Andhra Bank Personal Loan Status: Track Application & Check Active Loan Online

Andhra Bank Personal Loan offers various personal loan schemes such as Andhra Bank Clean Loan, Andhra Bank Consumer Loan, etc. to cater to a variety of personal financial needs. The repayment period of Andhra Bank personal loans can go up to 60 months and the process features minimal documentation as well as quick disbursal. The subsequent sections discuss key details regarding how you can check your Andhra Bank personal loan status either online or offline.

How to Check Andhra Bank Personal Loan Status Online?

You can check Andhra Bank Personal Loan status online by following the below mentioned steps:

• Go to the “Check Loan Application Status” page on the Andhra Bank website
• Enter your application reference number
• Click on ‘Check Status’ to know the updated Andhra Bank personal loan application status.

How to Check Andhra Bank Personal Loan Status Offline?

You can also check Andhra Bank personal loan status offline through the following ways:

• You can call on 1800-425-1515 (toll- free), 040-23234313, 23252000; Extensions: 2422, 2577 (between 10:00 AM to 5:00 PM on all working days, except 2nd and 4th Saturdays)
• You can send Fax on 23232419
• You can send an email on customerser@andhrabank.co.in
• You can visit the nearest branch of Andhra Bank

How to Register Online for Andhra Bank Personal Loan Account?

Registering online for Andhra Bank personal loan account involves the following steps:

• Go to the Andhra Bank online banking page
• Enter your Customer ID
• Select the access type
• Enter the verification code
• Click on ‘Continue’ and enter OTP sent to your registered mobile number/email id to complete the registration process.

How to check Andhra Bank Personal Loan Status Online after Disbursal?

You can check the status of Andhra Bank personal loan post disbursal by logging in to the internet banking:

• Go to the Andhra Bank Internet Banking page.
• Enter your user id and password, then select the preferred language
• Click on ‘Login’ to log into your Internet Banking account. Once logged in you can check the current status of your already disbursed Andhra Bank personal loan.
• Details available online include outstanding personal loan principal, latest EMI payment, next EMI payment and other key details.

How to check Andhra Bank Personal Loan Status Offline after Disbursal?

You have the following options to check your personal loan status offline after disbursal:

• Make an in-person visit to the nearby Andhra Bank branch
• Call the toll-free customer care number – 1800-425-1515
• Email Andhra Bank customer care at customerser@andhrabank.co.in

FAQs

Q1. What is the interest rate of Andhra Bank Personal Loan?

The interest rate starts from 11.20% p.a.

Q2. How can I calculate the EMIs of Andhra Bank Personal Loan?

You can calculate the EMIs of Andhra Bank Personal Loan by using Paisabazaar’s Personal Loan EMI Calculator.

Q3. Can I foreclose my Andhra Bank Personal Loan?

The foreclosure charges for Andhra Bank Clean Loan and Consumer Loan are NIL. However, nominal charges may apply for foreclosure in case of Loan against NSCs, KVPs and LIC policies.

Q4. Which products can I buy using Andhra Bank Consumer Loan?

You can buy a wide range of consumer durable products using the Andhra Bank Consumer Durable Loan.

Q5. What If I miss paying an EMI?

If you miss paying an EMI, you might have to pay late payment charges as well as penal interest at applicable rate on the overdue amount.