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Andhra Bank credit cardholders are rewarded on using the cards for eligible transactions. The Reward Points are converted into the currency and credited to the card account. Users can use this cashback to settle the outstanding balance. Read more to understand how to redeem Andhra Bank credit card reward points:
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Shopping with your Andhra Bank Credit Card is advantageous as for every transaction Andhra Bank credits your credit card account with reward points. These accumulated reward points can be redeemed either as cashback points or against exciting products or gift vouchers. Following are the steps that will help you in redeeming the reward points accumulated on your Andhra Bank Credit Card.
Please Note: Andhra Bank is not a Paisabazaar partner. Offers would be from partner Banks/NBFCs only.
The reward points earned on the Andhra Bank Credit Card can be utilized to enjoy desired products and gift vouchers. For further assistance related to converting of reward points into Air Miles or Loyalty Points kindly contact the customer care department of Andhra Bank on the following numbers:
Andhra Bank Credit Card offers a lucrative rewards program under which the credit card holders are eligible to earn rewards on every transaction made using the Andhra Bank Credit Card. For every purchase the cardholder’s account is credited with reward points as under:
| Name of the Credit Card | Category of Credit Card | Reward points earned |
| Visa Classic | Lifestyle | 3 points earned on every Rs 150 spent |
| Visa Platinum | Lifestyle | 5 points earned on every Rs 150 spent |
| Visa Signature | Travel | 5 points earned on every Rs 150 spent |
| Rupay Platinum | Cashback | 10 points earned on every Rs 150 spent |
| RupaySelect | Travel | 5 points earned on every Rs 150 spent |
There is a range of credit cards offered by Andhra Bank and all the cards are categorized to meet specific spending needs of customers. All these credit cards offered by Andhra Bank are eligible for earning reward points. The minimum transaction amount for earning reward point is Rs 150. Also as mentioned above the number of reward points earned varies for each credit card.
The accumulated reward points can be converted to cashback points where ONE reward point is equal to 0.10 Paisa. Hence as per the given reward points conversion rate 10 reward points will convert to Rs 1. However kindly note, if you hold more than one Andhra bank credit cards, the reward points from one card cannot be transferred to another credit card.
In order to check the accumulated reward points you can log-in to your net banking account. Alternatively, you can call toll free customer care number to check reward points on your credit card.
How to redeem Andhra Bank credit card reward points?
To redeem your credit card reward points, click here.
How many reward points cardholders can earn using Andhra Bank Credit Card?
Earning reward points depends on the usage of the credit card the more you shop more you reward points you earn on your Andhra Bank Credit Card.
Is there any limit on reward points?
Yes, there is a minimum and maximum limit on earning reward points. A Cardholder is eligible to earn a minimum of 3 reward points and a max of 10 reward points using Andhra Bank Credit Card.
Do the reward points have an expiry date?
Yes, accumulated reward points shall expire if they are not redeemed within 2 years.
Can I gift or transfer my reward points?
No, Andhra Bank does not allow to transfer reward points on any other credit card neither the cardholder can gift the accumulated reward points to family or relatives.
Can the reward points be redeemed as cashback?
Yes, a cardholder can redeem the accumulated reward points into cashback points. The conversion is 1 reward point = 10 Paisa
