AU Spont Credit Card

With the AU Spont Credit Card, you can earn 5 coins on every UPI transaction made through the AU 0101 App, and also receive 500 bonus coins on your first UPI transaction. In addition, the card offers 1% cashback on all transactions, including e-commerce, POS, contactless, and UPI payments, capped at Rs. 500 per month. This makes it a suitable option for consumers who frequently pay via UPI.

Yes, AU Spont Credit Card offers 8 complimentary domestic airport lounge visits annually, upon spending Rs. 20,000 per quarter. Additionally, it also offers 8 railway lounge visits annually (2 per quarter), making it ideal for travellers who frequently use airways or railways.

Cardholders can avail a 1% fuel surcharge waiver on all fuel transactions between Rs. 400 and Rs. 5,000, capped at Rs. 100 per month. This can help to save up to Rs. 1,200 per year on fuel expenses.

To apply, salaried individuals must be between 21 and 60 years old, while self-employed individuals should be between 25 and 65 years old. Applicants must also be resident Indians. 

The coins earned from UPI transactions and other eligible spends can be collected over time and redeemed via the AU Rewardz catalogue. This allows consumers to convert their coins into gift vouchers, or other benefits, making the rewards system simple and practical.