchants. Overall, with an annual fee of Rs. 500, this card is a suitable option for new-to-credit consumers who are planning to start their credit journey and are looking for a basic, rewards-based credit card.

Consider Axis MY ZONE EASY if:

• You are new to credit and want an entry-level card to build your credit profile
• You are looking for a rewards credit card with basic benefits
• You prefer partner platforms for movie bookings for maximum savings

Consider other options if:

• You are eligible to apply for unsecured credit cards with better benefits
• You want to earn higher reward rate across all spends
• You are looking for a card with travel and lifestyle benefits, such as lounge access

What is the credit limit offered on Axis MY ZONE EASY Credit Card?
Axis MY ZONE EASY Credit Card is offered against a fixed deposit amount of Rs. 15,000 to Rs. 25 Lakh. The credit limit offered is up to 90% of the FD amount.

How can I apply for Axis Bank MY ZONE EASY Credit Card?
Consumers can apply for this credit card online through the official website of Axis Bank. To apply, they must open a fixed deposit of Rs. 15,000 to Rs. 25 Lakh and submit self-attested copies of ID proof, address proof, and PAN. For offline application process, you can visit the nearest Axis Bank branch and submit the application form in person.

Can I use Axis MY ZONE EASY Credit Card for foreign transactions?
Yes, you can use this credit card for overseas spends. However, it charges a high forex markup fee of 3.5%. Therefore, if you want to save on your international spends, you should consider applying for a low or zero forex markup fee card.

Who can apply for Axis MY ZONE EASY Credit Card?
Indian citizens who are 18 years or older can apply for Axis Bank MY ZONE EASY Credit Card. Applicants must also open a fixed deposit account with an amount between Rs. 15,000 and Rs. 25 Lakh.

How can I activate my Axis Bank MY ZONE EASY Credit Card?
You can activate this credit card online by logging in to your mobile banking or internet banking account. Alternatively, you can contact Axis Bank customer care and follow the IVR instructions to activate your card.