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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max Loan Amt.Upto ₹25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee₹ 6,500
ICICI Bank
100% Digital Process*Quick Disbursal
Max Loan Amt.Upto ₹25L
Rate of Interest11% - 13%
Tenure upto1-5 Years
Processing FeeUpto 2%
Axis Bank
Low Processing fee
Max Loan Amt.Upto ₹25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
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How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

About InCred Personal Loan

InCred Personal Loan is known for its simple procedure, quick approval and instant disbursal. Ranging from Rs. 75,000 to Rs. 15 lakh, InCred personal loan can be availed for many purposes like getting married, going on a vacation, paying off existing debts, renovating home, going for higher studies, paying medical bills, etc. This loan can be repaid by maximum 60 months.

How to Track Incred Personal Loan Status: Online

  • You can send an email regarding the status of your loan application to care@InCred.com with your application number. You will get a reply back on how far your application is in the process. Make sure that you use your registered email ID.
  • Alternatively, they also have a feature where you can send a Whatsapp message to 8826272192 regarding your personal loan status query too.
  • InCred also has an android app called ‘InCred’ where you can check for the status as well as ask any other questions you might have.

How to Track InCred Personal Loan Status: Offline

  • You can call into InCred customer at 1860-500-2192 and talk to the customer care representatives regarding your personal loan status.
  • You can also visit the nearest branch of InCred and can get information regarding the personal loan status. You can track the nearest branch.

How to Apply for Incred Personal Loan?

If you want to apply for Incred personal loan, you can apply through Paisabazaar, which is India’s number 1 financial platform. Paisabazaar allows you to apply for a loan from the comfort of your home or office. The process is simple and involves just a few steps.

  • Go to Paisabazaar
  • Fill a form
  • Fill your basic information
  • Click on ‘Proceed’

Alternatively, you can also apply for InCred personal loan by

  • Visiting the official website of InCred.
  • Calling the customer care on 1860-500-2192 or 022-42117799.
  • Sending an email at care@InCred.com
  • Writing a letter at The Capital, Unit no 1502A, B Wing, Bandra Kurla Complex, Mumbai – 400051

Avail Personal Loan for
All Your Needs

Incred Personal Loan- Features

  • Easy to apply: The application process is really quick and completely hassle-free. The loan application process can be done entirely online.
  • Flexible repayment: Repayment options for InCred personal loan are quite flexible and the applicant can choose their preferred loan repayment option that goes upto 60 months.
  • Loan amount: The minimum personal loan amount is Rs. 75,000 and maximum loan amount that can be availed of is Rs. 15 lakh.
  • Attractive interest rate: The interest rate of InCred personal loan starts from 11.49% p.a. and varies as per an individual’s age, credit score, repayment history, employer etc.
  • Quick disbursal: The loan approval rate is very quick, and after approval, the loan is disbursed to the applicant’s account.

Incred Personal Loan- Eligibility

  • You should be a citizen of India.
  • You should meet the age criteria.
  • You must be a salaried employee or can be self-employed professional.

Documents Required for Loan Application

  • Identity proof: Copy of driver’s license or voter ID or passport etc.
  • Address proof: Copy of rent agreement or utility bills or Aadhar card etc.
  • Bank Statement of the last 6 months from the date of the loan application
  • Salary slip of last 6 months in case of salaried employees from the date of the loan application
  • Form 16/IT returns of last two years

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

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What our customers say

Apne higher education ke liye loan liya tha

Muhje higher education ke liye loan chahiye tha. Paisabazaar pe apply kiya. Got it at the right time. Quite helpful.

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Puja DanuJan 22, 2026

Sabse jada helpful log the yaha

Maine bht jagah try kiya tha personal loan ka, yaha try kiya toh helpful log mille. Har steps mai aram se samjhaya or usse muhje loan lene mai jda dikkat nhi aayi.

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Anuradha GuptaJan 21, 2026

Meri shaddi thi

Shadi mai bht kharche hote hai. Maine shaddi ke liye personal loan paisabazaar se liya tha. Process smooth tha or interest bhi sahi milla.

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Sadia KhatunJan 15, 2026

Travel ke liye personal loan liya tha

Mai bohot din se out of India ghumne jana chahti thi lekin jab jane ka time mila toh budget kaam padh raha tha, Paisabazaar se personal loan leke bht acha trip kiya. Maza agaya. Mere upar koi burden bhi nhi padha

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Tarini RoyJan 14, 2026

Easy personal loan available

Took personal loan. Good experience.

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Ruchika TiwariJan 14, 2026

Medical Emergency thi, loan jaldi mil gya

Muhje ek medical emergency ke liye personal loan lena padha. Paisabazaar pe bht jaldi or smooth process tha. time pe kaam agaya.

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Raj SinghJan 13, 2026

Compare karke sahi rate mila

Loan offers jab comapre kiya toh pata chala konse loan lene se muhje sahi mai faida hoga. Isiliye Paisabazaar muhje best laga.

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Akrity PandeyJan 5, 2026

Personal loan fatfat mai mil gaya

Muhje paiso ki urgent need thi. Paisabazaar se loan jaldi or sahi rate pe mil gaya.

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Riya MehraJan 5, 2026

Loan from Paisabazaar was actually paperless

I always used to think that the paperless loan is a myth. But on Paisabazaar, I applied for the pre approved loan from IDFC Bank and all documentation was already done. I just filled the form, did kyc and my loan was approved and disbuursed one the same day.

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Tanmay BorkatakiDec 12, 2025

Best place for a small loan

I have take loan of 60-70000 three times from paisabazaar in 4 years and every time it has been a very good experience. They provide the loan without failure and have also helped me improve my cibil.

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Aridaman Singh ParhichaDec 11, 2025
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